All questions
What factors result in better conversion rates during online credit card processing?
Apr 10, 2014
E-Commerce, Marketplace and Platform Payments
Why don’t U.S. banks offer remittance services similar to Xoom’s?
Apr 10, 2014
Money Transfer Business and MTOs
How does an international remittance transfer actually work step by step, and who are the parties involved?
Apr 10, 2014
Sending and Receiving Money Abroad
Are there U.S. banks that offer deposit accounts in foreign currencies such as EUR or GBP?
Apr 10, 2014
Opening Bank Accounts, Personal and Business
Why are U.S. coins printed with the obverse facing upside-down relative to the reverse?
Apr 10, 2014
History of Money, Banking and Finance
Once I share my checking account and routing numbers for ACH, what stops someone from pulling funds without my consent?
Apr 9, 2014
Domestic Payment Rails, National Switches and Clearing Systems
What does a fraud investigation or fraud management officer actually do?
Apr 9, 2014
Careers, Jobs and Working in Finance
How does Western Union determine the purpose of transferred funds?
Apr 9, 2014
AML Programs, KYC and Compliance Operations
How costly is it to launch a payments or mobile wallet startup?
Apr 8, 2014
Starting and Running a Fintech or Payments Business
Will mobile phones remain just a tool to initiate payments, or will they become the primary payment instrument themselves?
Apr 8, 2014
Digital Wallets, Mobile Money and P2P Payments
How can a system protect against password guessing attacks, and how do banks stop repeated PIN guessing on stolen cards?
Apr 8, 2014
Cybersecurity, Digital Identity and Authentication
Why is the value of the U.S. dollar falling in Pakistan?
Apr 8, 2014
FX Rates, Spreads and Currency Markets
In banking, what does the abbreviation DFV stand for?
Apr 7, 2014
General Finance Questions
Do remittance providers require exclusive agreements with their international partners or agents?
Apr 6, 2014
Money Transfer Business and MTOs
Where can I obtain data on the total volume of money moving through international remittance pathways?
Apr 6, 2014
Payment Corridors and Remittance Economics
Where can I access the official NACHA (ACH) specifications?
Apr 6, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Why don’t mobile network operators make better use of spare capacity on home Wi-Fi routers to improve their networks?
Apr 6, 2014
General Finance Questions
How did Quora manage to attract so many subject-matter experts to the platform?
Apr 6, 2014
Business Strategy, Case Studies and Lessons Learned
How do money transfer firms like Xoom and Western Union operate behind the scenes?
Apr 6, 2014
Money Transfer Business and MTOs
SWIFT/MT940: How can the closing balance date be determined when MT940 reports arrive in multiple pages and sequences around midnight?
Apr 6, 2014
Treasury, Liquidity and Corporate Finance
What is the best way to transfer money from the U.S. to Pakistan?
Apr 6, 2014
Sending and Receiving Money Abroad
Can companies place a memo-post on an account—via ACH or other means—before the actual funds arrive?
Apr 6, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Can a non-bank institution move money from one person’s bank account to another person’s bank account?
Apr 6, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Why is PayPal not available in Pakistan?
Apr 6, 2014
Licensing in Other Countries
Why has PayPal failed to become the universal standard for internet payments?
Apr 5, 2014
Business Strategy, Case Studies and Lessons Learned
How would you describe Bitcoin in simple terms to someone with no technical background?
Apr 5, 2014
Bitcoin and Cryptocurrency Basics
Why have credit card dimensions been standardized at about 86mm by 54mm?
Apr 5, 2014
Credit, Debit and Prepaid Cards
How can I purchase Bitcoin?
Apr 4, 2014
Bitcoin and Cryptocurrency Basics
If the U.S. heavily regulates Bitcoin, would it create opportunities for other countries?
Apr 4, 2014
Crypto and VASP Licensing
Why hasn’t PayPal introduced its own virtual currency?
Apr 4, 2014
Business Strategy, Case Studies and Lessons Learned
Why do traders feel uncertain or nervous when markets continue climbing?
Apr 4, 2014
Capital Markets: Stocks, Bonds and Derivatives
What has been your experience using 2Checkout for accepting online payments?
Apr 3, 2014
Merchant Accounts, Processors and Gateways
Can I set up an online store that accepts international credit and debit cards?
Apr 3, 2014
Merchant Accounts, Processors and Gateways
Does the Ripple Gateway alter the way Bitcoin or other cryptocurrencies are transferred?
Apr 3, 2014
Crypto Payments, On-Ramps and Off-Ramps
In what ways might Bitcoin change the world?
Apr 3, 2014
Bitcoin and Cryptocurrency Basics
Why does the IRS treat Bitcoin as property while FinCEN treats it as a form of currency?
Apr 3, 2014
Regulators, Enforcement and Regulatory Change
As a tourist in San Francisco, can I simply walk into a bank and open an account?
Apr 3, 2014
Opening Bank Accounts, Personal and Business
What steps are needed to build a CCAvenue-style payment gateway in India, and what functions does a gateway perform?
Apr 3, 2014
Merchant Accounts, Processors and Gateways
What must a startup do to become a Payment Gateway, ISO, or PSP, and what risks are involved in taking on these roles?
Apr 3, 2014
Merchant Accounts, Processors and Gateways
Are there any countries that are close to being cashless, relying mostly on digital payments and cards, and will this trend continue?
Apr 2, 2014
Payments (General)
Why do U.S. banks ask customers to explain why they are withdrawing funds?
Apr 1, 2014
AML Programs, KYC and Compliance Operations
How could a brand-new retail bank be designed today to outperform incumbents like Bank of America and Chase, including which less-obvious features to add or omit?
Apr 1, 2014
Digital Banks, Neobanks and Mobile Banking
If Bitcoin aims to decentralize finance, why did financial systems become centralized in the first place?
Apr 1, 2014
History of Money, Banking and Finance
In what respects are credit cards superior to cash or checks as payment tools?
Mar 12, 2014
Credit, Debit and Prepaid Cards
How do contactless payment cards function in practice?
Mar 12, 2014
Credit, Debit and Prepaid Cards
In what ways is Moven’s banking service different from Simple, GoBank, and Bluebird?
Mar 12, 2014
Digital Banks, Neobanks and Mobile Banking
Given today’s instant digital world, why can’t online bank payments be credited to the recipient immediately, and why do legacy rules still apply?
Mar 12, 2014
Domestic Payment Rails, National Switches and Clearing Systems
What are the biggest user-experience challenges facing mobile wallet products?
Mar 12, 2014
Digital Wallets, Mobile Money and P2P Payments
How do Swiss banks handle and use the funds deposited by their clients?
Mar 11, 2014
How Banks Work
Does the World Bank impose interest on the loans it provides?
Mar 11, 2014
Geopolitics of Money and the International Monetary System