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What is the distinction between a clearinghouse and an exchange? Mar 11, 2014 Capital Markets: Stocks, Bonds and Derivatives Is Ripple fundamentally tied to U.S. dollars or to Bitcoin? Mar 11, 2014 Bitcoin and Cryptocurrency Basics Are routing numbers and ABA numbers identical for both domestic and international banking? Mar 10, 2014 Domestic Payment Rails, National Switches and Clearing Systems What steps are needed to establish a bank in the United Kingdom? Mar 10, 2014 UK and EU Licensing, EMIs and Payment Institutions What requirements must be met to build a payment processor similar to Stripe or Braintree? Mar 10, 2014 Starting and Running a Fintech or Payments Business How many separate ledgers or copies of the ledger does Bitcoin actually maintain? Mar 10, 2014 Blockchain and Distributed Ledger Technology Is “financial startup” a meaningful category, and what does it encompass? Mar 10, 2014 Fintech, BaaS and Embedded Finance What is the most comprehensive method for processing payments online? Mar 10, 2014 Banking and Payments Technology Stack If global confidence in the U.S. dollar collapsed, what would likely become the new world reserve currency? Mar 10, 2014 Geopolitics of Money and the International Monetary System Do bank-to-bank wire transfers count as taxable income? Mar 10, 2014 Tax and Financial Reporting Where can I cash a MoneyGram money order if I do not have a bank account? Mar 8, 2014 Money Transfer Business and MTOs How can a non-U.S. resident open a U.S. bank account if they have already formed a U.S. company? Mar 8, 2014 Opening Bank Accounts, Personal and Business Can someone who is not a Singapore citizen or resident open a bank account in Singapore? Mar 8, 2014 Opening Bank Accounts, Personal and Business What is the most affordable method to transfer money from the U.S. to Indonesia or other Asian countries? Mar 8, 2014 Sending and Receiving Money Abroad What distinguishes a Merchant Service Provider (MSP) from an Acquirer? Mar 8, 2014 Merchant Accounts, Processors and Gateways Which U.S. banks permit opening an account without in-person branch visits? Mar 8, 2014 Opening Bank Accounts, Personal and Business Where can I locate former banking C-suite executives who now work as consultants or have retired? Mar 8, 2014 Careers, Jobs and Working in Finance IRS: Does FBAR reporting apply to offshore accounts if the $10,000 threshold was met only briefly within the same day, without remaining overnight? Mar 8, 2014 Tax and Financial Reporting Are customers more inclined to visit a bank branch if it resembles an Apple Store or a lounge-style environment? Mar 8, 2014 Business Strategy, Case Studies and Lessons Learned Will Dubai continue its rapid growth, or is its construction boom and economy likely to slow down? Mar 8, 2014 Economics, Inflation and Monetary Policy As a consultant in the payments industry, what should you definitely do—and what should you avoid doing? Mar 8, 2014 Careers, Jobs and Working in Finance Why might governments choose to officially recognize cryptocurrencies like Bitcoin? Mar 8, 2014 Regulators, Enforcement and Regulatory Change What are the lowest-cost methods for international bank or money transfers? Mar 8, 2014 Sending and Receiving Money Abroad Does anyone here believe that Leaf is genuinely disrupting the point-of-sale (POS) payments space? Mar 7, 2014 Merchant Accounts, Processors and Gateways What are effective ways to receive payments from international clients when PayPal isn’t an option? Mar 7, 2014 Freelancers, Side Hustles and Getting Paid Online Can multiple different people wire money into my bank account without it triggering suspicion? Mar 6, 2014 AML Programs, KYC and Compliance Operations How do Coinbase and Kraken differ from each other as cryptocurrency exchanges? Mar 5, 2014 Crypto Exchanges, Trading and Markets What are the most important things to understand about the banking industry? Mar 5, 2014 How Banks Work Has anyone found a fully online-only bank that caters specifically to small and medium enterprises (SMEs)? Mar 4, 2014 Digital Banks, Neobanks and Mobile Banking Why did the bank place a special stamp in my passport when issuing traveler’s checks? Mar 4, 2014 Personal and Consumer Finance, Budgeting and Saving Can a non-U.S. citizen form a Delaware C-Corp and open its bank account remotely? Mar 4, 2014 Opening Bank Accounts, Personal and Business Banking in Singapore: Is it possible to open a savings account for children? Mar 4, 2014 Opening Bank Accounts, Personal and Business Why does a payment aggregator need dedicated teams for fraud detection, underwriting, and risk analysis? Mar 4, 2014 Merchant Accounts, Processors and Gateways What challenges or risks might Bitcoin encounter in the future? Mar 4, 2014 Regulators, Enforcement and Regulatory Change Is now a favorable time to invest in gold (GLD)? Mar 4, 2014 Capital Markets: Stocks, Bonds and Derivatives How do PSPs differ from ISOs within the payments ecosystem? Mar 3, 2014 Merchant Accounts, Processors and Gateways Can a wire transfer be returned if it fails to go through? Mar 3, 2014 International Wire Transfers and Large Transfers Why is U.S. commercial banking technology seemingly a decade behind that of other countries I’ve lived in? Mar 2, 2014 Banking and Payments Technology Stack Why does Braintree require an initial deposit when you open a payments account? Mar 1, 2014 Merchant Accounts, Processors and Gateways What information is encoded on the magnetic stripe of a credit card? Mar 1, 2014 Credit, Debit and Prepaid Cards Are the bitcoins from Mt. Gox effectively removed from circulation, or are they considered stolen and now owned by someone else? Mar 1, 2014 Crypto Exchanges, Trading and Markets Why do certain gas stations add a surcharge for credit card payments? Feb 12, 2014 Merchant Accounts, Processors and Gateways Why is there no M-Pesa-style mobile money system in Europe despite its success in some African nations? Feb 12, 2014 Digital Wallets, Mobile Money and P2P Payments What is the main reason you choose one specific credit card over others when making a purchase? Feb 12, 2014 Credit, Debit and Prepaid Cards What are some of the best websites or services on the internet where you can spend Bitcoins? Feb 12, 2014 Crypto Payments, On-Ramps and Off-Ramps Why do some venues occasionally stop accepting bank cards for a short time? Feb 11, 2014 Merchant Accounts, Processors and Gateways Who is the largest Bitcoin broker or exchange besides Mt. Gox? Feb 11, 2014 Crypto Exchanges, Trading and Markets What are the biggest current issues with Bitcoin? Feb 11, 2014 Bitcoin and Cryptocurrency Basics How do banks settle payments internally when payment systems connect to multiple banks? Feb 11, 2014 Correspondent Banking, Nostro and Vostro, and Settlement As data-security demands grow, will credit card processing shift more toward cloud-based solutions? Feb 10, 2014 Banking and Payments Technology Stack