Europe
What free resources are available for learning about AML regulations?
Sep 2, 2024
AML Programs, KYC and Compliance Operations
What is the safest and most efficient way to move large sums of money between two European countries?
Aug 7, 2024
Sending and Receiving Money Abroad
Is it possible to transfer funds from Europe to the US without involving banks at all?
Apr 2, 2024
Hawala, Informal Value Transfer and Shadow Finance
How do you get a Forex trading license in the UK, and what does it involve?
Mar 27, 2024
High-Risk Industries
Is it possible for Pakistan to recover looted funds held in European banks?
Jun 9, 2023
Money Laundering and Financial Crime
Is there an advantage of getting the EMI license in Lithuania vs Ireland?
Feb 14, 2023
UK and EU Licensing, EMIs and Payment Institutions
What is the difference between an agent and non-agent of an EMI in Europe/UK?
Feb 14, 2023
Licensing Strategy, Sponsorship and Agent Models
Since our company is about to obtain a Labuan Money Brokering license, may I know whether it is sufficient to use this license to apply to be a Registered Agent (RA) under an EMI holder?
Feb 14, 2023
Licensing Strategy, Sponsorship and Agent Models
Can we apply for a Lithuanian license if we are already incorporated in Ireland? That would be our preferred option given that we’ll need to staff operations in whatever country we do get our license.
Feb 9, 2023
UK and EU Licensing, EMIs and Payment Institutions
There is no crypto-license sponsorship option in the EU, am I right?
Feb 7, 2023
Crypto and VASP Licensing
What is Europe's Electronic Money Directive or EMD?
Jan 3, 2023
UK and EU Licensing, EMIs and Payment Institutions
What is Europe's Electronic Money Directive (EMD)?
Jan 2, 2023
UK and EU Licensing, EMIs and Payment Institutions
What is the difference between an agent and non-agent of an EMI in Europe or the UK?
Jan 10, 2022
Licensing Strategy, Sponsorship and Agent Models
What are the advantages of holding an EU money transmitter license versus operating under a bank’s umbrella?
Aug 1, 2021
Licensing Strategy, Sponsorship and Agent Models
Why do individuals open bank accounts in multiple countries?
Jul 12, 2021
Opening Bank Accounts, Personal and Business
How Much Money Do I Need to Get Started?
Jul 5, 2021
Money Transfer Business and MTOs
Are wire transfer funds available immediately after sending?
Jun 1, 2021
Domestic Payment Rails, National Switches and Clearing Systems
What is the difference between white-label sponsorship and being an agent of a money transfer company?
Jun 1, 2020
Licensing Strategy, Sponsorship and Agent Models
How can I take PayPal Europe Ltd to court if they’re holding $26,000 for 180 days without a clear reason?
Oct 1, 2019
Consumer Protection, Customer Rights and Customer Service
Why is building a Plaid-like startup harder in the UK or Europe despite open banking APIs?
Dec 11, 2018
Open Banking and Account Aggregation
Are international banks as strict as US banks when it comes to compliance and onboarding?
Sep 8, 2018
AML Programs, KYC and Compliance Operations
Why do many places in Portugal reject “international credit cards”?
Aug 12, 2018
Merchant Accounts, Processors and Gateways
As a traveler in Denmark, where should I exchange money to get a relatively good exchange rate?
Aug 7, 2018
FX Rates, Spreads and Currency Markets
Why did my USD transfer to a USD-denominated foreign account get converted? I sent $1,000 USD to Europe; the recipient got €820, which was then converted back to $970—why did this happen if their account is in USD?
May 4, 2018
Sending and Receiving Money Abroad
How much of PayPal’s revenue comes from interest-rate arbitrage?
Mar 1, 2017
Treasury, Liquidity and Corporate Finance
Can I build an online bank similar to PayPal, and if yes, how?
Jan 3, 2017
Licensing Strategy, Sponsorship and Agent Models
What did the Dutch banking system look like in the 18th century?
Dec 1, 2016
History of Money, Banking and Finance
Which regulated financial company in the EU offers an excellent onboarding experience?
Nov 6, 2016
Merchant Accounts, Processors and Gateways
Between PayPal and Visa/Mastercard, which is more likely to remain dominant long-term?
Aug 9, 2016
Payments (General)
Why is it difficult for merchants outside the U.S./EU to support international payments?
Jul 12, 2016
Merchant Accounts, Processors and Gateways
Where is the European Central Bank headquartered, and why was that location chosen?
Jul 5, 2016
Central Banks and Bank Supervision
How do electronic payments companies operate?
Jun 12, 2016
UK and EU Licensing, EMIs and Payment Institutions
What is the total addressable market (TAM) for micropayments in the U.S., Europe, and globally, and why?
May 11, 2016
Payments (General)
What regulations apply when starting an online bank in Europe?
May 9, 2016
UK and EU Licensing, EMIs and Payment Institutions
What licensing considerations apply when holding customer funds in an international peer-to-peer marketplace?
May 5, 2016
UK and EU Licensing, EMIs and Payment Institutions
What is the most cost-effective way to wire funds from the U.S. to Europe?
Apr 5, 2016
Sending and Receiving Money Abroad
What is the most convenient way to transfer money from a U.S. bank account to an Irish bank account?
Apr 1, 2016
International Wire Transfers and Large Transfers
I’ve worked at State Bank of India for six years as a forex assistant—what are my chances of getting a banking job in Europe?
Mar 3, 2016
Careers, Jobs and Working in Finance
What is the best approach to replicating ZenPayroll or Gusto in a European country like Spain?
Feb 8, 2016
Starting and Running a Fintech or Payments Business
As a foreigner trying to open a bank account in Hungary, what arguments could convince a bank to approve it?
Feb 8, 2016
Opening Bank Accounts, Personal and Business
Can I use Western Union to send money into my Payoneer account?
Jan 12, 2016
Sending and Receiving Money Abroad
What are some strong examples of digital-only banks?
Jan 9, 2016
Digital Banks, Neobanks and Mobile Banking
What is SEPA Direct Debit, and why is it considered challenging for e-commerce use?
Jan 7, 2016
E-Commerce, Marketplace and Platform Payments
Debit Cards: Are there any real-time tools that convert traditional bank details into SEPA IBAN and BIC format?
Dec 1, 2015
Banking and Payments Technology Stack
Why is the payments ecosystem so complicated?
Oct 10, 2015
Starting and Running a Fintech or Payments Business
Why do intra-Europe transfers using IBAN sometimes take so long?
Oct 9, 2015
Sending and Receiving Money Abroad
How can I get a co-branded prepaid Mastercard, Visa, or PayPal card for my virtual assistants that also promotes my website with my logo?
Oct 6, 2015
Card Networks and Card Issuing
How long do wire transfers sent from Dubai typically take to reach banks in Spain?
Sep 9, 2015
International Wire Transfers and Large Transfers
In Europe, what is the best way to regulate Bitcoin under financial law—fit it into existing frameworks or create dedicated regulation?
Jul 10, 2015
Crypto and VASP Licensing
Which technology companies around the world are building tools to help customers switch their primary bank?
Jul 4, 2015
Fintech, BaaS and Embedded Finance