Topic

Account-to-Account Payments

113 questions
How does ACH work in practice, how are payments processed, and how does ACH differ from RTGS and other local payment switches? Feb 11, 2015 Domestic Payment Rails, National Switches and Clearing Systems Online Banking: What happens if you accidentally deposit money into the wrong account? Feb 7, 2015 Domestic Payment Rails, National Switches and Clearing Systems Can funds sent to the wrong account via NEFT/RTGS be reversed? Feb 7, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is the minimum ACH debit settlement time needed to reduce fraud risk? Feb 6, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is the fastest and cheapest way to send money to someone in another U.S. state, excluding MoneyGram or Western Union—perhaps via a bank? Feb 2, 2015 Domestic Payment Rails, National Switches and Clearing Systems In simple terms, what is a clearinghouse? Jan 10, 2015 Domestic Payment Rails, National Switches and Clearing Systems Is there an efficient way to automate making hundreds of payments to online retail customers besides PayPal? Jan 9, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is your view on Dwolla as a payments platform? Nov 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems Do the British Virgin Islands use an ACH system? Nov 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Which companies provide ACH payment services? Nov 3, 2014 Domestic Payment Rails, National Switches and Clearing Systems How does a company become an ACH processor that submits ACH transactions on behalf of merchants? Sep 11, 2014 Domestic Payment Rails, National Switches and Clearing Systems Is there a SaaS platform that handles ACH payments? Sep 7, 2014 Domestic Payment Rails, National Switches and Clearing Systems If an ACH network offers multiple settlement cycles per day, are participants required to submit files for each cycle? Sep 5, 2014 Domestic Payment Rails, National Switches and Clearing Systems Does transferring money between accounts at different banks normally involve paying a fee? Jul 11, 2014 Domestic Payment Rails, National Switches and Clearing Systems What is the most efficient method for sending money to clients directly from your website? Jun 8, 2014 Domestic Payment Rails, National Switches and Clearing Systems What systems do companies use to automatically deduct monthly loan payments from customer bank accounts? May 7, 2014 Domestic Payment Rails, National Switches and Clearing Systems How does data actually move behind the scenes when transferring funds within the same bank or to another bank? May 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems What electronic payment options are available for businesses in Canada? May 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Once I share my checking account and routing numbers for ACH, what stops someone from pulling funds without my consent? Apr 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems Where can I access the official NACHA (ACH) specifications? Apr 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Can companies place a memo-post on an account—via ACH or other means—before the actual funds arrive? Apr 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Can a non-bank institution move money from one person’s bank account to another person’s bank account? Apr 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems How can I incorporate EFT functionality into my website? Feb 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems Is there a U.S. bank or credit union that lets customers set automatic ACH limits for specific counterparties? Feb 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems Can I request my bank to reverse an ACH debit from a merchant who failed to provide the service? Jan 4, 2014 Domestic Payment Rails, National Switches and Clearing Systems Why don’t most countries offer real-time bank transfer processing? Jan 4, 2014 Domestic Payment Rails, National Switches and Clearing Systems How can Dwolla persuade banks when banks earn more revenue from debit card transactions? Jan 2, 2014 Domestic Payment Rails, National Switches and Clearing Systems How could Dwolla persuade banks when debit card transactions are more profitable for them? Jan 2, 2014 Domestic Payment Rails, National Switches and Clearing Systems How can I move money instantly from one U.S. bank to another U.S. bank? Dec 12, 2013 Domestic Payment Rails, National Switches and Clearing Systems Is it possible to initiate an ACH pull from a PayPal balance the same way you can pull funds from a bank account? Dec 6, 2013 Domestic Payment Rails, National Switches and Clearing Systems How does an app enable transfers between two different bank accounts? Aug 11, 2013 Domestic Payment Rails, National Switches and Clearing Systems Which company or API can assist with enabling ACH deposits into mutual funds? Jul 6, 2013 Domestic Payment Rails, National Switches and Clearing Systems Which company or API can facilitate ACH deposits into mutual funds? Jul 6, 2013 Domestic Payment Rails, National Switches and Clearing Systems What happens if I mistype a recipient’s bank account number when transferring money online? Jun 10, 2013 Domestic Payment Rails, National Switches and Clearing Systems Which banks worldwide support Online Banking ePayments (OBeP)? May 9, 2013 Domestic Payment Rails, National Switches and Clearing Systems Which banks globally support Online Banking ePayments or direct account debit? May 9, 2013 Domestic Payment Rails, National Switches and Clearing Systems What is an efficient method for sending or receiving over $100,000 online in a single transfer? Mar 11, 2013 Domestic Payment Rails, National Switches and Clearing Systems Is it standard to incur fees when transferring money from personal to business accounts within the same bank? Jan 1, 2013 Domestic Payment Rails, National Switches and Clearing Systems How can I accept online payments directly from bank accounts in a developing country without major card networks? Nov 11, 2012 Domestic Payment Rails, National Switches and Clearing Systems When PayPal verifies a bank account using ACH deposits and withdrawals, can they also view the account’s balance? Nov 3, 2012 Domestic Payment Rails, National Switches and Clearing Systems Why isn’t a Dwolla-style bank transfer system available in the UK? Oct 11, 2012 Domestic Payment Rails, National Switches and Clearing Systems How much time does Wells Fargo require to move funds between two different accounts? Sep 12, 2012 Domestic Payment Rails, National Switches and Clearing Systems Why are bank transfers and credit card payments not processed during weekends? Sep 4, 2012 Domestic Payment Rails, National Switches and Clearing Systems ACH: Is it possible to withdraw funds from a bank account using only the routing and account number, provided you have the customer’s authorization? Aug 11, 2012 Domestic Payment Rails, National Switches and Clearing Systems Where can I locate the bank-by-mail addresses for major U.S. banks without having to call each institution? Aug 10, 2012 Domestic Payment Rails, National Switches and Clearing Systems What details must you provide to send an ACH money transfer? Jul 9, 2012 Domestic Payment Rails, National Switches and Clearing Systems Can BACS payments between UK banks be reversed after showing in the recipient’s account? Jul 9, 2012 Domestic Payment Rails, National Switches and Clearing Systems What beneficiary details are required to send money using the ACH system? Jul 9, 2012 Domestic Payment Rails, National Switches and Clearing Systems Can a BACS payment between UK bank accounts be reversed after it appears in the recipient’s account? Jul 9, 2012 Domestic Payment Rails, National Switches and Clearing Systems Why is it not possible to electronically transfer funds between banks in the U.S.? Mar 3, 2012 Domestic Payment Rails, National Switches and Clearing Systems