US Licensing
What type of license is required if acting as an intermediary in an FX transaction between two parties?
Dec 18, 2025
US Money Transmitter Licensing and MSB Registration
What are some common misconceptions regarding MTL?
Feb 19, 2025
US Money Transmitter Licensing and MSB Registration
What is the Model Money Transmitter Law?
Feb 18, 2025
US Money Transmitter Licensing and MSB Registration
Why are payroll processors suddenly concerned about MTL?
Feb 18, 2025
US Money Transmitter Licensing and MSB Registration
What is Money Transmitter Licensing (MTL)?
Feb 18, 2025
US Money Transmitter Licensing and MSB Registration
Do we need to be licensed in any capacity, such as a money transmitter?
Jan 30, 2024
US Money Transmitter Licensing and MSB Registration
Is a money transmitter license required for the operation of closed-loop cards in the United States?
Jan 29, 2024
US Money Transmitter Licensing and MSB Registration
What are the costs involved in registering as an MSB or money transmitter in the United States?
Jan 2, 2024
US Money Transmitter Licensing and MSB Registration
Do I need a license for a private USDT transaction in Florida?
Nov 14, 2023
US Money Transmitter Licensing and MSB Registration
Can we work under a Trust’s Money Transmitter License?
Feb 15, 2023
US Money Transmitter Licensing and MSB Registration
Montana does not require a money transmitter license, so if I register a company there am I exempt from money transmitter licenses?
Feb 15, 2023
US Money Transmitter Licensing and MSB Registration
What are the eligibility requirements for a money transmitter license, and must a company actually hold customer funds?
Feb 11, 2023
US Money Transmitter Licensing and MSB Registration
What is the process for obtaining a money transmitter license in the US?
Feb 4, 2023
US Money Transmitter Licensing and MSB Registration
Where can I find a detailed breakdown of money transmitter license costs in the United States?
Feb 1, 2023
US Money Transmitter Licensing and MSB Registration
Does incorporating in Montana exempt a company from money transmitter licensing?
Feb 10, 2022
US Money Transmitter Licensing and MSB Registration
Can trust companies provide money transmitter license coverage?
Jan 10, 2022
US Money Transmitter Licensing and MSB Registration
Do I need a money transmitter license if my platform collects customer payments and distributes proceeds to vendors?
Nov 4, 2020
US Money Transmitter Licensing and MSB Registration
Do I need a money transmitter license if I collect money on behalf of someone in another country (e.g., Ghana) and pay them out monthly to reduce micro-transaction fees?
Jun 6, 2020
US Money Transmitter Licensing and MSB Registration
If I receive money in the US on behalf of someone else to make an online purchase for them (they live outside the US), am I considered a money transmitter?
Jun 6, 2020
US Money Transmitter Licensing and MSB Registration
What regulations would apply to a peer-to-peer money transfer platform (like a TransferWise/Wise matching model) if the platform never touches customer funds and only matches users?
Jun 6, 2020
US Money Transmitter Licensing and MSB Registration
Can you recommend law firms that specialize in US payments and money transmission regulation?
May 6, 2020
US Money Transmitter Licensing and MSB Registration
How do you obtain licensing and banking for a US-to-Kenya remittance app?
Nov 9, 2019
US Money Transmitter Licensing and MSB Registration
If I collect money from people and send it using a licensed money transmitter’s app, is that legal in the US—and can I charge a fee for doing it?
Sep 9, 2019
US Money Transmitter Licensing and MSB Registration
What are the costs associated with surety bonds for US money transmitter licenses?
Sep 5, 2019
US Money Transmitter Licensing and MSB Registration
How long does it take to obtain money transmitter licenses nationwide in the US?
Sep 5, 2019
US Money Transmitter Licensing and MSB Registration
Can foreign banks provide money transmitter coverage inside the US?
Sep 3, 2019
US Money Transmitter Licensing and MSB Registration
Do international fintech startups need US money transmitter licenses?
Sep 1, 2019
US Money Transmitter Licensing and MSB Registration
How feasible is it to get a money transmitter license in California for a storefront crypto-to-cash business?
Jul 4, 2019
US Money Transmitter Licensing and MSB Registration
Is there a network or consortium for small licensed money transmitters in the US?
Jun 9, 2019
US Money Transmitter Licensing and MSB Registration
Who are market makers on Ripple, and are they considered money transmitters requiring licenses?
Mar 1, 2019
US Money Transmitter Licensing and MSB Registration
Could an app that enables users to exchange currencies with each other (so they become their own “money transmitters”) be disruptive for international remittances?
Aug 10, 2018
US Money Transmitter Licensing and MSB Registration
Will Ripple face serious regulatory risks (as of 2018)?
May 6, 2018
US Money Transmitter Licensing and MSB Registration
Is it illegal in the US to offer remittances using cryptocurrency, and can crypto remittance services avoid the fees that regulated remittance providers pay?
May 6, 2018
US Money Transmitter Licensing and MSB Registration
If someone day-trades crypto (like Bitcoin) within Coinbase limits, would they be considered a “virtual currency business” requiring a money transmitter license?
Jan 9, 2018
US Money Transmitter Licensing and MSB Registration
Do gift card companies need a FinCEN money transmitter license for reloadable cards funded with cash?
Aug 7, 2016
US Money Transmitter Licensing and MSB Registration
What legal steps and requirements are needed to build a PayPal-like service in the U.S. and globally?
Jul 1, 2016
US Money Transmitter Licensing and MSB Registration
What impact will FinCEN regulation have on virtual-currency payment systems being treated as money transmitters?
Apr 10, 2016
US Money Transmitter Licensing and MSB Registration
What legal and technical requirements are needed to launch a crowdfunding platform in the U.S.?
Mar 9, 2016
US Money Transmitter Licensing and MSB Registration
How can a business identify the legal process required to obtain a money transfer license?
Mar 6, 2016
US Money Transmitter Licensing and MSB Registration
What laws or tools would be needed to legally link Bitcoin wallets to real identities like PayPal accounts?
Jan 12, 2016
US Money Transmitter Licensing and MSB Registration
Does a marketplace-style business need a money-transmitter license?
Jan 7, 2016
US Money Transmitter Licensing and MSB Registration
What laws and regulations apply to Bitcoin businesses operating in the United States?
Jan 1, 2016
US Money Transmitter Licensing and MSB Registration
Would Qiwi be treated as a money-transfer service under U.S. regulations?
Oct 8, 2015
US Money Transmitter Licensing and MSB Registration
What regulations must be followed when starting a payments business that uses ACH?
Sep 11, 2015
US Money Transmitter Licensing and MSB Registration
Which regulations apply when starting a money handling or money transfer business in the US?
Sep 11, 2015
US Money Transmitter Licensing and MSB Registration
Why are there still no major, large-scale Bitcoin exchanges based in the United States?
Sep 6, 2015
US Money Transmitter Licensing and MSB Registration
If I beta-launch a marketplace that holds funds in escrow or for 24–48 hours, would I need a money-transmitter license?
Jul 9, 2015
US Money Transmitter Licensing and MSB Registration
What revenue layers exist between a U.S. institution holding an MSB license and the end customer?
Jul 2, 2015
US Money Transmitter Licensing and MSB Registration
If I run an online service connecting the U.S. with Africa, do I need a separate money-transmitter license in each U.S. state?
Jun 8, 2015
US Money Transmitter Licensing and MSB Registration
Is Payoneer licensed as a money transmitter in every U.S. state?
May 9, 2015
US Money Transmitter Licensing and MSB Registration