Countries

United States

554 questions
Is Apple Pay considered a successful mobile payments app? Sep 5, 2018 Digital Wallets, Mobile Money and P2P Payments What’s the safest way to transfer money from the Philippines to the US (wire, online services, or banks)? Aug 10, 2018 Sending and Receiving Money Abroad Will mobile payments ever replace credit cards in the US, and what are the main obstacles? Aug 7, 2018 Digital Wallets, Mobile Money and P2P Payments If someone hides money offshore, how do they actually spend it back home without getting caught? Aug 5, 2018 Money Laundering and Financial Crime How can I transfer money from Pakistan to the US if my funds are in a USD foreign currency account in Pakistan? May 10, 2018 Sending and Receiving Money Abroad Will Ripple face serious regulatory risks (as of 2018)? May 6, 2018 US Money Transmitter Licensing and MSB Registration Is it illegal in the US to offer remittances using cryptocurrency, and can crypto remittance services avoid the fees that regulated remittance providers pay? May 6, 2018 US Money Transmitter Licensing and MSB Registration Is Circle Pay a licensed money remittance company? Apr 1, 2018 US Money Transmitter Licensing and MSB Registration Which banks offer the best travel-friendly banking (no FX fees, no international fees, no ATM fees)? Mar 1, 2018 Personal and Consumer Finance, Budgeting and Saving If someone day-trades crypto (like Bitcoin) within Coinbase limits, would they be considered a “virtual currency business” requiring a money transmitter license? Jan 9, 2018 US Money Transmitter Licensing and MSB Registration What are nostro and vostro accounts, and how are they used in banking settlements? Jun 6, 2017 Correspondent Banking, Nostro and Vostro, and Settlement As a non-resident with a Delaware LLC, can I open a U.S. bank account without traveling to the U.S.? Jun 3, 2017 Opening Bank Accounts, Personal and Business Have you personally used Bitcoin? May 1, 2017 Crypto Payments, On-Ramps and Off-Ramps How does PayPal move money into bank accounts, and what is the underlying process? Apr 5, 2017 Digital Wallets, Mobile Money and P2P Payments Does the U.S. government track individual bank account balances? Apr 3, 2017 Regulators, Enforcement and Regulatory Change What are the main use cases of the Coinbase exchange? Apr 1, 2017 Crypto Exchanges, Trading and Markets Why are banks like Westpac exiting FX and money-services businesses, and how likely is it that others will follow? Apr 1, 2017 Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs What would be required for the many U.S. merchants using flat-screen POS terminals with built-in mag-stripe readers to meet new EMV acceptance requirements? Apr 1, 2017 Merchant Accounts, Processors and Gateways How does the FDIC fund deposit insurance payouts? Mar 3, 2017 Central Banks and Bank Supervision Which consulting firms can help set up an online forex brokerage in the United States? Mar 1, 2017 High-Risk Industries Will RTGS and ACH payment systems become obsolete once faster payment systems like Australia’s NPP are fully implemented? Feb 5, 2017 Domestic Payment Rails, National Switches and Clearing Systems Why do companies require employees to have bank accounts for payroll, and what if I don’t want any relationship with banks? Feb 1, 2017 Credit, Debit and Prepaid Cards What was the first fully regulated legal Bitcoin exchange in the U.S.? Feb 1, 2017 Crypto Exchanges, Trading and Markets Can I build an online bank similar to PayPal, and if yes, how? Jan 3, 2017 Licensing Strategy, Sponsorship and Agent Models What identification do U.S. banks require to open a checking account? Jan 1, 2017 Opening Bank Accounts, Personal and Business What is the most effective way to transfer $180,000 from the United States to Israel? Dec 6, 2016 Sending and Receiving Money Abroad Are U.S. banks generally willing to open accounts for U.S. companies owned by non-residents? Nov 6, 2016 Opening Bank Accounts, Personal and Business Which prepaid cards in the United States allow receiving money from individuals? Nov 5, 2016 Credit, Debit and Prepaid Cards In a modern banking era, why are wire transfers still limited over weekends and take multiple days? Sep 9, 2016 Correspondent Banking, Nostro and Vostro, and Settlement What would happen if the U.S. dollar lost its position as the world’s primary reserve currency? Sep 6, 2016 Geopolitics of Money and the International Monetary System What is the best method to transfer $200,000 from the Philippines to the United States? Sep 6, 2016 International Wire Transfers and Large Transfers Why can’t ACH transfers be processed instantly? Sep 1, 2016 Domestic Payment Rails, National Switches and Clearing Systems Which US bank is best for a foreign worker with no US credit history? Aug 9, 2016 Opening Bank Accounts, Personal and Business Do gift card companies need a FinCEN money transmitter license for reloadable cards funded with cash? Aug 7, 2016 US Money Transmitter Licensing and MSB Registration What is the best online payment method to pay a U.S. company’s Russian employee? Aug 7, 2016 Sending and Receiving Money Abroad How can a non-resident non-citizen open a U.S. bank account? Aug 5, 2016 Opening Bank Accounts, Personal and Business What is an outward remittance? Aug 1, 2016 Sending and Receiving Money Abroad Why is it difficult for merchants outside the U.S./EU to support international payments? Jul 12, 2016 Merchant Accounts, Processors and Gateways How realistic was same-day ACH becoming widespread in 2016? Jul 9, 2016 Domestic Payment Rails, National Switches and Clearing Systems As Americans, what can we do to increase the strength or value of the U.S. dollar? Jul 3, 2016 Economics, Inflation and Monetary Policy Do any banks use processing rails other than ACH? Jul 3, 2016 Domestic Payment Rails, National Switches and Clearing Systems What legal steps and requirements are needed to build a PayPal-like service in the U.S. and globally? Jul 1, 2016 US Money Transmitter Licensing and MSB Registration How do banks settle foreign-currency transactions—what mechanisms and steps are used? Jul 1, 2016 Correspondent Banking, Nostro and Vostro, and Settlement Why do bank transfers still take so long today? Jun 9, 2016 Domestic Payment Rails, National Switches and Clearing Systems What is the level of credit card penetration in the United States? Jun 5, 2016 Credit, Debit and Prepaid Cards How do Bitcoin-based remittances work? Jun 3, 2016 Sending and Receiving Money Abroad How does PayPal manage cross-border payments in multiple currencies, who bears the FX risk, and which other payment companies offer similar cross-border handling? Jun 1, 2016 FX Rates, Spreads and Currency Markets If I transfer $10,000 from the U.S. to India or ₹10,000 from India to the U.S., what net amount will I receive? May 7, 2016 Sending and Receiving Money Abroad Who are the five most powerful figures in global banking today? May 4, 2016 Central Banks and Bank Supervision Is there a way to let users transfer money to each other directly from their bank accounts inside my app? Apr 12, 2016 Domestic Payment Rails, National Switches and Clearing Systems