Countries

United States

554 questions
Can I open a bank account with U.S. banks while visiting on a B1/B2 visa? Sep 11, 2015 Opening Bank Accounts, Personal and Business Why are global banks hesitant to accept U.S. citizens or residents as clients, even when they fully comply with IRS reporting? Sep 10, 2015 Opening Bank Accounts, Personal and Business How did PayPal handle regulatory and financial scrutiny in its early years? Sep 9, 2015 Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs Why are there still no major, large-scale Bitcoin exchanges based in the United States? Sep 6, 2015 US Money Transmitter Licensing and MSB Registration Can Bitcoin indirectly strengthen the U.S. dollar’s global status? Aug 12, 2015 Geopolitics of Money and the International Monetary System Is knowing someone’s bank account number alone enough to withdraw money from a US bank account? Aug 11, 2015 Domestic Payment Rails, National Switches and Clearing Systems What challenges do companies face when paying employees, partners, or affiliates in cash? Aug 10, 2015 AML Programs, KYC and Compliance Operations Why do US banks typically charge around $30 for sending a wire and $12 for receiving one between businesses? Aug 6, 2015 Domestic Payment Rails, National Switches and Clearing Systems Is it possible to open a US bank account remotely while living outside the United States? Aug 6, 2015 Opening Bank Accounts, Personal and Business What exactly are ACH fees and who charges them? Aug 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems Can non-US citizens open bank accounts in the United States, and which banks are generally more foreigner-friendly? Aug 4, 2015 Opening Bank Accounts, Personal and Business Do Bitcoin exchanges sell or share user data? Jul 12, 2015 Crypto Exchanges, Trading and Markets Why does the U.S. have so many banks compared to many Asian countries dominated by a few large banks? Jul 10, 2015 Central Banks and Bank Supervision Given the huge compliance fines banks have paid, how can they reduce human error—perhaps with checklists—to avoid such failures? Jul 8, 2015 AML Programs, KYC and Compliance Operations In a world of smart tech, Faster Payments (UK), ACH, and EPN (US), why can’t bank accounts show truly real-time balances based on all posted transactions? Jul 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems What monthly income would I need to comfortably buy a $5 coffee daily in the U.S.? Jul 3, 2015 Personal and Consumer Finance, Budgeting and Saving What is the next major fintech disruption expected in the payments industry? Jul 3, 2015 Fintech, BaaS and Embedded Finance What revenue layers exist between a U.S. institution holding an MSB license and the end customer? Jul 2, 2015 US Money Transmitter Licensing and MSB Registration How can someone start a business that provides payment processing like Stripe, WePay, or Square? Jul 1, 2015 Starting and Running a Fintech or Payments Business What does a domestic wire transfer actually cost a bank to execute behind the scenes? Jun 12, 2015 Domestic Payment Rails, National Switches and Clearing Systems Would Cuba’s economy improve significantly if the U.S. embargo were lifted? Jun 12, 2015 Sanctions, Embargoes and Screening How do countries repay debts worth millions, and is the money moved electronically or physically? Jun 11, 2015 Correspondent Banking, Nostro and Vostro, and Settlement Online Payments: Why isn’t Adyen more widely known in Silicon Valley? Jun 9, 2015 Payments (General) If I run an online service connecting the U.S. with Africa, do I need a separate money-transmitter license in each U.S. state? Jun 8, 2015 US Money Transmitter Licensing and MSB Registration What makes an ACH account number unique in the United States? Jun 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems Legal (U.S.): After the Liberty Reserve arrests, how did their violations differ from the accusations made against HSBC? Jun 5, 2015 Regulators, Enforcement and Regulatory Change Are Visa and Mastercard owned by the same company? Jun 5, 2015 Card Networks and Card Issuing What is the best way to carry money when traveling to the United States? Jun 1, 2015 Payments (General) How are very large sums held and moved within the United States? May 12, 2015 Domestic Payment Rails, National Switches and Clearing Systems Can a money-transfer startup partner with a bank, and how does that typically work? May 10, 2015 Money Transfer Business and MTOs Are today’s mobile POS solutions sustainable long term, and what do they imply for banks? May 9, 2015 Merchant Accounts, Processors and Gateways Is Payoneer licensed as a money transmitter in every U.S. state? May 9, 2015 US Money Transmitter Licensing and MSB Registration Do U.S. companies use web-based electronic checks, and which payment gateways support them? May 7, 2015 Merchant Accounts, Processors and Gateways Banking: How often do foreign workers in the U.S. lose a large share of their earnings due to banking and transfer fees? May 7, 2015 Sending and Receiving Money Abroad What are some examples of Bitcoin exchanges? May 5, 2015 Crypto Exchanges, Trading and Markets Which U.S. states contribute the least federal tax revenue? May 5, 2015 Tax and Financial Reporting How can money laundering involving as much as $6 billion occur? May 5, 2015 Money Laundering and Financial Crime How did the U.S. and other countries negotiate taking Iranian banks off the SWIFT network? May 4, 2015 Sanctions, Embargoes and Screening Online Banking: What’s a good way to programmatically create virtual savings “buckets” for users? May 1, 2015 Fintech, BaaS and Embedded Finance In which U.S. state is it easiest to obtain a state banking license? May 1, 2015 Licensing Strategy, Sponsorship and Agent Models Does FATCA apply to people with dual citizenship? Apr 12, 2015 Tax and Financial Reporting How does International ACH function? Apr 11, 2015 Correspondent Banking, Nostro and Vostro, and Settlement How long should someone wait between transferring two $10,000 amounts to the U.S. to avoid reporting issues? Apr 8, 2015 International Wire Transfers and Large Transfers Who invented the ATM, and in what way? Apr 8, 2015 History of Money, Banking and Finance If we charge customers’ credit cards worldwide and then wire funds to other users (minus a service fee) like Airbnb, do we need money-transfer licenses (MSB/MST) in the U.S. or Europe? Apr 7, 2015 US Money Transmitter Licensing and MSB Registration What systems do banks typically use to maintain and reconcile customer accounts? Apr 7, 2015 Banking and Payments Technology Stack How can I legally build a multi-currency NS/RTGS system based on banks’ current accounts? Apr 6, 2015 Correspondent Banking, Nostro and Vostro, and Settlement I have been scammed out of money online—how can I make the other party repay me? Apr 5, 2015 Fraud and Scams Are all U.S. dollar transactions routed through the United States? Apr 4, 2015 Correspondent Banking, Nostro and Vostro, and Settlement What is the most effective way for an India-registered company to accept card payments from the U.S.? Apr 1, 2015 Merchant Accounts, Processors and Gateways