Money Services Business (MSB)
What revenue layers exist between a U.S. institution holding an MSB license and the end customer?
Jul 2, 2015
US Money Transmitter Licensing and MSB Registration
What could be the implications if Microsoft applied for MSB (Money Services Business) status?
Apr 9, 2015
US Money Transmitter Licensing and MSB Registration
If we charge customers’ credit cards worldwide and then wire funds to other users (minus a service fee) like Airbnb, do we need money-transfer licenses (MSB/MST) in the U.S. or Europe?
Apr 7, 2015
US Money Transmitter Licensing and MSB Registration
Who are some of the top lawyers and law firms specializing in money-transmitter licensing for both startups and established companies?
Mar 3, 2015
US Money Transmitter Licensing and MSB Registration
Does Linden Lab need a money-transmitter license for the Linden Dollar economy inside Second Life?
Jan 2, 2015
US Money Transmitter Licensing and MSB Registration
In the U.S., what regulations apply to businesses that handle, hold, and transfer customer money?
Jan 1, 2015
US Money Transmitter Licensing and MSB Registration
Which major tech companies hold MSB licenses, and what do they use them for?
Dec 9, 2014
US Money Transmitter Licensing and MSB Registration
Does the size or scale of a business impact whether it is considered a money transmitter?
Oct 6, 2014
US Money Transmitter Licensing and MSB Registration
If I’m a licensed MSB outside the U.S., can I legally operate an online service offering transfers from the U.S. to my country?
Oct 4, 2014
US Money Transmitter Licensing and MSB Registration
Why aren’t transit cards accepted for general-purpose payments?
Oct 3, 2014
US Money Transmitter Licensing and MSB Registration
What regulatory requirements must be met to run a business like PayPal?
Jul 12, 2014
US Money Transmitter Licensing and MSB Registration
Dwolla: Does an online money transmitter need a separate money-transmitter license for each U.S. state in which it offers services?
Jul 10, 2014
US Money Transmitter Licensing and MSB Registration
Could a compliant cross-border bill payment service (for example, from the U.S. to Mexico or Indonesia) operate without remittance licenses?
Jun 2, 2014
US Money Transmitter Licensing and MSB Registration
Are we considered a money services business if we issue branded prepaid cards usable only within a specific shopping mall (in most states)?
Feb 6, 2014
US Money Transmitter Licensing and MSB Registration
Are U.S. financial institutions restricted to issuing only stored-value cards?
Jan 1, 2014
US Money Transmitter Licensing and MSB Registration
Online Payments: If a company is exempt from MSB status, could it still need money-transmitter licenses in certain states?
Nov 10, 2013
US Money Transmitter Licensing and MSB Registration
Do money-transmission laws apply to gift-giving businesses that distribute cash gifts?
Sep 8, 2013
US Money Transmitter Licensing and MSB Registration
What are the main issues with the U.S. Money Service Business model?
Jun 4, 2013
US Money Transmitter Licensing and MSB Registration
Do FinCEN regulations apply internationally?
May 5, 2013
US Money Transmitter Licensing and MSB Registration
Seeking an attorney who can assist our client (a Sri Lankan bank) with registering as a money transmitter in New York and eventually other states. Any recommendations?
May 4, 2013
US Money Transmitter Licensing and MSB Registration
Can a U.S. bank operating in just one state provide money transfer services to residents of other states?
May 4, 2013
US Money Transmitter Licensing and MSB Registration
Can a US bank that operates in only one state offer money transfer services to residents of other states?
May 4, 2013
US Money Transmitter Licensing and MSB Registration
What is required to build a PayPal-like payment service that enables online payments and money transfers through the Internet or branded credit/debit cards?
Mar 6, 2013
US Money Transmitter Licensing and MSB Registration
What does it take to build a PayPal-like payment service that enables online payments and money transfers (and possibly branded cards)?
Mar 6, 2013
US Money Transmitter Licensing and MSB Registration
What distinguishes a money transmitter license from an escrow license?
Jan 3, 2013
US Money Transmitter Licensing and MSB Registration
What are the core components required to build a peer-to-peer payment system?
Dec 8, 2012
US Money Transmitter Licensing and MSB Registration
What are the steps to build a peer-to-peer payments platform?
Dec 8, 2012
US Money Transmitter Licensing and MSB Registration
Does Airbnb require specific licenses to provide escrow services between transacting parties?
Nov 11, 2012
US Money Transmitter Licensing and MSB Registration
Are there legal risks involved in holding money in a PayPal account on behalf of an unrelated third party?
Nov 6, 2012
US Money Transmitter Licensing and MSB Registration
FinCEN: Where in the MSB definition is the exemption for infrequent activity located?
Jun 1, 2012
US Money Transmitter Licensing and MSB Registration
Where exactly in FinCEN’s MSB definition is the “infrequent use” exception defined?
Jun 1, 2012
US Money Transmitter Licensing and MSB Registration
Does the primary recipient in PayPal chained payments qualify as a money services business?
Apr 9, 2012
US Money Transmitter Licensing and MSB Registration
Does the main receiver in PayPal chained payments count as a money services business?
Apr 9, 2012
US Money Transmitter Licensing and MSB Registration
Would a lending or borrowing platform be classified as a money transmitter?
Apr 8, 2012
US Money Transmitter Licensing and MSB Registration
Would a site enabling peer-to-peer lending/borrowing count as a money transmitter legally?
Apr 8, 2012
US Money Transmitter Licensing and MSB Registration
Does Kickstarter hold a money-transmitter license?
Feb 4, 2012
US Money Transmitter Licensing and MSB Registration
Does Kickstarter require a money transmitter license to operate?
Feb 4, 2012
US Money Transmitter Licensing and MSB Registration
Is Airbnb legally classified as a money transmitter?
Nov 10, 2011
US Money Transmitter Licensing and MSB Registration
Why is Facebook allowed to operate as a money transmitter in some states without a license?
Nov 9, 2011
US Money Transmitter Licensing and MSB Registration
Does Clover hold a money transmitter license in California?
Nov 7, 2011
US Money Transmitter Licensing and MSB Registration
Is Western Union legally classified as a bank, and how do they avoid that designation?
Sep 8, 2011
US Money Transmitter Licensing and MSB Registration
Do international money transfer startups need both money transmitter licenses and MSB registration?
Aug 7, 2011
US Money Transmitter Licensing and MSB Registration
Do you need both money transmitter and MSB licenses to start an international money transfer business?
Jul 8, 2011
US Money Transmitter Licensing and MSB Registration