What does a typical ACH payment acceptance flow look like end to end?

Asked Aug 12, 2015· 1 answer
Faisal KhanAnswered Aug 12, 2015
This what a typical time-motion diagram for ACH looks like.

​
​For data fields etc see this answer and the links within it: How does an automated clearing house (ACH) work? How does it process payments, and how is it different from RTGS (which are used to process low-volume, high-value transactions), or other localized financial networks and switches?
ACHPayment InfrastructureAccount-to-Account PaymentsPayment Clearing
Related in Domestic Payment Rails, National Switches and Clearing Systems
Do you think an ACH can be rejected (incurring reject fees) if we verify the balance ahead of time?1 ansIs there a compiled list of retailers that accept ACH eChecks (not PayPal)?1 ansWhat are the requirements to become an ACH processor?1 ansWhy can’t ACH transfers be processed instantly?1 ans