All questions
Can a money-transfer startup partner with a bank, and how does that typically work?
May 10, 2015
Money Transfer Business and MTOs
I’m launching a business but I can’t handle payouts, fraud, chargebacks, AML compliance, PCI compliance, and buyer/seller disputes—are there payment platforms that take on these burdens?
May 10, 2015
Merchant Accounts, Processors and Gateways
Why do people choose to fund projects on Kickstarter?
May 10, 2015
Alternative Finance and Crowdfunding
Are today’s mobile POS solutions sustainable long term, and what do they imply for banks?
May 9, 2015
Merchant Accounts, Processors and Gateways
What are the latest U.S. and global statistics for consumer-to-consumer wire transfers?
May 9, 2015
Payment Corridors and Remittance Economics
Would an ISIS-issued currency be accepted globally?
May 9, 2015
Geopolitics of Money and the International Monetary System
Is Payoneer licensed as a money transmitter in every U.S. state?
May 9, 2015
US Money Transmitter Licensing and MSB Registration
Could Pakistan follow Bangladesh’s approach and declare Bitcoin trading illegal?
May 9, 2015
Crypto and VASP Licensing
Why don’t banks and card processors let users restrict account access by IP location or country for extra security?
May 8, 2015
Card Networks and Card Issuing
Do U.S. companies use web-based electronic checks, and which payment gateways support them?
May 7, 2015
Merchant Accounts, Processors and Gateways
Why do only certain websites require an extra 3-D Secure authentication step during online payments?
May 7, 2015
Cybersecurity, Digital Identity and Authentication
Who are the top five global payments companies?
May 7, 2015
Payments (General)
Which banks and account types currently offer the highest interest rates?
May 7, 2015
Personal and Consumer Finance, Budgeting and Saving
Banking: How often do foreign workers in the U.S. lose a large share of their earnings due to banking and transfer fees?
May 7, 2015
Sending and Receiving Money Abroad
What would be a strong research-paper topic related to money or financial problems?
May 6, 2015
General Finance Questions
What would you consider the ideal payment method at a retail checkout that could replace cash?
May 5, 2015
Payments (General)
If a bank quietly added one cent to every customer’s account balance, what would happen?
May 5, 2015
Banking and Payments Technology Stack
How difficult is it to obtain a money transmitter license?
May 5, 2015
US Money Transmitter Licensing and MSB Registration
What exactly is a chargeback in payments?
May 5, 2015
Credit, Debit and Prepaid Cards
What are some successful mobile payment solutions, and what factors contributed to their success?
May 5, 2015
Emerging Markets and Financial Inclusion
What are some examples of Bitcoin exchanges?
May 5, 2015
Crypto Exchanges, Trading and Markets
Which U.S. states contribute the least federal tax revenue?
May 5, 2015
Tax and Financial Reporting
Can Visa debit cards with a Pakistani billing address be used for online shopping?
May 5, 2015
Credit, Debit and Prepaid Cards
How can money laundering involving as much as $6 billion occur?
May 5, 2015
Money Laundering and Financial Crime
Payment Processing: What technologies and systems power gift cards?
May 4, 2015
Banking and Payments Technology Stack
How does Quicken retrieve information from my bank about my loans and account balances?
May 4, 2015
Open Banking and Account Aggregation
Is Mint.com secure to use, and why or why not?
May 4, 2015
Cybersecurity, Digital Identity and Authentication
How did the U.S. and other countries negotiate taking Iranian banks off the SWIFT network?
May 4, 2015
Sanctions, Embargoes and Screening
Why did Citibank Pakistan discontinue ecommerce gateway services, and what systemic issues make banks reluctant to offer them?
May 3, 2015
Merchant Accounts, Processors and Gateways
Why do Pakistani banks currently avoid offering merchant accounts for ecommerce businesses?
May 3, 2015
Merchant Accounts, Processors and Gateways
What’s the best way to move money between two bank accounts using cryptocurrency as an intermediate token, ideally at near-zero cost?
May 3, 2015
Crypto Payments, On-Ramps and Off-Ramps
Is there any way to create a PayPal account from Pakistan?
May 3, 2015
Digital Wallets, Mobile Money and P2P Payments
What are the requirements for becoming a Western Union agent?
May 3, 2015
Money Transfer Business and MTOs
Who are the top remittance aggregators, and how do they generate revenue?
May 3, 2015
Money Transfer Business and MTOs
Can a digital currency be backed by or integrated with a commodity like gold?
May 3, 2015
Stablecoins and CBDCs
What opportunities and growth potential does Bitcoin have in Asia?
May 2, 2015
Crypto Payments, On-Ramps and Off-Ramps
What are some interesting or notable facts about the creator “Satoshi Nakamoto”?
May 2, 2015
Bitcoin and Cryptocurrency Basics
Are prepaid debit cards a good way to avoid reliance on traditional banks?
May 2, 2015
Credit, Debit and Prepaid Cards
Why would a consumer prefer to pay with Bitcoin instead of credit cards, debit cards, or PayPal?
May 2, 2015
Crypto Payments, On-Ramps and Off-Ramps
What key innovations are needed for cryptocurrencies to reach mainstream adoption?
May 2, 2015
Crypto Payments, On-Ramps and Off-Ramps
Is there a historical or current example of a country recognizing two currencies as legal tender at the same time?
May 2, 2015
History of Money, Banking and Finance
What fees do banks pay to connect to ATM networks or per ATM transaction?
May 1, 2015
Payment Operations, Pricing and Fees
Which aspects of Bitcoin appeal most to everyday, non-technical users?
May 1, 2015
Bitcoin and Cryptocurrency Basics
Who is best positioned to disrupt the money-transfer market using Bitcoin?
May 1, 2015
Money Transfer Business and MTOs
Online Banking: What’s a good way to programmatically create virtual savings “buckets” for users?
May 1, 2015
Fintech, BaaS and Embedded Finance
In which U.S. state is it easiest to obtain a state banking license?
May 1, 2015
Licensing Strategy, Sponsorship and Agent Models
Online Banking: What does the future of internet-based finance look like?
Apr 12, 2015
Digital Banks, Neobanks and Mobile Banking
Does FATCA apply to people with dual citizenship?
Apr 12, 2015
Tax and Financial Reporting
What makes Bitcoin attractive or special compared with traditional options?
Apr 11, 2015
Bitcoin and Cryptocurrency Basics
How does International ACH function?
Apr 11, 2015
Correspondent Banking, Nostro and Vostro, and Settlement