All questions
How much do bank exchange rates deviate from mid-market rates like those shown on XE.com?
Jun 9, 2015
FX Rates, Spreads and Currency Markets
If I run an online service connecting the U.S. with Africa, do I need a separate money-transmitter license in each U.S. state?
Jun 8, 2015
US Money Transmitter Licensing and MSB Registration
What payment gateway is recommended for a mobile e-commerce app based in Dubai?
Jun 8, 2015
Merchant Accounts, Processors and Gateways
What tracking occurs when sending money through Western Union or MoneyGram?
Jun 8, 2015
Sending and Receiving Money Abroad
International Trade: What fraud risks should buyers watch for in letter-of-credit payments for imports from China?
Jun 8, 2015
Trade Finance, Letters of Credit and B2B Payments
If I want to authorize a card for payment but only charge after the service is delivered, is “tokenization” the correct term for this process?
Jun 7, 2015
Payments (General)
How might Ripple’s payments network impact PayPal and Stripe?
Jun 7, 2015
Business Strategy, Case Studies and Lessons Learned
Which Pakistani banks provide free interbank fund transfers through online banking?
Jun 7, 2015
Domestic Payment Rails, National Switches and Clearing Systems
How can banks better protect customers from identity-theft fraudsters?
Jun 6, 2015
Fraud and Scams
What legal and regulatory challenges have payments, credit, and funding startups encountered or expect to face?
Jun 6, 2015
AML Programs, KYC and Compliance Operations
What are the biggest threats facing the ACH (automated clearing house) system, and why?
Jun 5, 2015
Domestic Payment Rails, National Switches and Clearing Systems
Can Visa prepaid cards be used for online purchases?
Jun 5, 2015
Credit, Debit and Prepaid Cards
Which notable startups were founded and are run by women?
Jun 5, 2015
General Finance Questions
How do I compute value-added tax (VAT) for a transaction?
Jun 5, 2015
Tax and Financial Reporting
What benefits does a Visa prepaid card offer compared with a standard gift card?
Jun 5, 2015
Credit, Debit and Prepaid Cards
What solutions or tips can help small businesses avoid high credit-card processing fees?
Jun 5, 2015
Merchant Accounts, Processors and Gateways
What makes an ACH account number unique in the United States?
Jun 5, 2015
Domestic Payment Rails, National Switches and Clearing Systems
Legal (U.S.): After the Liberty Reserve arrests, how did their violations differ from the accusations made against HSBC?
Jun 5, 2015
Regulators, Enforcement and Regulatory Change
What is the intended purpose or benefit of establishing a women’s bank in India?
Jun 5, 2015
Emerging Markets and Financial Inclusion
Why is a one-time password (OTP) required for nearly all banking activities in India?
Jun 5, 2015
Cybersecurity, Digital Identity and Authentication
Are Visa and Mastercard owned by the same company?
Jun 5, 2015
Card Networks and Card Issuing
What fee does ACH (the automated clearing house) typically charge per transaction?
Jun 4, 2015
Payment Operations, Pricing and Fees
What changes could make developing countries more friendly to startups, and why are they currently less so?
Jun 4, 2015
Starting and Running a Fintech or Payments Business
How hard would it be to create an online-only card network like Visa or MasterCard focused just on internet payments?
Jun 4, 2015
Card Networks and Card Issuing
Is the rising mobile-banking model led by mobile network operators a real threat to traditional banks?
Jun 4, 2015
Emerging Markets and Financial Inclusion
Which POS terminal is currently the most advanced on the market?
Jun 4, 2015
Merchant Accounts, Processors and Gateways
Where can I find legal consultancy specializing in money transfer businesses?
Jun 4, 2015
Law, Contracts, Terms of Service and Legal Structures
Does Stripe support ACH bank payments in addition to card transactions?
Jun 3, 2015
Domestic Payment Rails, National Switches and Clearing Systems
How are payments drawn from a checking account authorized and approved?
Jun 3, 2015
Domestic Payment Rails, National Switches and Clearing Systems
Could e-commerce operate without online payments, and if so, what alternatives would be used?
Jun 3, 2015
E-Commerce, Marketplace and Platform Payments
Could using Bitcoin in a money exchange business lead to arrest?
Jun 3, 2015
Crypto and VASP Licensing
How can a physical calling card business expand into the money transfer industry?
Jun 3, 2015
Money Transfer Business and MTOs
What are the realistic chances of a startup becoming the next PayPal?
Jun 3, 2015
Starting and Running a Fintech or Payments Business
What does a time-and-motion flow-of-funds diagram look like for a money transfer company?
Jun 3, 2015
Money Transfer Business and MTOs
Can a personal bank account be converted into a business account?
Jun 3, 2015
Opening Bank Accounts, Personal and Business
Which website builder platforms accept Bitcoin as payment?
Jun 2, 2015
Crypto Payments, On-Ramps and Off-Ramps
When are Facebook mobile payments expected to launch in Europe?
Jun 2, 2015
Digital Wallets, Mobile Money and P2P Payments
Are there banks or accounts where account balances can be viewed publicly?
Jun 2, 2015
How Banks Work
From a beginner’s perspective, how does arbitrage between different Bitcoin exchanges work?
Jun 1, 2015
Crypto Exchanges, Trading and Markets
What is the best way to carry money when traveling to the United States?
Jun 1, 2015
Payments (General)
Is the use of signatures for payment authentication becoming obsolete?
Jun 1, 2015
Cybersecurity, Digital Identity and Authentication
What is likely to be the next major cryptocurrency?
May 12, 2015
Crypto Exchanges, Trading and Markets
How are very large sums held and moved within the United States?
May 12, 2015
Domestic Payment Rails, National Switches and Clearing Systems
How can banking machines be designed to better capture and hold customer attention?
May 12, 2015
Business Strategy, Case Studies and Lessons Learned
Should Bitcoin transactions be fully untraceable?
May 12, 2015
Regulators, Enforcement and Regulatory Change
Would an account-to-account transfer for online payments be classified as an e-money transaction?
May 12, 2015
UK and EU Licensing, EMIs and Payment Institutions
Why do money transfers take 3–5 business days—what manual or human processes are involved?
May 12, 2015
International Wire Transfers and Large Transfers
How do ATM CCTV systems identify customers in places where women wear burqas that cover their faces?
May 12, 2015
Cybersecurity, Digital Identity and Authentication
If I’m optimistic about digital currencies, is it better to mine coins or simply buy them?
May 11, 2015
Bitcoin and Cryptocurrency Basics
What are some notable companies building products or services around Bitcoin?
May 11, 2015
Crypto Payments, On-Ramps and Off-Ramps