All questions

3,061 questions · newest first
Which US bank is best for a foreign worker with no US credit history? Aug 9, 2016 Opening Bank Accounts, Personal and Business How does Droplet Pay work from a technical architecture perspective? Aug 9, 2016 Banking and Payments Technology Stack How does Kash function at a technical or system level? Aug 9, 2016 Domestic Payment Rails, National Switches and Clearing Systems How can I recover funds from an offshore bank account that has completely stopped communicating? Aug 9, 2016 Consumer Protection, Customer Rights and Customer Service Why is financial inclusion especially important for developing economies? Aug 9, 2016 Emerging Markets and Financial Inclusion Can Stripe, PayPal, WePay, or Braintree be used by companies that aggregate third-party payments? Aug 9, 2016 Merchant Accounts, Processors and Gateways Which payment gateway platforms allow regulated financial services businesses to operate? Aug 9, 2016 Merchant Accounts, Processors and Gateways Between PayPal and Visa/Mastercard, which is more likely to remain dominant long-term? Aug 9, 2016 Payments (General) How can I check the status of a Western Union money order? Aug 8, 2016 Sending and Receiving Money Abroad How can someone receive money online from PayPal-based companies if PayPal is not supported in their country? Aug 8, 2016 Freelancers, Side Hustles and Getting Paid Online How do Western Union agents deposit customer cash into Western Union’s banking system? Aug 8, 2016 Money Transfer Business and MTOs Do gift card companies need a FinCEN money transmitter license for reloadable cards funded with cash? Aug 7, 2016 US Money Transmitter Licensing and MSB Registration What is the best online payment method to pay a U.S. company’s Russian employee? Aug 7, 2016 Sending and Receiving Money Abroad Can a bank avoid liability if a bank executive commits a scam in the bank’s name? Aug 5, 2016 Fraud and Scams What lesser-known services does Bank of America offer? Aug 5, 2016 Credit, Debit and Prepaid Cards Why does TransferWise charge around 0.5%—is it purely operating costs or are there intermediary bank fees involved? Aug 5, 2016 Sending and Receiving Money Abroad How does online banking work, and why can’t a hacker simply increase an account balance without stealing from somewhere else? Aug 5, 2016 Banking and Payments Technology Stack Banks: How difficult is it to start a bank? Aug 5, 2016 Licensing Strategy, Sponsorship and Agent Models If I form a Payment Facilitator, do card networks require assigning individual merchant IDs to each sponsored merchant? Aug 5, 2016 Merchant Accounts, Processors and Gateways How can a non-resident non-citizen open a U.S. bank account? Aug 5, 2016 Opening Bank Accounts, Personal and Business Is blockchain technology energy-inefficient, and if so, how severe is the impact? Aug 3, 2016 Blockchain and Distributed Ledger Technology What solutions let online customers pay using their online banking login instead of routing and account numbers? Aug 3, 2016 Domestic Payment Rails, National Switches and Clearing Systems What are some simple ways to earn money? Aug 1, 2016 Freelancers, Side Hustles and Getting Paid Online What is an outward remittance? Aug 1, 2016 Sending and Receiving Money Abroad When a credit card company says it “processes” a transaction, what does that include, and does it involve fraud or legitimacy checks? Aug 1, 2016 Card Networks and Card Issuing Which currency banknote is considered the most beautiful? Aug 1, 2016 General Finance Questions Why do banks and payment services sometimes ask users to enter the same details twice? Jul 12, 2016 Payments (General) What would be a good name for a bank’s fraud and risk management team? Jul 12, 2016 Careers, Jobs and Working in Finance Are you generally satisfied or dissatisfied with your bank and the banking system overall? Jul 12, 2016 General Finance Questions How can banks send funds to legitimate overseas charities without violating anti–money laundering rules? Jul 12, 2016 AML Programs, KYC and Compliance Operations Why is it difficult for merchants outside the U.S./EU to support international payments? Jul 12, 2016 Merchant Accounts, Processors and Gateways What happens if two people withdraw cash at the same time from different ATMs linked to the same bank account? Jul 12, 2016 Banking and Payments Technology Stack How can I get access to ACH APIs? Jul 12, 2016 Developer Tools, APIs, Sandboxes and Open Source Are there any “loopholes” to reliably make money in the stock market? Jul 12, 2016 Capital Markets: Stocks, Bonds and Derivatives If money sits on a prepaid debit card (e.g., Payoneer), where is that money actually held before you spend or withdraw it? Jul 12, 2016 Credit, Debit and Prepaid Cards How does someone obtain a debit card? Jul 9, 2016 Credit, Debit and Prepaid Cards What does it practically take to start a money transfer business? Jul 9, 2016 Money Transfer Business and MTOs How realistic was same-day ACH becoming widespread in 2016? Jul 9, 2016 Domestic Payment Rails, National Switches and Clearing Systems How can funds be withdrawn from a very old or dormant bank account? Jul 9, 2016 How Banks Work Is Stellar likely to become mainstream, and why or why not? Jul 7, 2016 Blockchain and Distributed Ledger Technology Why is there so much buzz around Bitcoin? Jul 7, 2016 Bitcoin and Cryptocurrency Basics If I want to launch a Bitcoin startup in Pakistan, what do I need to understand first? Jul 7, 2016 Crypto and VASP Licensing How long does it usually take to receive a Payoneer card in Pakistan? Jul 7, 2016 Freelancers, Side Hustles and Getting Paid Online Are there startups actively trying to disrupt the traditional banking industry? Jul 6, 2016 Fintech, BaaS and Embedded Finance If an ACH debit fails but the funds were already credited to the destination bank, what should be done? Jul 6, 2016 Domestic Payment Rails, National Switches and Clearing Systems Why do business bank accounts usually not earn interest on deposits? Jul 6, 2016 How Banks Work Why do some people believe that Bitcoin is illegal? Jul 5, 2016 Regulators, Enforcement and Regulatory Change How do people in Pakistan typically receive remittance payments? Jul 5, 2016 Sending and Receiving Money Abroad Where is the European Central Bank headquartered, and why was that location chosen? Jul 5, 2016 Central Banks and Bank Supervision Is Bitcoin considered a fiat currency, and what backs it, if anything? What exactly happens when a new bitcoin is mined? Jul 5, 2016 Bitcoin and Cryptocurrency Basics