All questions

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What are the biggest problems with today’s payment systems? Feb 2, 2015 Payments (General) Why don’t banks integrate Mint directly into their sites, and is that good or bad for Mint? Feb 2, 2015 Open Banking and Account Aggregation Why do banks typically not charge fees for transfers within the same bank? Feb 2, 2015 Payment Operations, Pricing and Fees How are banks regulated? Feb 1, 2015 Central Banks and Bank Supervision If I want to launch an international money-transmission business, do I need licensing in every country? Feb 1, 2015 Licensing Strategy, Sponsorship and Agent Models What are the best books on payment infrastructure? Feb 1, 2015 Learning and Certifications: Guides, Calculators, Quizzes and Courses Why don’t developed countries like the U.S., U.K., and Australia have instant interbank transfers? Feb 1, 2015 Domestic Payment Rails, National Switches and Clearing Systems Can merchants using processors like BitPay or Coinbase shield themselves from Bitcoin’s exchange-rate volatility? Jan 12, 2015 Crypto Payments, On-Ramps and Off-Ramps What does it currently cost to purchase one bitcoin? Jan 12, 2015 Bitcoin and Cryptocurrency Basics Which bank performs the currency conversion during a cross-border wire transfer? Jan 12, 2015 International Wire Transfers and Large Transfers If $100 million suddenly appeared in my room and I deposited it into my bank account, would authorities investigate or visit me? Jan 12, 2015 AML Programs, KYC and Compliance Operations What do consultants at the World Bank typically do? Jan 12, 2015 Careers, Jobs and Working in Finance What is CoinX, and how does it differ from other companies in the space? Jan 12, 2015 US Money Transmitter Licensing and MSB Registration What is a recent change in the banking industry, and what might it mean for a technology analyst? Jan 12, 2015 Digital Wallets, Mobile Money and P2P Payments How is money “virtualized,” what prevents banks from misreporting funds, and what would a new bank need to do to accept and hold digital balances? Jan 12, 2015 How Banks Work What is accurate and what is misleading about the article claiming M-Pesa and Bitcoin are mirror images of each other? Jan 11, 2015 Digital Wallets, Mobile Money and P2P Payments Which Bitcoin startups have achieved—or are closest to achieving—product-market fit? Jan 11, 2015 Crypto Payments, On-Ramps and Off-Ramps What is the cheapest way to send money from Europe to India? Jan 11, 2015 Sending and Receiving Money Abroad What is a batch payment? Jan 11, 2015 Domestic Payment Rails, National Switches and Clearing Systems Why do so many people find Bitcoin difficult to understand? Jan 11, 2015 Bitcoin and Cryptocurrency Basics In simple terms, what is a clearinghouse? Jan 10, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is the cheapest way to buy Bitcoin in Pakistan? Jan 10, 2015 Bitcoin and Cryptocurrency Basics What are some standout startups in Pakistan? Jan 10, 2015 Starting and Running a Fintech or Payments Business When will Facebook add person-to-person payments to WhatsApp? Jan 10, 2015 Digital Wallets, Mobile Money and P2P Payments I forgot my ATM PIN—what should I do next? Jan 9, 2015 Credit, Debit and Prepaid Cards Is there an efficient way to automate making hundreds of payments to online retail customers besides PayPal? Jan 9, 2015 Domestic Payment Rails, National Switches and Clearing Systems What is the proper definition of a third-party payment service? Jan 8, 2015 Payments (General) How do banks in Pakistan recover money from borrowers who don’t pay? Jan 7, 2015 Lending, Credit Scores and BNPL How can a charity in Pakistan set up an online donation system to accept credit card payments? Jan 7, 2015 Merchant Accounts, Processors and Gateways Why do companies use Stripe instead of local banks if banks can offer much lower fees? Jan 7, 2015 Merchant Accounts, Processors and Gateways What is required to start a business similar to PayPal or Venmo? Jan 6, 2015 US Money Transmitter Licensing and MSB Registration Which payment gateways provide white-label offerings? Jan 6, 2015 Merchant Accounts, Processors and Gateways How can a foreign worker send just $1 home? Jan 6, 2015 Sending and Receiving Money Abroad Which method of booking is more trustworthy—online or offline? Jan 6, 2015 Fraud and Scams Can I open a U.S. bank account from a branch of that bank located in my home (non-U.S.) country? Jan 5, 2015 Opening Bank Accounts, Personal and Business What is an effective way to define target customer segments in the payments industry? Jan 5, 2015 Business Strategy, Case Studies and Lessons Learned How does anti–money laundering policy apply to Bitcoin, and what compliance steps must I take? Jan 5, 2015 AML Programs, KYC and Compliance Operations What is the typical pricing range for white-label card issuers? Jan 5, 2015 Card Networks and Card Issuing How does an express (urgent) international wire differ from a standard wire transfer? Jan 5, 2015 International Wire Transfers and Large Transfers Is a Reuters Terminal actually better than Bloomberg for FX, and does that apply to other asset classes too? Jan 5, 2015 FX Rates, Spreads and Currency Markets How can banks improve customer experience in their call centers? Jan 5, 2015 Consumer Protection, Customer Rights and Customer Service Is there an EU-wide KYC provider similar to IDology? Jan 5, 2015 AML Programs, KYC and Compliance Operations With oil under $50 per barrel, when would the broader stock market typically enter a bear market? Jan 5, 2015 Capital Markets: Stocks, Bonds and Derivatives How do firms like BillMeLater get away with requesting only the last four digits of an SSN for CIP/Patriot Act compliance? Jan 5, 2015 AML Programs, KYC and Compliance Operations How do Catholic churches around the world transfer funds to the Vatican? Jan 5, 2015 Islamic, Jewish and Faith-Based Finance Why isn’t there a single universal secure authentication method to prove identity to banks and critical websites? Jan 4, 2015 Cybersecurity, Digital Identity and Authentication Why are international remittance fees so expensive? Jan 4, 2015 Payment Corridors and Remittance Economics If my U.S. company invoices a German client, must I charge VAT? Jan 4, 2015 Tax and Financial Reporting Which mutual funds are considered the best investment options in Pakistan? Jan 4, 2015 Wealth Management, Private Banking and Family Offices How many individual banks are there worldwide? Jan 4, 2015 General Finance Questions