Countries

United States

554 questions
If we don’t hold U.S. MSB coverage across most states or an EU EMI license, which partner company is best to work with to offer a digital wallet or micropayments solution? Oct 6, 2014 Licensing Strategy, Sponsorship and Agent Models What does a stronger U.S. dollar mean for the economy? Oct 6, 2014 Economics, Inflation and Monetary Policy Online Payments: Is it acceptable to use a friend’s U.S. bank account to receive funds for my startup? Oct 4, 2014 Freelancers, Side Hustles and Getting Paid Online Why aren’t transit cards accepted for general-purpose payments? Oct 3, 2014 US Money Transmitter Licensing and MSB Registration What is the purpose of offshore banking, and what is the rationale behind it? Oct 1, 2014 Opening Bank Accounts, Personal and Business How does the payment-processing industry function end-to-end? Sep 12, 2014 Payments (General) How do countries transfer billions of dollars to each other? Sep 7, 2014 Correspondent Banking, Nostro and Vostro, and Settlement How can a company obtain its own bank routing number and issue account numbers? Sep 4, 2014 How Banks Work Why haven’t mobile payment systems achieved broader consumer adoption? Sep 3, 2014 Digital Wallets, Mobile Money and P2P Payments If U.K. regulation can legitimize Bitcoin, when might the U.S. formally legitimize it as well? Aug 11, 2014 Crypto and VASP Licensing What are the key regulations governing mobile payments and virtual currencies? Aug 9, 2014 US Money Transmitter Licensing and MSB Registration What rules apply when transferring money from a foreign bank to a U.S. bank if the account holder is on a temporary work visa with a valid SSN? Aug 9, 2014 Sending and Receiving Money Abroad How many bank branches exist worldwide? Aug 9, 2014 General Finance Questions Is it possible to add a plugin to U.S. e-commerce platforms like Magento so customers can pay with alternatives to PayPal and cards? Aug 4, 2014 E-Commerce, Marketplace and Platform Payments What are the steps required to launch a Bitcoin exchange in the United States? Aug 1, 2014 Crypto and VASP Licensing How can an Indian citizen open a bank account in the U.S., UK, or another country? Jul 12, 2014 Opening Bank Accounts, Personal and Business What regulatory requirements must be met to run a business like PayPal? Jul 12, 2014 US Money Transmitter Licensing and MSB Registration Which U.S. banks are most popular with startup businesses, and why do founders choose them? Jul 12, 2014 Opening Bank Accounts, Personal and Business In the U.S., how can a non-citizen and non-resident open a bank account online? Jul 11, 2014 Opening Bank Accounts, Personal and Business Is there a way to find out when and where money sent from a U.S. bank was credited to my bank account? Jul 11, 2014 International Wire Transfers and Large Transfers Dwolla: Does an online money transmitter need a separate money-transmitter license for each U.S. state in which it offers services? Jul 10, 2014 US Money Transmitter Licensing and MSB Registration Why are U.S. banks slow to adopt features long used abroad, such as chip-and-PIN cards, pay-at-table systems, and easy free transfers between customers? Jul 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems Why are U.S. banks so slow to roll out hardware security tokens (one-time code devices) for login authentication? Jul 5, 2014 Cybersecurity, Digital Identity and Authentication In which countries does PayPal offer its full feature set rather than acting only as a simple payment gateway? Jul 5, 2014 Payments (General) Why are money transmitters in the U.S. often treated harshly or cautiously by financial institutions? Jul 4, 2014 Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs For a non-U.S. resident with a U.S. LLC, is it better to open a business bank account in the U.S. or Europe? Jul 2, 2014 Opening Bank Accounts, Personal and Business Which U.S. banks, if any, accept or use digital currencies like Bitcoin? Jun 12, 2014 Crypto Payments, On-Ramps and Off-Ramps Is Payoneer’s U.S. payment service a good option? Jun 11, 2014 Freelancers, Side Hustles and Getting Paid Online Why are international banks withdrawing from the Pakistani market? Jun 9, 2014 Business Strategy, Case Studies and Lessons Learned Why is there no seamless, unified money-transfer method between Canada and the U.S.? Jun 8, 2014 Payment Corridors and Remittance Economics Why has the U.S. government been able to levy multi-billion-dollar fines on foreign banks, while other countries have struggled to impose similar fines on U.S. banks for misconduct? Jun 5, 2014 Regulators, Enforcement and Regulatory Change How do U.S. tax rates compare with tax rates in other countries? Jun 4, 2014 Tax and Financial Reporting Does Mint.com support Bank of America accounts, and why or why not? Jun 4, 2014 Open Banking and Account Aggregation Could a compliant cross-border bill payment service (for example, from the U.S. to Mexico or Indonesia) operate without remittance licenses? Jun 2, 2014 US Money Transmitter Licensing and MSB Registration Where is the U.S. fintech and payments ecosystem most active: New York, San Francisco, or Atlanta? Jun 2, 2014 Payments (General) What type of U.S. or foreign banking setup is suitable for clearing thousands of instant, fully settled transactions between institutions and customers? May 12, 2014 Correspondent Banking, Nostro and Vostro, and Settlement How can I receive payments from a U.S. organization if I only have a Bank Alfalah account in Pakistan? May 10, 2014 Sending and Receiving Money Abroad Online Payment Processing: Does PayPal rely on the SWIFT network to communicate with acquiring banks, or does it use another method? May 6, 2014 Correspondent Banking, Nostro and Vostro, and Settlement How worried are Venmo’s investors about the company not being licensed as a money transmitter in every U.S. state? Apr 12, 2014 US Money Transmitter Licensing and MSB Registration Why don’t U.S. banks offer remittance services similar to Xoom’s? Apr 10, 2014 Money Transfer Business and MTOs Are there U.S. banks that offer deposit accounts in foreign currencies such as EUR or GBP? Apr 10, 2014 Opening Bank Accounts, Personal and Business Why are U.S. coins printed with the obverse facing upside-down relative to the reverse? Apr 10, 2014 History of Money, Banking and Finance Why is the value of the U.S. dollar falling in Pakistan? Apr 8, 2014 FX Rates, Spreads and Currency Markets What is the best way to transfer money from the U.S. to Pakistan? Apr 6, 2014 Sending and Receiving Money Abroad If the U.S. heavily regulates Bitcoin, would it create opportunities for other countries? Apr 4, 2014 Crypto and VASP Licensing Why does the IRS treat Bitcoin as property while FinCEN treats it as a form of currency? Apr 3, 2014 Regulators, Enforcement and Regulatory Change As a tourist in San Francisco, can I simply walk into a bank and open an account? Apr 3, 2014 Opening Bank Accounts, Personal and Business Why do U.S. banks ask customers to explain why they are withdrawing funds? Apr 1, 2014 AML Programs, KYC and Compliance Operations Given today’s instant digital world, why can’t online bank payments be credited to the recipient immediately, and why do legacy rules still apply? Mar 12, 2014 Domestic Payment Rails, National Switches and Clearing Systems Are routing numbers and ABA numbers identical for both domestic and international banking? Mar 10, 2014 Domestic Payment Rails, National Switches and Clearing Systems