United States
If global confidence in the U.S. dollar collapsed, what would likely become the new world reserve currency?
Mar 10, 2014
Geopolitics of Money and the International Monetary System
How can a non-U.S. resident open a U.S. bank account if they have already formed a U.S. company?
Mar 8, 2014
Opening Bank Accounts, Personal and Business
What is the most affordable method to transfer money from the U.S. to Indonesia or other Asian countries?
Mar 8, 2014
Sending and Receiving Money Abroad
Which U.S. banks permit opening an account without in-person branch visits?
Mar 8, 2014
Opening Bank Accounts, Personal and Business
IRS: Does FBAR reporting apply to offshore accounts if the $10,000 threshold was met only briefly within the same day, without remaining overnight?
Mar 8, 2014
Tax and Financial Reporting
Why might governments choose to officially recognize cryptocurrencies like Bitcoin?
Mar 8, 2014
Regulators, Enforcement and Regulatory Change
What are effective ways to receive payments from international clients when PayPal isn’t an option?
Mar 7, 2014
Freelancers, Side Hustles and Getting Paid Online
Has anyone found a fully online-only bank that caters specifically to small and medium enterprises (SMEs)?
Mar 4, 2014
Digital Banks, Neobanks and Mobile Banking
Can a non-U.S. citizen form a Delaware C-Corp and open its bank account remotely?
Mar 4, 2014
Opening Bank Accounts, Personal and Business
Why is U.S. commercial banking technology seemingly a decade behind that of other countries I’ve lived in?
Mar 2, 2014
Banking and Payments Technology Stack
How can I incorporate EFT functionality into my website?
Feb 9, 2014
Domestic Payment Rails, National Switches and Clearing Systems
Does PayPal operate or work for users in Cuba?
Feb 9, 2014
Sanctions, Embargoes and Screening
Are we considered a money services business if we issue branded prepaid cards usable only within a specific shopping mall (in most states)?
Feb 6, 2014
US Money Transmitter Licensing and MSB Registration
Which payment gateways are recommended for accepting online payments from U.S. customers?
Feb 6, 2014
Merchant Accounts, Processors and Gateways
Is there a U.S. bank or credit union that lets customers set automatic ACH limits for specific counterparties?
Feb 6, 2014
Domestic Payment Rails, National Switches and Clearing Systems
What is the reaction to JP Morgan Chase’s patented Bitcoin-like rival system?
Jan 12, 2014
Blockchain and Distributed Ledger Technology
Why does sending money from a U.S. bank to a European bank take so long?
Jan 10, 2014
International Wire Transfers and Large Transfers
What are the best ways to transfer money from an INR account to a USD account when the account holder now lives in the U.S.?
Jan 10, 2014
Sending and Receiving Money Abroad
What is the likely future of Bitcoin? Will it become mainstream or lose momentum, and why?
Jan 8, 2014
Bitcoin and Cryptocurrency Basics
What is a reliable online bank in the U.S. that also works well internationally, aside from HSBC?
Jan 8, 2014
Personal and Consumer Finance, Budgeting and Saving
What should a foreign student prepare before opening a U.S. bank account?
Jan 8, 2014
Opening Bank Accounts, Personal and Business
How can I cash a Wells Fargo check from the U.S. while I’m in Russia?
Jan 5, 2014
Sending and Receiving Money Abroad
Can non-U.S. citizens open a bank account before obtaining an SSN?
Jan 2, 2014
Opening Bank Accounts, Personal and Business
Is the traditional Swiss banking model falling apart?
Jan 2, 2014
Wealth Management, Private Banking and Family Offices
For how long must U.S. banks retain a customer’s account records in case they are needed for legal matters?
Jan 2, 2014
How Banks Work
What is the most logical or reasonable fee model for payment processing?
Jan 2, 2014
Payment Operations, Pricing and Fees
Is traditional Swiss banking in decline?
Jan 2, 2014
Wealth Management, Private Banking and Family Offices
How long are US banks required to retain customer account history for legal purposes?
Jan 2, 2014
AML Programs, KYC and Compliance Operations
What is the most reasonable and fair fee structure for payment processing?
Jan 2, 2014
Payment Operations, Pricing and Fees
Are U.S. financial institutions restricted to issuing only stored-value cards?
Jan 1, 2014
US Money Transmitter Licensing and MSB Registration
Can I open a U.S. bank account if I am about to relocate there for work?
Dec 12, 2013
Opening Bank Accounts, Personal and Business
How can I move money instantly from one U.S. bank to another U.S. bank?
Dec 12, 2013
Domestic Payment Rails, National Switches and Clearing Systems
What might happen to Bitcoin if its creator’s identity were definitively revealed?
Dec 10, 2013
Regulators, Enforcement and Regulatory Change
Why did the U.S. Federal Reserve speak positively about Bitcoin and digital currencies when they might threaten traditional banking?
Dec 2, 2013
Regulators, Enforcement and Regulatory Change
Which PayPal alternatives are available for personal payments in the U.S.?
Nov 1, 2013
Digital Wallets, Mobile Money and P2P Payments
What PayPal alternatives exist for personal peer-to-peer payments in the US?
Nov 1, 2013
Digital Wallets, Mobile Money and P2P Payments
As an Australian living in Australia, how can I open a U.S. bank account without traveling there, or open any other international account?
Oct 11, 2013
Opening Bank Accounts, Personal and Business
What is the historical origin of the dollar symbol ($)?
Oct 6, 2013
History of Money, Banking and Finance
What is the origin of the dollar sign ($)?
Oct 6, 2013
History of Money, Banking and Finance
What is the most effective way to transfer over $10,000 from the U.S. to Singapore while getting a better exchange rate?
Sep 11, 2013
International Wire Transfers and Large Transfers
Do money-transmission laws apply to gift-giving businesses that distribute cash gifts?
Sep 8, 2013
US Money Transmitter Licensing and MSB Registration
If a US-based company offers a web-based software application in Pakistan, what legal rights or requirements apply before entering the market?
Sep 6, 2013
Law, Contracts, Terms of Service and Legal Structures
What precisely occurs during a wire transfer? How does the money move from the sender’s bank account to the recipient’s? How long does each stage take? What regulatory controls, if any, govern the process?
Sep 2, 2013
International Wire Transfers and Large Transfers
What’s the best way to transfer money from the U.S. to Pakistan?
Sep 2, 2013
International Wire Transfers and Large Transfers
What exactly happens during a wire transfer and how does money move step by step between banks?
Sep 2, 2013
Correspondent Banking, Nostro and Vostro, and Settlement
What are the available ways to transfer money from the US to Pakistan?
Sep 2, 2013
Sending and Receiving Money Abroad
How hard is it to disrupt the electronic payments space?
Aug 12, 2013
Business Strategy, Case Studies and Lessons Learned
Will the $100M MoneyGram penalty encourage the payments industry to treat AML compliance more seriously?
Aug 11, 2013
Regulators, Enforcement and Regulatory Change
How does an app enable transfers between two different bank accounts?
Aug 11, 2013
Domestic Payment Rails, National Switches and Clearing Systems
Foreign Exchange: How does peerTransfer generate revenue?
Aug 1, 2013
FX Rates, Spreads and Currency Markets