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How does Dwolla generate revenue when its fees are close to zero? Feb 10, 2015 Payment Operations, Pricing and Fees What is the most valuable banknote ever issued to date? Feb 10, 2015 History of Money, Banking and Finance What is the best payment system to integrate into a website that operates as a platform? Feb 10, 2015 E-Commerce, Marketplace and Platform Payments Is there a website payment system that automatically converts fiat to Bitcoin and sends it to a specified Bitcoin address? Feb 10, 2015 Crypto Payments, On-Ramps and Off-Ramps Does PCI DSS specify any maximum acceptable network latency for card transactions? Feb 10, 2015 Cybersecurity, Digital Identity and Authentication How does Bitcoin trading work in Pakistan? Feb 10, 2015 Crypto Exchanges, Trading and Markets How do U.S. banks run background checks on non-citizens? Feb 9, 2015 Opening Bank Accounts, Personal and Business Why did M-Pesa succeed so strongly in Kenya while similar products underperformed in South Africa or India? Feb 9, 2015 Business Strategy, Case Studies and Lessons Learned How does Visa settle funds between acquirers and issuers at day-end—what rails/mechanisms are used (ACH, switches, etc.)? Feb 9, 2015 Correspondent Banking, Nostro and Vostro, and Settlement Why does it seem like most people don’t really understand how money works? Feb 9, 2015 Economics, Inflation and Monetary Policy Can money laundering be done via large-scale art purchases, and how does that affect art pricing and valuations? Feb 9, 2015 Money Laundering and Financial Crime Why aren’t PayMaya and GCash in the Philippines widely viewed as success stories despite clear benefits? Feb 9, 2015 Emerging Markets and Financial Inclusion How many Swiss banks exist in total? Feb 9, 2015 General Finance Questions Bitcoin in 2014: Which companies offered Bitcoin merchant acquiring/processing? Feb 9, 2015 Crypto Payments, On-Ramps and Off-Ramps Why are banks wary of Bitcoin? Feb 9, 2015 Bitcoin and Cryptocurrency Basics Why are there so many physical bank branches concentrated in Manhattan? Feb 8, 2015 General Finance Questions History: How did wealthy Europeans move assets to the New World during the colonial era? Feb 8, 2015 History of Money, Banking and Finance How can someone get a meeting with a major tech company like Apple or Samsung? Feb 8, 2015 General Finance Questions What items does PayPal need to recognize and account for in its financial statements? Feb 8, 2015 Tax and Financial Reporting How are large-value bank transactions executed in practice? Feb 8, 2015 Domestic Payment Rails, National Switches and Clearing Systems Banks: Which financial services brand is doing a strong job marketing “innovation”? Feb 8, 2015 Business Strategy, Case Studies and Lessons Learned Does Dubai have its own stock exchange? Feb 8, 2015 Capital Markets: Stocks, Bonds and Derivatives Is there a country-by-country directory of financial regulators, or an online database of regulatory enforcement actions and breaches? Feb 8, 2015 Regulators, Enforcement and Regulatory Change Why hasn’t peer-to-peer money transfer seen widespread adoption? Feb 8, 2015 Digital Wallets, Mobile Money and P2P Payments When did societies begin using currency to trade goods across borders? Feb 8, 2015 History of Money, Banking and Finance How can I set up a Ripple gateway for African/Asian currencies, and what would it cost? Feb 8, 2015 Crypto Payments, On-Ramps and Off-Ramps The UK Faster Payments website says around 400 payment service providers access the system indirectly via sponsor banks—who are these providers and what level of access/service do they get? Feb 8, 2015 Domestic Payment Rails, National Switches and Clearing Systems Which payment gateway providers let Pakistan-based e-commerce businesses offer PayPal as a checkout option? Feb 8, 2015 Merchant Accounts, Processors and Gateways Which banks and financial institutions are supported by Yodlee? Feb 7, 2015 Open Banking and Account Aggregation What exactly is involved in Check 21 processing services? Feb 7, 2015 Domestic Payment Rails, National Switches and Clearing Systems Online Banking: What happens if you accidentally deposit money into the wrong account? Feb 7, 2015 Domestic Payment Rails, National Switches and Clearing Systems Can funds sent to the wrong account via NEFT/RTGS be reversed? Feb 7, 2015 Domestic Payment Rails, National Switches and Clearing Systems Why do banks ask “public records” verification questions when confirming identity? Feb 7, 2015 Cybersecurity, Digital Identity and Authentication I live in India and have no U.S. contacts—how can I open a U.S. business bank account remotely? Feb 7, 2015 Opening Bank Accounts, Personal and Business Somalia’s currency is unrecognized internationally—what does that mean and what are the consequences? Feb 7, 2015 Capital Controls, Currency Crises and Black-Market Rates What paths can someone take to enter investment banking without experience? Feb 7, 2015 Careers, Jobs and Working in Finance What is the best dataset available on global remittance flows and average remittance costs? Feb 6, 2015 Payment Corridors and Remittance Economics When I transfer money from my bank to PayPal, where does the money actually go behind the scenes? Feb 6, 2015 Correspondent Banking, Nostro and Vostro, and Settlement What is the minimum ACH debit settlement time needed to reduce fraud risk? Feb 6, 2015 Domestic Payment Rails, National Switches and Clearing Systems Payment Processing: What should I understand before becoming a merchant of record? Feb 6, 2015 Merchant Accounts, Processors and Gateways Is it better to exchange currency before leaving your country or after arriving in the destination country? Feb 5, 2015 FX Rates, Spreads and Currency Markets What opportunities exist for U.S. or European startups within the remittances sector? Feb 5, 2015 Money Transfer Business and MTOs What does a payment analyst do? Feb 5, 2015 Careers, Jobs and Working in Finance Who is currently in charge of Facebook’s payments division? Feb 4, 2015 Payments (General) Why do many self-proclaimed payment-processing experts provide inaccurate information? Feb 4, 2015 Payments (General) How does PayPal actually process a transaction when a customer submits a payment? Feb 3, 2015 Digital Wallets, Mobile Money and P2P Payments How do banks use encryption in ATMs, and where is ATM-related data stored? Feb 3, 2015 Banking and Payments Technology Stack What steps are required to accept Bitcoin payments in countries where PayPal and similar services are not available? Feb 2, 2015 Crypto Payments, On-Ramps and Off-Ramps How can I set up my own mobile money-transfer startup? Feb 2, 2015 Starting and Running a Fintech or Payments Business What is the fastest and cheapest way to send money to someone in another U.S. state, excluding MoneyGram or Western Union—perhaps via a bank? Feb 2, 2015 Domestic Payment Rails, National Switches and Clearing Systems