All questions
What are bank drafts or bank draft checks typically used for?
May 12, 2014
Payments (General)
What type of U.S. or foreign banking setup is suitable for clearing thousands of instant, fully settled transactions between institutions and customers?
May 12, 2014
Correspondent Banking, Nostro and Vostro, and Settlement
In financial technology, how does one bank request funds from another bank?
May 12, 2014
Correspondent Banking, Nostro and Vostro, and Settlement
Why haven’t electronic payment systems completely replaced paper cash and coins?
May 12, 2014
Payments (General)
Why have online micropayments failed to become widespread?
May 11, 2014
Payments (General)
How can my company start issuing virtual prepaid debit cards?
May 10, 2014
Card Networks and Card Issuing
How can I receive payments from a U.S. organization if I only have a Bank Alfalah account in Pakistan?
May 10, 2014
Sending and Receiving Money Abroad
In 2014, what was the biggest unsolved challenge facing the banking industry?
May 9, 2014
General Finance Questions
How do banks determine the locations for installing ATMs?
May 8, 2014
How Banks Work
What is a good investment strategy for a 22-year-old in India?
May 8, 2014
Personal and Consumer Finance, Budgeting and Saving
What is the best approach to adding Bitcoin as a payment method for recurring subscriptions on my website?
May 8, 2014
Crypto Payments, On-Ramps and Off-Ramps
Online Payments: What challenges would a Square-like startup face in Asia?
May 8, 2014
Starting and Running a Fintech or Payments Business
What systems do companies use to automatically deduct monthly loan payments from customer bank accounts?
May 7, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Online Payments: What banking solutions support peer-to-peer and peer-to-business lending startups?
May 7, 2014
Alternative Finance and Crowdfunding
Are you looking to resell a payment gateway?
May 7, 2014
Merchant Accounts, Processors and Gateways
Online Payment Processing: Does PayPal rely on the SWIFT network to communicate with acquiring banks, or does it use another method?
May 6, 2014
Correspondent Banking, Nostro and Vostro, and Settlement
What upcoming innovations can we expect in ATM technology?
May 6, 2014
Banking and Payments Technology Stack
Where can I complete online tasks in exchange for money?
May 6, 2014
Freelancers, Side Hustles and Getting Paid Online
How does data actually move behind the scenes when transferring funds within the same bank or to another bank?
May 6, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Can payment-card issuers decline a transaction when the merchant does not provide billing-address information?
May 6, 2014
Card Networks and Card Issuing
Online Payments: What are some alternatives to Payoneer?
May 6, 2014
Freelancers, Side Hustles and Getting Paid Online
What electronic payment options are available for businesses in Canada?
May 6, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Which countries accept M-PESA or similar mobile money systems?
May 5, 2014
Digital Wallets, Mobile Money and P2P Payments
As a merchant, are there extra fees—beyond standard merchant service fees—when accepting internationally-issued credit or debit cards at POS? And what about online transactions?
May 5, 2014
Merchant Accounts, Processors and Gateways
How much capital is required to start a bank?
May 5, 2014
Starting and Running a Fintech or Payments Business
What does Islamic banking involve, and what ethical, legal, or religious considerations are associated with it?
May 5, 2014
Islamic, Jewish and Faith-Based Finance
In which countries is M-PESA (or similar systems) accepted?
May 5, 2014
Digital Wallets, Mobile Money and P2P Payments
As a merchant, do I pay extra fees (beyond standard merchant fees) when accepting international scheme cards at POS or online?
May 5, 2014
Merchant Accounts, Processors and Gateways
How much capital is typically needed to start a bank?
May 5, 2014
Starting and Running a Fintech or Payments Business
What is Islamic banking, and what ethical, legal, and religious principles shape it?
May 5, 2014
Islamic, Jewish and Faith-Based Finance
As of May 2014, how many people owned at least some Bitcoin?
May 4, 2014
Bitcoin and Cryptocurrency Basics
Does Ripple have the ability to cut off a merchant it disapproves of?
May 4, 2014
Blockchain and Distributed Ledger Technology
Which Pakistani tech companies are building their own products rather than only doing services?
May 4, 2014
Banking and Payments Technology Stack
Can Dwolla send payouts to bank accounts located outside the United States?
May 4, 2014
Sending and Receiving Money Abroad
Are there alternatives to SWIFT for international bank transfers, especially for sanctioned countries?
May 2, 2014
Sanctions, Embargoes and Screening
What occurs when a card placed on authorization hold gets cancelled?
May 1, 2014
Credit, Debit and Prepaid Cards
Where can I find data on how widely local payment methods are used in ecommerce?
May 1, 2014
E-Commerce, Marketplace and Platform Payments
How worried are Venmo’s investors about the company not being licensed as a money transmitter in every U.S. state?
Apr 12, 2014
US Money Transmitter Licensing and MSB Registration
What happens to a Western Union transfer if I lose my identification before picking it up?
Apr 12, 2014
Sending and Receiving Money Abroad
Can multiple cryptocurrencies achieve broad adoption at the same time?
Apr 12, 2014
Bitcoin and Cryptocurrency Basics
Is there a dependable method for identifying fees within a bank statement?
Apr 11, 2014
How Banks Work
What steps are involved in opening a Swiss bank account?
Apr 11, 2014
Opening Bank Accounts, Personal and Business
Is there anything you can do early on to avoid PayPal freezing or limiting your account without cause?
Apr 11, 2014
Digital Wallets, Mobile Money and P2P Payments
When you reach a checkout page, what factors influence your decision to complete the purchase?
Apr 11, 2014
E-Commerce, Marketplace and Platform Payments
Why hasn’t Shopify added Bitcoin as a supported payment method?
Apr 11, 2014
Crypto Payments, On-Ramps and Off-Ramps
In what types of locations would people most like to see Bitcoin ATMs installed?
Apr 11, 2014
Crypto Payments, On-Ramps and Off-Ramps
What are the main issues and current trends in international payment systems?
Apr 11, 2014
Payments (General)
What do you think the future of payments will look like—will it run on the Ripple protocol or on upgraded versions of existing systems from the 1970s?
Apr 11, 2014
Blockchain and Distributed Ledger Technology
If we build a P2P money-transfer app and operate as an agent under a licensed provider like PreCash, what is a rough cost estimate?
Apr 11, 2014
Licensing Strategy, Sponsorship and Agent Models
Demographics: What is the typical average income in developed nations?
Apr 10, 2014
General Finance Questions