All questions
How do cryptocurrencies help people who are unbanked or underbanked?
May 3, 2018
Emerging Markets and Financial Inclusion
Why do banks engage in offshore banking?
Apr 6, 2018
General Finance Questions
Is Circle Pay a licensed money remittance company?
Apr 1, 2018
US Money Transmitter Licensing and MSB Registration
How do you pay taxes on cryptocurrency assets in Pakistan?
Apr 1, 2018
Tax and Financial Reporting
What’s Western Union’s value proposition versus competitors or alternative transfer methods?
Mar 9, 2018
Money Transfer Business and MTOs
Which banks offer the best travel-friendly banking (no FX fees, no international fees, no ATM fees)?
Mar 1, 2018
Personal and Consumer Finance, Budgeting and Saving
Which industries are most likely to be transformed by blockchain?
Feb 11, 2018
Cybersecurity, Digital Identity and Authentication
Why should local banks expand internationally?
Feb 11, 2018
Business Strategy, Case Studies and Lessons Learned
Why are salaries usually paid monthly instead of continuously?
Jan 11, 2018
History of Money, Banking and Finance
If someone day-trades crypto (like Bitcoin) within Coinbase limits, would they be considered a “virtual currency business” requiring a money transmitter license?
Jan 9, 2018
US Money Transmitter Licensing and MSB Registration
Have you ever bought Bitcoin, forgotten about it, and then later remembered it?
Jan 9, 2018
Bitcoin and Cryptocurrency Basics
Is Ripple a one-way system, or how does it work in both directions?
Jan 9, 2018
Crypto Exchanges, Trading and Markets
What should I do if a business credit card was opened under my name “by accident” by a bank representative?
Jan 8, 2018
Consumer Protection, Customer Rights and Customer Service
What are realistic ways to earn about $5 per day using a PC or a mobile phone?
Jan 8, 2018
Freelancers, Side Hustles and Getting Paid Online
How might cryptocurrencies change the future of publishing?
Jan 8, 2018
Crypto Payments, On-Ramps and Off-Ramps
How does Venmo operate from a technical perspective?
Jul 5, 2017
Digital Wallets, Mobile Money and P2P Payments
How does online banking bill payment work?
Jul 5, 2017
Banking and Payments Technology Stack
Is the Stellar network no longer active or relevant?
Jul 5, 2017
Blockchain and Distributed Ledger Technology
What are nostro and vostro accounts, and how are they used in banking settlements?
Jun 6, 2017
Correspondent Banking, Nostro and Vostro, and Settlement
How do remittance services like Xoom and Western Union transfer money internationally after debiting a bank account?
Jun 5, 2017
Sending and Receiving Money Abroad
What are practical ways for cryptocurrencies to achieve broader adoption?
Jun 3, 2017
Crypto Payments, On-Ramps and Off-Ramps
In payments, what do “upstream” and “downstream” mean?
Jun 3, 2017
Merchant Accounts, Processors and Gateways
As a non-resident with a Delaware LLC, can I open a U.S. bank account without traveling to the U.S.?
Jun 3, 2017
Opening Bank Accounts, Personal and Business
How does Western Union’s Money in Minutes service work?
Jun 1, 2017
Sending and Receiving Money Abroad
What certification should a bank compliance officer pursue?
Jun 1, 2017
Learning and Certifications: Guides, Calculators, Quizzes and Courses
Why are credit card transaction fees often around $0.25 or $0.35 per transaction?
May 5, 2017
Payment Operations, Pricing and Fees
If I want to earn an extra $100–200 per month online, what options are available?
May 5, 2017
Freelancers, Side Hustles and Getting Paid Online
How does the ACH system work, how are payments processed, and how does it differ from RTGS and other local networks?
May 5, 2017
Domestic Payment Rails, National Switches and Clearing Systems
Who is developing remittance services based on blockchain technology?
May 5, 2017
Money Transfer Business and MTOs
Which provider does Venmo use for ACH payouts, and do they have special banking relationships for faster transfers?
May 5, 2017
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
Online Payments: What services are similar to Payoneer?
May 1, 2017
Freelancers, Side Hustles and Getting Paid Online
What is the best way for an expat in a war-torn country to protect savings from a total currency collapse?
May 1, 2017
Capital Controls, Currency Crises and Black-Market Rates
Have you personally used Bitcoin?
May 1, 2017
Crypto Payments, On-Ramps and Off-Ramps
Is it a crime for banks to knowingly allow stolen funds to be deposited?
May 1, 2017
Money Laundering and Financial Crime
Is there a payment vendor that can handle CIP, provide a secure data vault, process payments, move funds, and manage compliance reporting for third-party marketplace platforms?
May 1, 2017
E-Commerce, Marketplace and Platform Payments
Which bank does Western Union use to hold agent accounts, does it require agents to use that same bank, and how does that bank profit from the relationship?
May 1, 2017
Money Transfer Business and MTOs
What is the easiest method to anonymously move large sums of money offshore?
Apr 6, 2017
Money Laundering and Financial Crime
What are the main cost components involved in building a new payment gateway?
Apr 6, 2017
Starting and Running a Fintech or Payments Business
How does PayPal move money into bank accounts, and what is the underlying process?
Apr 5, 2017
Digital Wallets, Mobile Money and P2P Payments
How can ACH be used to move money between a customer’s own checking and savings or investment accounts?
Apr 5, 2017
Domestic Payment Rails, National Switches and Clearing Systems
What are the steps involved in transferring funds between banks?
Apr 5, 2017
Domestic Payment Rails, National Switches and Clearing Systems
How can I track the status of my SWIFT transfer?
Apr 5, 2017
International Wire Transfers and Large Transfers
How can transaction metadata be added to payments?
Apr 5, 2017
Payments (General)
Does the U.S. government track individual bank account balances?
Apr 3, 2017
Regulators, Enforcement and Regulatory Change
What are the main use cases of the Coinbase exchange?
Apr 1, 2017
Crypto Exchanges, Trading and Markets
Why are banks like Westpac exiting FX and money-services businesses, and how likely is it that others will follow?
Apr 1, 2017
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
How can mobile banking adoption be increased?
Apr 1, 2017
Digital Banks, Neobanks and Mobile Banking
What would be required for the many U.S. merchants using flat-screen POS terminals with built-in mag-stripe readers to meet new EMV acceptance requirements?
Apr 1, 2017
Merchant Accounts, Processors and Gateways
How should a country respond to sudden market instability to restore growth and investor confidence, and what if the country depends heavily on Bitcoin and the code is compromised allowing 15 million extra coins to be mined?
Apr 1, 2017
Economics, Inflation and Monetary Policy
Which Pakistani debit cards are accepted on AliExpress?
Mar 6, 2017
E-Commerce, Marketplace and Platform Payments