Financial Technology Architecture
What major problems in payments technology remain unsolved?
Mar 6, 2021
Banking and Payments Technology Stack
Will Ripple dominate global cross-border payments?
Jun 10, 2019
Banking and Payments Technology Stack
How does online banking bill payment work?
Jul 5, 2017
Banking and Payments Technology Stack
How does a bank connect into the broader financial system?
Nov 5, 2016
Banking and Payments Technology Stack
How does Droplet Pay work from a technical architecture perspective?
Aug 9, 2016
Banking and Payments Technology Stack
How does online banking work, and why can’t a hacker simply increase an account balance without stealing from somewhere else?
Aug 5, 2016
Banking and Payments Technology Stack
What happens if two people withdraw cash at the same time from different ATMs linked to the same bank account?
Jul 12, 2016
Banking and Payments Technology Stack
What happens behind the scenes when you withdraw cash from an ATM?
Jun 1, 2016
Banking and Payments Technology Stack
How do ATMs function internally?
Jun 1, 2016
Banking and Payments Technology Stack
How do banks manage and record very large volumes of transactions and customer accounts?
May 3, 2016
Banking and Payments Technology Stack
Which banking and payments platform vendors have best embraced fintech and next-generation IT?
Feb 7, 2016
Banking and Payments Technology Stack
In a core banking system, what does “multi-bank capability” mean?
Feb 1, 2016
Banking and Payments Technology Stack
What features and modules are typically included in banking software?
Dec 12, 2015
Banking and Payments Technology Stack
How are the SWIFT and Visa networks linked, and does Visa use SWIFT for bulk transaction messaging?
Dec 11, 2015
Banking and Payments Technology Stack
How advanced or “intelligent” are ATMs in terms of what they can do and decide?
Dec 2, 2015
Banking and Payments Technology Stack
Debit Cards: Are there any real-time tools that convert traditional bank details into SEPA IBAN and BIC format?
Dec 1, 2015
Banking and Payments Technology Stack
How do banks connect into and communicate over the SWIFT network?
Nov 5, 2015
Banking and Payments Technology Stack
In online payments, what does tokenization mean?
Aug 9, 2015
Banking and Payments Technology Stack
How can we build a proof of concept for an agent-banking solution?
Aug 2, 2015
Banking and Payments Technology Stack
Is there an off-the-shelf EMV (chip-and-PIN) Bluetooth card reader I can buy to build my own iOS payment solution?
Jul 5, 2015
Banking and Payments Technology Stack
If a bank quietly added one cent to every customer’s account balance, what would happen?
May 5, 2015
Banking and Payments Technology Stack
Payment Processing: What technologies and systems power gift cards?
May 4, 2015
Banking and Payments Technology Stack
How can I build a basic online banking system from scratch?
Apr 7, 2015
Banking and Payments Technology Stack
What systems do banks typically use to maintain and reconcile customer accounts?
Apr 7, 2015
Banking and Payments Technology Stack
What additional infrastructure is needed to boost real-world acceptance of cryptocurrencies?
Mar 9, 2015
Banking and Payments Technology Stack
For web-based payment processors, what key pieces are still missing in today’s payments infrastructure?
Feb 12, 2015
Banking and Payments Technology Stack
How do banks use encryption in ATMs, and where is ATM-related data stored?
Feb 3, 2015
Banking and Payments Technology Stack
Where can I find the ISO 8583 message specifications for each card network such as Visa, Mastercard, and STAR?
Jan 4, 2015
Banking and Payments Technology Stack
What might a future “converged” ecosystem of multiple mobile financial services operators look like?
Jan 2, 2015
Banking and Payments Technology Stack
Which companies manufacture banknote recyclers used in cash-accepting ATMs?
Dec 12, 2014
Banking and Payments Technology Stack
How do ATMs and internet/mobile banking systems enable bill payments and mobile top-ups for telecom providers?
Nov 8, 2014
Banking and Payments Technology Stack
Are there any open-source software solutions designed specifically for the money transfer industry?
Sep 5, 2014
Banking and Payments Technology Stack
What are the key differences between a core banking system and a billing system?
Aug 9, 2014
Banking and Payments Technology Stack
What are the differences between a management information system (MIS) and a transaction processing system (TPS)?
Aug 7, 2014
Banking and Payments Technology Stack
Who is developing the next generation of banking applications?
Jul 8, 2014
Banking and Payments Technology Stack
What are the key requirements for building a micropayments system?
Jun 10, 2014
Banking and Payments Technology Stack
Do MagTek and IDTech provide white-label hardware readers?
Jun 2, 2014
Banking and Payments Technology Stack
What upcoming innovations can we expect in ATM technology?
May 6, 2014
Banking and Payments Technology Stack
Which Pakistani tech companies are building their own products rather than only doing services?
May 4, 2014
Banking and Payments Technology Stack
What is the most comprehensive method for processing payments online?
Mar 10, 2014
Banking and Payments Technology Stack
Why is U.S. commercial banking technology seemingly a decade behind that of other countries I’ve lived in?
Mar 2, 2014
Banking and Payments Technology Stack
As data-security demands grow, will credit card processing shift more toward cloud-based solutions?
Feb 10, 2014
Banking and Payments Technology Stack
How and where do banks store, retrieve, and update account information?
Feb 5, 2014
Banking and Payments Technology Stack
What precautions should you take when building your first billing and payment system?
Oct 1, 2013
Banking and Payments Technology Stack
What precautions should be taken when building a billing and payment system for the first time?
Oct 1, 2013
Banking and Payments Technology Stack
Do most banks build their own core banking and CRM systems, or do they buy them?
Jul 12, 2013
Banking and Payments Technology Stack
Is it easy to build a payment gateway from scratch?
Jul 10, 2013
Banking and Payments Technology Stack
Do banking transaction references include profanity filters?
Apr 12, 2013
Banking and Payments Technology Stack
How does banking transaction software interface with ACH networks?
Feb 12, 2013
Banking and Payments Technology Stack
What’s required to build a card-present payments system from scratch, and are there open-source options?
Feb 12, 2013
Banking and Payments Technology Stack