Faisal Khan
Cross-border payments, banking access, licensing. Thirty-one years inside regulated money movement.
Every answer on askmint is mine. I have spent more than thirty-one years in financial services, almost all of it on one problem: how money legally crosses a border, and what a regulator needs to see before it will.
My career began in technology, not banking. I moved into banking and payments, and then into cross-border payments. That is where I saw how badly companies get caught by the rules across many countries. Not because the rules are impossible, but because the wrong structure was chosen before anyone understood the flow of funds.
Since starting the consultancy in 2010, I have worked with more than four hundred companies across seventy-two countries, from early-stage startups to established financial institutions. The work is helping them obtain licences, secure banking relationships, and build compliance frameworks that hold up under examination.
Today it is mostly licensing strategy, MSB banking access and cross-border payment structures, alongside writing, speaking and the educational sites that sit around the practice. This site is one of them.
Every call I take, I take myself. Twelve thousand of them so far.
Licensing and compliance
Money transmitter licences, payment institution registration and compliance programmes across many countries. More than fifty licence applications done.
Banking relationships
Getting and keeping bank accounts for high-risk and regulated businesses. The part most operators underestimate.
Cross-border payments
Payment corridors, settlement design, FX risk and the licensing that sits underneath international money movement.
- A bank, money transmitter or money services business
- A law firm. Nothing here is legal advice
- In the flow of funds. I never hold client money