Will PayPal be disrupted by newer payment technology companies like Stripe?

Asked Apr 1, 2016· 1 answer
Faisal KhanAnswered Apr 1, 2016
No, they will not be disrupted anytime soon. Here are a couple of reasons.
  • PayPal is constantly reinventing themselves and staying abreast with the latest developments in the payment and payment systems world.
  • They are very much on top of their game.
  • They are not complacent, which would be a very important element to consider for them to be disrupted.
  • In a few months, PayPal will find yet even more freedom when they become independent of Ebay. Expect more products & services to be launched.
  • They have the monetary power to sustain losses (subsidize transactions) to drive others out of business (in most cases).
  • They are always on the lookout to snap up payment solutions (acquire them).
  • The dilution effect. Their user base is quite large and they will fight tooth and nail to defend it. A smaller user base company has relatively low chances of disrupting them, however, a large user base company like WhatsApp/Facebook, has a very sure-shot chance of disrupting.
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