How are banks regulated?

Asked Feb 1, 2015· 1 answer ·United States
Faisal KhanAnswered Feb 1, 2015
Depends. Universally, all banks are regulated at a Federal level by the Central Bank. In the US for example, either the Federal Reserve, FDIC or OCC will regulate you, and then if you are a State chartered bank, they local state regulator also has regulatory jurisdiction over you.

Elsewhere, it is pretty much the central bank that is enforcing regulations on to you. The list of all central bank worldwide can be seen here: List of Reserve & Central Banks of the World
Bank SupervisionBanking EconomicsCentral Banks United States
Related in Central Banks and Bank Supervision
Do banks in developing countries follow international banking regulations?1 ansWhat is the current state of banking regulation across African countries?1 ansSince most money is digital, how do regulators verify that banks aren’t creating money improperly? Is there a central ledger of accounts?1 ansWhy does the Reserve Bank of India strictly regulate overseas incoming payments?1 ans