All questions
Is there any bank that offers insurance services through its ATM network?
Apr 7, 2016
Insurance and Risk Management
How is Mint.com able to offer users pre-approved credit card offers?
Apr 5, 2016
Lending, Credit Scores and BNPL
Can digital bank transfers in the U.S. be completed on weekends, and why or why not?
Apr 5, 2016
Domestic Payment Rails, National Switches and Clearing Systems
What challenges arise when building a client-facing financial application?
Apr 5, 2016
Starting and Running a Fintech or Payments Business
What is the most cost-effective way to wire funds from the U.S. to Europe?
Apr 5, 2016
Sending and Receiving Money Abroad
Do any fully open-source payment gateways exist, beyond libraries that merely integrate with other gateways?
Apr 4, 2016
Developer Tools, APIs, Sandboxes and Open Source
What onboarding fee does PreCash charge for adding an authorized delegate?
Apr 4, 2016
Payment Operations, Pricing and Fees
Are ATM operating costs the real reason banks charge ATM fees, or is it mostly profit-taking?
Apr 4, 2016
How Banks Work
Why doesn’t Pakistan have local payment gateways similar to PayPal?
Apr 3, 2016
Licensing Strategy, Sponsorship and Agent Models
Where can I exchange currency at the best rate once I arrive in Dubai?
Apr 2, 2016
FX Rates, Spreads and Currency Markets
Did Mint.com obtain consent from utility providers before scraping customer account data?
Apr 2, 2016
Open Banking and Account Aggregation
How can I start accepting cryptocurrency payments as a freelancer?
Apr 1, 2016
Crypto Payments, On-Ramps and Off-Ramps
How can I send money from the U.S. to the Philippines via wire for free?
Apr 1, 2016
Sending and Receiving Money Abroad
How valuable is the CAMS certification for IT professionals in AML—does it help IT project managers, or is it mainly for compliance staff?
Apr 1, 2016
Learning and Certifications: Guides, Calculators, Quizzes and Courses
What is the most convenient way to transfer money from a U.S. bank account to an Irish bank account?
Apr 1, 2016
International Wire Transfers and Large Transfers
Why are remittance inflows slowing down in the Philippines?
Apr 1, 2016
Economics, Inflation and Monetary Policy
Will PayPal be disrupted by newer payment technology companies like Stripe?
Apr 1, 2016
Business Strategy, Case Studies and Lessons Learned
What is anti–money laundering?
Apr 1, 2016
Money Laundering and Financial Crime
Is there an app that can replace everything in your wallet except cash?
Mar 12, 2016
Digital Wallets, Mobile Money and P2P Payments
Why do countries repurchase their own currency from other countries?
Mar 12, 2016
Economics, Inflation and Monetary Policy
Is it smart to accept Bitcoin but settle into fiat immediately to reduce volatility exposure, and where can I find such a service?
Mar 11, 2016
Crypto Payments, On-Ramps and Off-Ramps
How do Western Union and MoneyGram operate behind the scenes?
Mar 10, 2016
Money Transfer Business and MTOs
Which Pakistani online stores are successful and have international reach?
Mar 10, 2016
E-Commerce, Marketplace and Platform Payments
How do foreign exchange transactions work on credit cards?
Mar 9, 2016
FX Rates, Spreads and Currency Markets
Which banks are willing to open accounts for licensed money services businesses considered high-risk?
Mar 9, 2016
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
Which emerging technologies are most disruptive to the banking industry?
Mar 9, 2016
Blockchain and Distributed Ledger Technology
From a technical standpoint, how was PayPal originally built, and how did the founders gain bank access to move funds between accounts?
Mar 9, 2016
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
What legal and technical requirements are needed to launch a crowdfunding platform in the U.S.?
Mar 9, 2016
US Money Transmitter Licensing and MSB Registration
What practical steps can I take to spend less and save more?
Mar 9, 2016
Personal and Consumer Finance, Budgeting and Saving
Which payment gateway does Airbnb use to process payments?
Mar 8, 2016
Merchant Accounts, Processors and Gateways
What happens to the remaining balance when a Venmo account is closed?
Mar 8, 2016
Digital Wallets, Mobile Money and P2P Payments
Is it possible to transfer funds from PayPal directly to any MasterCard?
Mar 8, 2016
Digital Wallets, Mobile Money and P2P Payments
How can telecom payment gateways be used to charge for digital content in countries like Saudi Arabia and Egypt?
Mar 8, 2016
Merchant Accounts, Processors and Gateways
How can funds be moved from a bank account into an app without using ACH?
Mar 7, 2016
Domestic Payment Rails, National Switches and Clearing Systems
In real-time payment systems, what role does a liquidity module play?
Mar 7, 2016
Treasury, Liquidity and Corporate Finance
Historically, what final trigger causes a fiat currency to collapse?
Mar 6, 2016
History of Money, Banking and Finance
How can a business identify the legal process required to obtain a money transfer license?
Mar 6, 2016
US Money Transmitter Licensing and MSB Registration
Are there Canadian banks willing to open accounts for money services businesses despite tighter MSB policies?
Mar 6, 2016
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
Who invented the credit card, and how did it become a widely used payment method in the United States?
Mar 5, 2016
History of Money, Banking and Finance
Is there a future for mobile payment aggregators, and which industries would benefit most?
Mar 5, 2016
Merchant Accounts, Processors and Gateways
Why would someone choose to found a new bank, and what steps would they take?
Mar 5, 2016
Starting and Running a Fintech or Payments Business
How can I create a company-branded “debit card” that works at standard point-of-sale terminals?
Mar 4, 2016
Card Networks and Card Issuing
When a country devalues its currency to fix a balance-of-payments crisis, how does that positively and negatively affect people’s standard of living?
Mar 4, 2016
Capital Controls, Currency Crises and Black-Market Rates
After Visa acquired Fundamo in South Africa, did it actually gain emerging-market share or was the $100 million largely wasted?
Mar 3, 2016
Starting and Running a Fintech or Payments Business
How can I set up a conditional payment?
Mar 3, 2016
Trade Finance, Letters of Credit and B2B Payments
I’ve worked at State Bank of India for six years as a forex assistant—what are my chances of getting a banking job in Europe?
Mar 3, 2016
Careers, Jobs and Working in Finance
How can I connect to the ACH network so customers can pay from their bank accounts inside my product?
Mar 3, 2016
Domestic Payment Rails, National Switches and Clearing Systems
How do interbank and cross-country money transfers work?
Mar 3, 2016
Correspondent Banking, Nostro and Vostro, and Settlement
What are the advantages of incorporating a company in the U.S. versus Dubai?
Mar 2, 2016
Law, Contracts, Terms of Service and Legal Structures
Can a non-U.S. entity (e.g., an LLC or similar structure) open a corporate account at major U.S. banks?
Mar 2, 2016
Opening Bank Accounts, Personal and Business