How hard is it to correct a mistaken transaction at a Pakistani bank?

Asked Apr 10, 2015· 1 answer ·Asia, Global South, Indian Subcontinent, Pakistan, South Asia
Faisal KhanAnswered Apr 10, 2015
An error is an error is an error. It needs to be fixed. Be it small or large.

Here is what I would suggest.

  • Document everything!
  • I really mean that - Document everything! Your calls (whom you spoke to, their full name, designation, time/date, etc.)
  • Make notes of your conversations
  • Follow up with a written email/letter if necessary.

Send your grievance to:

  • Banking Ombudsman (See: http://www.bankingmohtasib.gov.pk/)
  • Write a letter to the Head of Retail Banking of your bank
  • CC the Head of Internal Audit of the Bank
  • CC the President of the Bank
  • CC the Head of Customer Support for the Bank
  • CC the Banking Ombudsman
  • CC the Director of BPRD (Banking Policy & Regulation Department)
  • CC the Director of Banking Inspection (On-Site) Department
  • CC your Lawyer.

Politely include all the facts, and explicitly state that you want remedial action within 5 business days on receipt of this letter.

If that doesn't work, inbox me and I will try to help you. Usually, the above works VERY well.
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