Topic

ACH

72 questions
Do you think an ACH can be rejected (incurring reject fees) if we verify the balance ahead of time? Feb 23, 2023 Domestic Payment Rails, National Switches and Clearing Systems Can ACH transfers be made to or from a prepaid card? Aug 7, 2022 Domestic Payment Rails, National Switches and Clearing Systems Why is Bank of America’s ACH transfer process so slow? Mar 5, 2020 Domestic Payment Rails, National Switches and Clearing Systems What happens if I accidentally used a wire routing number for an ACH deposit transaction? Aug 4, 2019 Domestic Payment Rails, National Switches and Clearing Systems What are the key differences between ACH payments and CHIPS transfers? May 6, 2019 Domestic Payment Rails, National Switches and Clearing Systems How does the ACH system work, how are payments processed, and how does it differ from RTGS and other local networks? May 5, 2017 Domestic Payment Rails, National Switches and Clearing Systems How can ACH be used to move money between a customer’s own checking and savings or investment accounts? Apr 5, 2017 Domestic Payment Rails, National Switches and Clearing Systems Is there a compiled list of retailers that accept ACH eChecks (not PayPal)? Mar 1, 2017 Domestic Payment Rails, National Switches and Clearing Systems What are the requirements to become an ACH processor? Nov 6, 2016 Domestic Payment Rails, National Switches and Clearing Systems Why can’t ACH transfers be processed instantly? Sep 1, 2016 Domestic Payment Rails, National Switches and Clearing Systems How does Kash function at a technical or system level? Aug 9, 2016 Domestic Payment Rails, National Switches and Clearing Systems What solutions let online customers pay using their online banking login instead of routing and account numbers? Aug 3, 2016 Domestic Payment Rails, National Switches and Clearing Systems How realistic was same-day ACH becoming widespread in 2016? Jul 9, 2016 Domestic Payment Rails, National Switches and Clearing Systems If an ACH debit fails but the funds were already credited to the destination bank, what should be done? Jul 6, 2016 Domestic Payment Rails, National Switches and Clearing Systems Do any banks use processing rails other than ACH? Jul 3, 2016 Domestic Payment Rails, National Switches and Clearing Systems How do services like PayPal and Square move money into and out of their users’ bank accounts? Jun 3, 2016 Domestic Payment Rails, National Switches and Clearing Systems For an incorrect ACH transfer, how should the sender notify the receiving bank under UCC § 4A-205(b) to recover the funds? Jun 2, 2016 Domestic Payment Rails, National Switches and Clearing Systems How can a website or app initiate an ACH transfer without being underwritten? May 1, 2016 Domestic Payment Rails, National Switches and Clearing Systems Is there a way to let users transfer money to each other directly from their bank accounts inside my app? Apr 12, 2016 Domestic Payment Rails, National Switches and Clearing Systems Can digital bank transfers in the U.S. be completed on weekends, and why or why not? Apr 5, 2016 Domestic Payment Rails, National Switches and Clearing Systems How can funds be moved from a bank account into an app without using ACH? Mar 7, 2016 Domestic Payment Rails, National Switches and Clearing Systems How can I connect to the ACH network so customers can pay from their bank accounts inside my product? Mar 3, 2016 Domestic Payment Rails, National Switches and Clearing Systems What influence do banks have over the creation of new ACH-style networks by startups and large corporations? Feb 11, 2016 Domestic Payment Rails, National Switches and Clearing Systems How likely is it that a newer, smarter version of ACH will be created to update or replace the current 1960s-era ACH system? Dec 2, 2015 Domestic Payment Rails, National Switches and Clearing Systems What does a typical ACH payment acceptance flow look like end to end? Aug 12, 2015 Domestic Payment Rails, National Switches and Clearing Systems Is knowing someone’s bank account number alone enough to withdraw money from a US bank account? Aug 11, 2015 Domestic Payment Rails, National Switches and Clearing Systems What exactly are ACH fees and who charges them? Aug 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is the best option for a website that needs to receive low-volume but high-value ACH payments? Jul 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems What are the biggest threats facing the ACH (automated clearing house) system, and why? Jun 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems What makes an ACH account number unique in the United States? Jun 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems Does Stripe support ACH bank payments in addition to card transactions? Jun 3, 2015 Domestic Payment Rails, National Switches and Clearing Systems How are payments drawn from a checking account authorized and approved? Jun 3, 2015 Domestic Payment Rails, National Switches and Clearing Systems Are paperless checks as insecure as they appear? Mar 8, 2015 Domestic Payment Rails, National Switches and Clearing Systems How does ACH work in practice, how are payments processed, and how does ACH differ from RTGS and other local payment switches? Feb 11, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is the minimum ACH debit settlement time needed to reduce fraud risk? Feb 6, 2015 Domestic Payment Rails, National Switches and Clearing Systems Is there an efficient way to automate making hundreds of payments to online retail customers besides PayPal? Jan 9, 2015 Domestic Payment Rails, National Switches and Clearing Systems Is it risky to share my account and routing numbers with an employer? Jan 1, 2015 Domestic Payment Rails, National Switches and Clearing Systems Do the British Virgin Islands use an ACH system? Nov 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Which companies provide ACH payment services? Nov 3, 2014 Domestic Payment Rails, National Switches and Clearing Systems How does a company become an ACH processor that submits ACH transactions on behalf of merchants? Sep 11, 2014 Domestic Payment Rails, National Switches and Clearing Systems Is there a SaaS platform that handles ACH payments? Sep 7, 2014 Domestic Payment Rails, National Switches and Clearing Systems If an ACH network offers multiple settlement cycles per day, are participants required to submit files for each cycle? Sep 5, 2014 Domestic Payment Rails, National Switches and Clearing Systems What is the most efficient method for sending money to clients directly from your website? Jun 8, 2014 Domestic Payment Rails, National Switches and Clearing Systems What systems do companies use to automatically deduct monthly loan payments from customer bank accounts? May 7, 2014 Domestic Payment Rails, National Switches and Clearing Systems Once I share my checking account and routing numbers for ACH, what stops someone from pulling funds without my consent? Apr 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems Where can I access the official NACHA (ACH) specifications? Apr 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Can companies place a memo-post on an account—via ACH or other means—before the actual funds arrive? Apr 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems How can I incorporate EFT functionality into my website? Feb 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems Is there a U.S. bank or credit union that lets customers set automatic ACH limits for specific counterparties? Feb 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Can I request my bank to reverse an ACH debit from a merchant who failed to provide the service? Jan 4, 2014 Domestic Payment Rails, National Switches and Clearing Systems