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Can a federally chartered bank open a branch in any state? Mar 31, 2023 Central Banks and Bank Supervision Which blockchain can you deploy an exchange-traded fund (or EFT) on? Mar 31, 2023 DeFi, Tokens, NFTs and Web3 How does one define a hedge fund in detail? Mar 31, 2023 Wealth Management, Private Banking and Family Offices How does one structure an ETF (exchange-traded fund)? Mar 31, 2023 Capital Markets: Stocks, Bonds and Derivatives What is the difference between a hedge fund and a mutual fund? Mar 31, 2023 General Finance Questions What is Hawala Money? Feb 24, 2023 Hawala, Informal Value Transfer and Shadow Finance Do you think an ACH can be rejected (incurring reject fees) if we verify the balance ahead of time? Feb 23, 2023 Domestic Payment Rails, National Switches and Clearing Systems Is a License Necessary to Start a Money Transfer Business? Feb 22, 2023 Money Transfer Business and MTOs What criteria distinguishes an MSB from an FMSB? Feb 22, 2023 Licensing in Other Countries How can there be fraud in the money transfer business? I don’t know about the business and want to know if it comes with some kind of chargeback or fraud protection for us. Feb 17, 2023 Money Transfer Business and MTOs Can a company registered in Barbados as a licensed MSB operate (send/receive money) from/in Florida? Feb 16, 2023 US Money Transmitter Licensing and MSB Registration We have established a money transfer company in Canada and now we are looking for a bank in the US and want to be its Authorized Delegate in the USA for money transfer services. Feb 16, 2023 Licensing Strategy, Sponsorship and Agent Models Can we get the US multi-currency accounts without being licensed in the US yet? Feb 15, 2023 Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs Do OTC services require a license? Feb 15, 2023 Licensing Strategy, Sponsorship and Agent Models Can we work under a Trust’s Money Transmitter License? Feb 15, 2023 US Money Transmitter Licensing and MSB Registration Do Trust Companies provide money transmitter license coverage? Feb 15, 2023 Licensing Strategy, Sponsorship and Agent Models Montana does not require a money transmitter license, so if I register a company there am I exempt from money transmitter licenses? Feb 15, 2023 US Money Transmitter Licensing and MSB Registration Is there an advantage of getting the EMI license in Lithuania vs Ireland? Feb 14, 2023 UK and EU Licensing, EMIs and Payment Institutions What is the difference between an agent and non-agent of an EMI in Europe/UK? Feb 14, 2023 Licensing Strategy, Sponsorship and Agent Models Since our company is about to obtain a Labuan Money Brokering license, may I know whether it is sufficient to use this license to apply to be a Registered Agent (RA) under an EMI holder? Feb 14, 2023 Licensing Strategy, Sponsorship and Agent Models Isn’t the idea of ‘renting’ a license considered wrong? Could it have legal ramifications if we rented a license? Feb 13, 2023 Licensing Strategy, Sponsorship and Agent Models Are banks legally required to perform AML and KYC checks when opening new accounts? Feb 12, 2023 AML Programs, KYC and Compliance Operations How can I confirm whether a bank transfer was successful if the funds were deducted from my account? Feb 12, 2023 Domestic Payment Rails, National Switches and Clearing Systems What happens if a wire transfer is sent to a bank account that does not exist? Feb 11, 2023 Domestic Payment Rails, National Switches and Clearing Systems What are the eligibility requirements for a money transmitter license, and must a company actually hold customer funds? Feb 11, 2023 US Money Transmitter Licensing and MSB Registration Why do US banks require the full legal name of foreign beneficiaries for international wires? Feb 9, 2023 Sanctions, Embargoes and Screening What exactly are AML and KYC checks? Feb 9, 2023 AML Programs, KYC and Compliance Operations What laws and regulations govern international remittances, and how do they differ across countries? Feb 9, 2023 Regulators, Enforcement and Regulatory Change What does it mean to acquire a Money Transmitter License (sponsorship)? Feb 9, 2023 Licensing Strategy, Sponsorship and Agent Models Can we apply for a Lithuanian license if we are already incorporated in Ireland? That would be our preferred option given that we’ll need to staff operations in whatever country we do get our license. Feb 9, 2023 UK and EU Licensing, EMIs and Payment Institutions Can we also market in the African corridors we are licensed in and send/receive payments between the African corridors? Feb 9, 2023 Money Transfer Business and MTOs There is no crypto-license sponsorship option in the EU, am I right? Feb 7, 2023 Crypto and VASP Licensing Can cryptocurrencies realistically support real-time micropayments and peer-to-peer transactions? Feb 4, 2023 Crypto Payments, On-Ramps and Off-Ramps Why might a US bank reject an incoming international wire transfer? Feb 4, 2023 International Wire Transfers and Large Transfers What is the process for obtaining a money transmitter license in the US? Feb 4, 2023 US Money Transmitter Licensing and MSB Registration Why do many P2P money transfer companies eventually pivot toward B2B payments? Feb 2, 2023 Business Strategy, Case Studies and Lessons Learned If I want to launch a crypto wallet, how can I secure a sponsoring bank for a crypto money transfer license? Feb 2, 2023 Licensing Strategy, Sponsorship and Agent Models Can settlement funds be redirected to a bank account in a country different from the payout country? Feb 1, 2023 Correspondent Banking, Nostro and Vostro, and Settlement Can a money transfer agent outlet legally operate from a consulate or embassy location? Feb 1, 2023 Licensing Strategy, Sponsorship and Agent Models Where can I find a detailed breakdown of money transmitter license costs in the United States? Feb 1, 2023 US Money Transmitter Licensing and MSB Registration What is cryptocurrency-as-a-service? Jan 26, 2023 Fintech, BaaS and Embedded Finance Is a money transmitter license adequate for launching crypto-related services in the US? Jan 26, 2023 Crypto and VASP Licensing Would a US Bank Account (Nostro) via Fedwire be held in a foreign country? Would that be classified as Nostro accounts? Jan 18, 2023 Correspondent Banking, Nostro and Vostro, and Settlement What is the difference between Reserve and Pre-funding under Balances & Reserves? Jan 18, 2023 Money Transfer Business and MTOs What is Hawala or Hundi? Jan 16, 2023 Hawala, Informal Value Transfer and Shadow Finance As a sponsored party which parties do we share our customers’ KYC information with, if any? Jan 16, 2023 Licensing Strategy, Sponsorship and Agent Models Who is responsible for anti-money laundering? Jan 16, 2023 AML Programs, KYC and Compliance Operations What is Regulation-E in cross border funds transfer? Jan 3, 2023 Regulators, Enforcement and Regulatory Change In economics, what is a Pegged Currency? Jan 3, 2023 FX Rates, Spreads and Currency Markets How is One Currency Pegged to Another and How Does it Work? Jan 3, 2023 FX Rates, Spreads and Currency Markets