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Is TransferWise generally better than other remittance services? Apr 10, 2019 Sending and Receiving Money Abroad Could money be “wiped out” the way an ant society functions without money? Apr 6, 2019 General Finance Questions Why don’t banks process transactions on Sundays? Apr 6, 2019 Domestic Payment Rails, National Switches and Clearing Systems What qualifications are essential for an anti–money laundering (AML) officer? Apr 6, 2019 AML Programs, KYC and Compliance Operations Where does the money used for transfer payments actually come from? Apr 6, 2019 Correspondent Banking, Nostro and Vostro, and Settlement How did banks transfer money bank-to-bank before telex or SWIFT existed? Apr 6, 2019 History of Money, Banking and Finance Is it possible to identify which banks do business with gun manufacturers/dealers (for boycott purposes)? Apr 2, 2019 Sustainable, Ethical and ESG Finance How can I start a cryptocurrency exchange if banks won’t open accounts tied to Bitcoin? Apr 2, 2019 Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs What is the most important lesson you’ve personally learned about money? Mar 12, 2019 Capital Markets: Stocks, Bonds and Derivatives Why can companies like Coinbase handle both fiat and crypto while others struggle? Mar 12, 2019 Crypto Payments, On-Ramps and Off-Ramps What factors cause foreign remittances to rise or fall? Mar 12, 2019 Payment Corridors and Remittance Economics If I want a regulated money supply, don’t speculate, and don’t care about anonymity, why would I still choose Bitcoin? Mar 8, 2019 Bitcoin and Cryptocurrency Basics Why are money transfer operators still popular in the Philippines even though PayMaya and GCash can be cheaper? Mar 8, 2019 Money Transfer Business and MTOs Which remittance corridors rely heavily on hawala networks? Mar 8, 2019 Hawala, Informal Value Transfer and Shadow Finance Can international bank transfers be guaranteed at the time of execution? Mar 5, 2019 International Wire Transfers and Large Transfers Could Venmo realistically replace Western Union? Mar 5, 2019 Money Transfer Business and MTOs What legal position do individuals have when operating like MoneyGram or Western Union? Mar 5, 2019 Money Transfer Business and MTOs Who are market makers on Ripple, and are they considered money transmitters requiring licenses? Mar 1, 2019 US Money Transmitter Licensing and MSB Registration Why do countries hold foreign exchange reserves? Mar 1, 2019 Geopolitics of Money and the International Monetary System Why isn’t an escrow model like LocalBitcoins typically treated as a money transmitter/MSB in many US states? Mar 1, 2019 US Money Transmitter Licensing and MSB Registration Are MoneyGram and Western Union owned by the same parent company? Feb 12, 2019 Money Transfer Business and MTOs Will the Pakistani rupee strengthen against the USD under the government led by Imran Khan? Feb 8, 2019 FX Rates, Spreads and Currency Markets Can I be arrested in GCC countries or my home country if I have an unpaid UAE credit card debt of AED 5,000? Feb 8, 2019 Lending, Credit Scores and BNPL How much cash can I legally carry on an international flight (e.g., Karachi → Bangkok or Karachi → Dubai)? Feb 5, 2019 Capital Controls, Currency Crises and Black-Market Rates Is Ripple classified as a money transmitter under FinCEN regulations? Feb 2, 2019 US Money Transmitter Licensing and MSB Registration Why do correspondent payout partners have to maintain reserves with the principal license holder—but not the other way around? Feb 1, 2019 Licensing Strategy, Sponsorship and Agent Models Where and how are exchange rates determined? Feb 1, 2019 FX Rates, Spreads and Currency Markets What’s the simplest way to convert cryptocurrencies (Bitcoin/altcoins) to fiat and withdraw to a bank account? Feb 1, 2019 Crypto Payments, On-Ramps and Off-Ramps How much money volume is transacted globally in a single day across all categories (consumer, business, forex, etc.)? Feb 1, 2019 General Finance Questions Why are US banks closed during hours when it’s most convenient for many customers (evenings/weekends), and how does that make business sense? Feb 1, 2019 How Banks Work Is it fair for TransferWise to take up to 90 business days to refund rejected transfers? Jan 12, 2019 Consumer Protection, Customer Rights and Customer Service Can individuals send money directly to my Payoneer account? Jan 12, 2019 Freelancers, Side Hustles and Getting Paid Online Where does PayPal actually hold and deposit users’ funds? Jan 11, 2019 Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs Is gold necessary for a country to issue paper currency? Jan 11, 2019 Economics, Inflation and Monetary Policy What payment gateway options exist besides PayPal for receiving funds from the US into Pakistan? Jan 11, 2019 Freelancers, Side Hustles and Getting Paid Online How is TransferWise able to process international transfers so quickly? Jan 9, 2019 Correspondent Banking, Nostro and Vostro, and Settlement Why are cryptocurrencies still largely unregulated? Jan 9, 2019 Crypto and VASP Licensing Besides cash and precious metals like gold, what other forms of payment would you personally accept? Jan 8, 2019 Payments (General) What do you think about an Uber-style remittance model where senders in opposite directions match and exchange locally, with default risk insured via blockchain-based collateral? Jan 8, 2019 Money Transfer Business and MTOs What is the average monthly revenue a typical independent sales organization (ISO) is expected to generate for a small-to-mid principal license holder, and what commission structures are common? Jan 8, 2019 Merchant Accounts, Processors and Gateways Why do banks and money transfer businesses portray cash as “bad” or undesirable? Jan 5, 2019 Money Transfer Business and MTOs What is the difference between a traditional wire transfer and an email-based e-transfer? Jan 2, 2019 Domestic Payment Rails, National Switches and Clearing Systems How can I buy cryptocurrency in Pakistan? Jan 1, 2019 Bitcoin and Cryptocurrency Basics Can a PayPal account be linked to a Pakistani national bank account? Dec 12, 2018 Payments (General) Does a wire transfer recipient see the sender’s bank account details? Dec 12, 2018 Domestic Payment Rails, National Switches and Clearing Systems Why hasn’t PayPal launched another major breakthrough product in recent years? Dec 12, 2018 Business Strategy, Case Studies and Lessons Learned Is Bitcoin protected by FDIC insurance? Dec 11, 2018 Bitcoin and Cryptocurrency Basics Why is building a Plaid-like startup harder in the UK or Europe despite open banking APIs? Dec 11, 2018 Open Banking and Account Aggregation How do startup founders handle compliance risks when they are not compliance experts? Dec 11, 2018 AML Programs, KYC and Compliance Operations Can I verify a second PayPal account using the same Payoneer US bank details as my first account? Dec 9, 2018 Freelancers, Side Hustles and Getting Paid Online