System Integration
What major problems in payments technology remain unsolved?
Mar 6, 2021
Banking and Payments Technology Stack
How does online banking bill payment work?
Jul 5, 2017
Banking and Payments Technology Stack
How does a bank connect into the broader financial system?
Nov 5, 2016
Banking and Payments Technology Stack
What happens behind the scenes when you withdraw cash from an ATM?
Jun 1, 2016
Banking and Payments Technology Stack
How are the SWIFT and Visa networks linked, and does Visa use SWIFT for bulk transaction messaging?
Dec 11, 2015
Banking and Payments Technology Stack
How do banks connect into and communicate over the SWIFT network?
Nov 5, 2015
Banking and Payments Technology Stack
For web-based payment processors, what key pieces are still missing in today’s payments infrastructure?
Feb 12, 2015
Banking and Payments Technology Stack
Where can I find the ISO 8583 message specifications for each card network such as Visa, Mastercard, and STAR?
Jan 4, 2015
Banking and Payments Technology Stack
What might a future “converged” ecosystem of multiple mobile financial services operators look like?
Jan 2, 2015
Banking and Payments Technology Stack
How do ATMs and internet/mobile banking systems enable bill payments and mobile top-ups for telecom providers?
Nov 8, 2014
Banking and Payments Technology Stack
What is the most comprehensive method for processing payments online?
Mar 10, 2014
Banking and Payments Technology Stack
How much of the internet still relies on pre-2000 legacy code, infrastructure, or hardware?
Aug 10, 2013
Banking and Payments Technology Stack
Do most banks build their own core banking and CRM systems, or do they buy them?
Jul 12, 2013
Banking and Payments Technology Stack
Is it easy to build a payment gateway from scratch?
Jul 10, 2013
Banking and Payments Technology Stack
How does banking transaction software interface with ACH networks?
Feb 12, 2013
Banking and Payments Technology Stack
What’s required to build a card-present payments system from scratch, and are there open-source options?
Feb 12, 2013
Banking and Payments Technology Stack
What is required to build a card-present payment system from scratch, and is open-source software available?
Feb 12, 2013
Banking and Payments Technology Stack
Why do credit card companies perform poorly in the online banking arena?
Feb 3, 2013
Banking and Payments Technology Stack
What SaaS products are best for online security and fraud prevention?
Nov 11, 2012
Banking and Payments Technology Stack
Online Bill Pay: Are payee-to-payee transfers permitted, and if so, why aren’t they available?
Nov 1, 2012
Banking and Payments Technology Stack
How do you build a mobile banking app—what specs and bank documentation are needed, and can it be done with Ruby on Rails?
Jun 12, 2012
Banking and Payments Technology Stack
How do you technically build a mobile banking app and what documentation is required from banks? Can it be built using Ruby on Rails?
Jun 12, 2012
Banking and Payments Technology Stack
What router is best suited for a small internet startup?
Jun 4, 2012
Banking and Payments Technology Stack
Why hasn’t Dwolla been incorporated into invoicing software or applications?
Apr 3, 2012
Banking and Payments Technology Stack
Why doesn’t Dwolla integrate directly with invoicing tools or accounting apps?
Apr 3, 2012
Banking and Payments Technology Stack