All questions
What is Europe's Electronic Money Directive or EMD?
Jan 3, 2023
UK and EU Licensing, EMIs and Payment Institutions
Why is a nested transaction in the banking world a high risk transaction?
Jan 3, 2023
General Finance Questions
What would be considered a nested transaction for cross border money transfer?
Jan 3, 2023
Payments (General)
What is considered a nested transaction?
Jan 3, 2023
Correspondent Banking, Nostro and Vostro, and Settlement
What is Dollar Cost Averaging?
Jan 3, 2023
Capital Markets: Stocks, Bonds and Derivatives
What are the downsides of offshore banking?
Jan 2, 2023
Opening Bank Accounts, Personal and Business
What is FATF?
Jan 2, 2023
Money Laundering and Financial Crime
In payments, what is a merchant of record and what does it mean?
Jan 2, 2023
Merchant Accounts, Processors and Gateways
What is Interoperability in payments?
Jan 2, 2023
Payments (General)
What is Embedded Finance?
Jan 2, 2023
Fintech, BaaS and Embedded Finance
What is Regulatory Arbitrage?
Jan 2, 2023
Regulators, Enforcement and Regulatory Change
How do Foreign Exchange transactions work?
Jan 2, 2023
FX Rates, Spreads and Currency Markets
What is Bank of International Settlements and how does it work?
Jan 2, 2023
Geopolitics of Money and the International Monetary System
What is Hawala and How Does it Work?
Jan 2, 2023
Hawala, Informal Value Transfer and Shadow Finance
What is the difference between Hawala and Hundi?
Jan 2, 2023
Hawala, Informal Value Transfer and Shadow Finance
What is Feipiao and how does it work?
Jan 2, 2023
Money Laundering and Financial Crime
What is Feipiao?
Jan 2, 2023
Money Laundering and Financial Crime
What is the difference between flying cash and paper money?
Jan 2, 2023
Hawala, Informal Value Transfer and Shadow Finance
What is the difference between a Nostro account and a Vostro account?
Jan 2, 2023
Correspondent Banking, Nostro and Vostro, and Settlement
What are remittances and how do they contribute to the economy of the developing world?
Jan 2, 2023
Payment Corridors and Remittance Economics
What is Europe's Electronic Money Directive (EMD)?
Jan 2, 2023
UK and EU Licensing, EMIs and Payment Institutions
Why is a Legal Memo Required?
Oct 14, 2022
Law, Contracts, Terms of Service and Legal Structures
How to do Money Transfer?
Sep 26, 2022
Payments (General)
What are reliable alternatives to PayPal and Venmo as of 2021?
Aug 11, 2022
Digital Wallets, Mobile Money and P2P Payments
What is the most effective approach to conducting KYC for an ICO?
Aug 11, 2022
AML Programs, KYC and Compliance Operations
Which countries currently allow the use of cryptocurrencies for remittances?
Aug 11, 2022
Sending and Receiving Money Abroad
Can ACH transfers be made to or from a prepaid card?
Aug 7, 2022
Domestic Payment Rails, National Switches and Clearing Systems
Why must international wire transfers be verbally approved by banks and how do fees differ from standard transfers?
Aug 6, 2022
International Wire Transfers and Large Transfers
If offshore funds are proven stolen, can they be frozen or seized?
Jul 4, 2022
Fraud and Scams
How do countries obtain US dollars when adopting it as their official currency?
Jun 1, 2022
Geopolitics of Money and the International Monetary System
Can I open a US bank account remotely to create a PayPal business account?
May 11, 2022
Opening Bank Accounts, Personal and Business
How do international banks physically settle balances between each other?
May 11, 2022
Correspondent Banking, Nostro and Vostro, and Settlement
Does incorporating in Montana exempt a company from money transmitter licensing?
Feb 10, 2022
US Money Transmitter Licensing and MSB Registration
If my branch lacks a SWIFT code, can I use the main HBL Pakistan SWIFT code for transfers?
Feb 1, 2022
International Wire Transfers and Large Transfers
How do companies receive money from products sold in supermarkets?
Feb 1, 2022
Trade Finance, Letters of Credit and B2B Payments
Is a money transmitter license sufficient for crypto services in the US?
Jan 10, 2022
Crypto and VASP Licensing
What qualifies as a cryptocurrency service?
Jan 10, 2022
Crypto and VASP Licensing
Can trust companies provide money transmitter license coverage?
Jan 10, 2022
US Money Transmitter Licensing and MSB Registration
What is the difference between an agent and non-agent of an EMI in Europe or the UK?
Jan 10, 2022
Licensing Strategy, Sponsorship and Agent Models
What alternatives exist to Payoneer for receiving US client payments?
Jan 8, 2022
Freelancers, Side Hustles and Getting Paid Online
Do digital balances always represent real money held by banks?
Jan 1, 2022
Economics, Inflation and Monetary Policy
Is a routing number always required to transfer money?
Jan 1, 2022
Domestic Payment Rails, National Switches and Clearing Systems
When companies are acquired for billions, how does the payment transaction occur?
Jan 1, 2022
Capital Markets: Stocks, Bonds and Derivatives
Is there a global standard for a compliance manual?
Nov 3, 2021
AML Programs, KYC and Compliance Operations
When Should We Hire a Compliance Officer
Nov 3, 2021
AML Programs, KYC and Compliance Operations
Why is mobile money adoption higher in developing countries than developed ones?
Oct 4, 2021
Emerging Markets and Financial Inclusion
Does every central bank maintain foreign exchange reserves?
Oct 4, 2021
Central Banks and Bank Supervision
Do I need my own e-money license or can I start under a leased license?
Oct 2, 2021
Licensing Strategy, Sponsorship and Agent Models
How can law enforcement access a bank account without notifying the account holder?
Oct 1, 2021
Law, Contracts, Terms of Service and Legal Structures
Are there official government-issued anti-money laundering or anti-terrorism certificates, or are these scams?
Oct 1, 2021
Fraud and Scams