All questions
Where can I find the ISO 8583 message specifications for each card network such as Visa, Mastercard, and STAR?
Jan 4, 2015
Banking and Payments Technology Stack
Do I need FCA registration to issue or distribute prepaid cards?
Jan 4, 2015
UK and EU Licensing, EMIs and Payment Institutions
How can I obtain prepaid cards for distribution?
Jan 4, 2015
Credit, Debit and Prepaid Cards
Can I handle printing of white-label payment cards for my business?
Jan 4, 2015
Card Networks and Card Issuing
How does the distribution process for prepaid cards work?
Jan 4, 2015
Credit, Debit and Prepaid Cards
Is gold a dependable store of value for holding wealth?
Jan 3, 2015
Economics, Inflation and Monetary Policy
What are the similarities and differences between hawala transfers and currency swaps?
Jan 3, 2015
Hawala, Informal Value Transfer and Shadow Finance
In banking, what is a “gray screen transaction”?
Jan 3, 2015
Correspondent Banking, Nostro and Vostro, and Settlement
Immigrants & Remittances: Why do people keep sending money back “home” for decades?
Jan 3, 2015
General Finance Questions
For Dubai-based e-commerce in the Middle East, which payment gateway would you recommend?
Jan 3, 2015
Merchant Accounts, Processors and Gateways
Is there a card.io-style scanning tool for checks?
Jan 3, 2015
Developer Tools, APIs, Sandboxes and Open Source
What is the least expensive jurisdiction for setting up a commercial bank?
Jan 3, 2015
Licensing Strategy, Sponsorship and Agent Models
Why do startups struggle to obtain merchant accounts?
Jan 2, 2015
Merchant Accounts, Processors and Gateways
What are the pros and cons of working with U.S. financial regulators?
Jan 2, 2015
Regulators, Enforcement and Regulatory Change
Does Linden Lab need a money-transmitter license for the Linden Dollar economy inside Second Life?
Jan 2, 2015
US Money Transmitter Licensing and MSB Registration
What might a future “converged” ecosystem of multiple mobile financial services operators look like?
Jan 2, 2015
Banking and Payments Technology Stack
Why aren’t banks run as franchised businesses?
Jan 1, 2015
How Banks Work
What are the five most commonly used money transfer services aside from PayPal?
Jan 1, 2015
Sending and Receiving Money Abroad
Is it risky to share my account and routing numbers with an employer?
Jan 1, 2015
Domestic Payment Rails, National Switches and Clearing Systems
My brother wants private banking services — which UAE bank should he contact?
Jan 1, 2015
Wealth Management, Private Banking and Family Offices
What real-world problems does Bitcoin solve that existing financial systems cannot solve as effectively?
Jan 1, 2015
Bitcoin and Cryptocurrency Basics
How did firms like Simple and PayPal initially gain trust as places for customers to store their money?
Jan 1, 2015
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
If I operate a platform connecting buyers and sellers, can I earn revenue from the credit-card transactions between them?
Jan 1, 2015
E-Commerce, Marketplace and Platform Payments
In the U.S., what regulations apply to businesses that handle, hold, and transfer customer money?
Jan 1, 2015
US Money Transmitter Licensing and MSB Registration
Is there a service that works like a virtual wallet where users can deposit and withdraw funds?
Jan 1, 2015
Digital Wallets, Mobile Money and P2P Payments
What are the strongest arguments for Satoshi Nakamoto to stay anonymous or to reveal their identity?
Dec 12, 2014
Bitcoin and Cryptocurrency Basics
Could Bitcoin be shut down like Liberty Reserve because of unethical or illegal use?
Dec 12, 2014
Regulators, Enforcement and Regulatory Change
Which companies manufacture banknote recyclers used in cash-accepting ATMs?
Dec 12, 2014
Banking and Payments Technology Stack
On our homepage, we tried to clearly communicate the mission of our payment service—how well did we do?
Dec 12, 2014
Payments (General)
Who are Bitcoin’s main competitors among digital currencies?
Dec 11, 2014
Bitcoin and Cryptocurrency Basics
What risks could I face if I open a U.S. bank account on behalf of my aunt and uncle?
Dec 11, 2014
Law, Contracts, Terms of Service and Legal Structures
How would someone set up an insurance agency like Prudential or AIA today?
Dec 11, 2014
Insurance and Risk Management
Is Bitcoin essentially a new gambling system presenting itself as a payment method?
Dec 11, 2014
Bitcoin and Cryptocurrency Basics
With the newer RBI guidelines, which major players could realistically pursue setting up a bank?
Dec 10, 2014
Regulators, Enforcement and Regulatory Change
How do KYC requirements differ for an MSB versus a bank?
Dec 9, 2014
AML Programs, KYC and Compliance Operations
Which major tech companies hold MSB licenses, and what do they use them for?
Dec 9, 2014
US Money Transmitter Licensing and MSB Registration
Where can you get a debit card online without maintaining a bank account?
Dec 9, 2014
Credit, Debit and Prepaid Cards
How do P2P transfer apps like Square, Venmo, and PayPal work—do they use their own merchant accounts, and can they initiate ACH transfers between accounts on users’ behalf?
Dec 8, 2014
Digital Wallets, Mobile Money and P2P Payments
How do platforms like E*TRADE connect to multiple stock exchanges?
Dec 8, 2014
Capital Markets: Stocks, Bonds and Derivatives
What could happen to Bitcoin if Satoshi Nakamoto’s identity were discovered?
Dec 8, 2014
Bitcoin and Cryptocurrency Basics
What is the most important thing U.S. tourists should keep in mind when traveling internationally?
Dec 8, 2014
Payments (General)
What are the main barriers for Skype to enter the remittance market?
Dec 8, 2014
Business Strategy, Case Studies and Lessons Learned
How does a payment system like PayPal function end to end?
Dec 8, 2014
Digital Wallets, Mobile Money and P2P Payments
How would U.S. casinos operate if the U.S. became a cashless society?
Dec 8, 2014
High-Risk Industries
Will financial regulation end up weakening global economic stability?
Dec 8, 2014
Regulators, Enforcement and Regulatory Change
Is it normal for USD transfers within the EU to take around four days?
Dec 8, 2014
Sending and Receiving Money Abroad
Who is the current commissioner of the Georgia Department of Economic Development?
Dec 7, 2014
General Finance Questions
How could Bitcoin-style technology power a global fast peer-to-peer payments system with minimal fees without becoming its own currency?
Dec 6, 2014
Blockchain and Distributed Ledger Technology
If bill-pay transactions cost banks money, why do some accounts waive monthly fees only when a minimum number of transactions are completed?
Dec 6, 2014
How Banks Work
Foreign Exchange: Why does CurrencyCloud maintain such a large network of global banking partners?
Dec 6, 2014
Correspondent Banking, Nostro and Vostro, and Settlement