United States
How does the US government send money to other countries—by check, bank transfer, or cash?
Dec 16, 2025
Correspondent Banking, Nostro and Vostro, and Settlement
Does MSB in Montana has the same value as MSB in Canada?
Jun 20, 2025
US Money Transmitter Licensing and MSB Registration
Why do some US banks restrict or block international wire transfers?
Jun 8, 2025
International Wire Transfers and Large Transfers
Is Bitcoin better understood as a payment network, a currency, or both?
Jun 8, 2025
Bitcoin and Cryptocurrency Basics
How much money do you need for a new banking license in the United States?
Apr 3, 2025
Licensing Strategy, Sponsorship and Agent Models
How Much Money is Needed to Apply for a New Banking Charter?
Dec 18, 2024
Central Banks and Bank Supervision
How to Verify Investment Advisor Credentials
Oct 14, 2024
Fraud and Scams
Is it acceptable to request donations on a website by publicly listing personal bank account details?
Aug 9, 2024
Alternative Finance and Crowdfunding
Is it possible to wire money directly between banks in Russia and the United States?
Feb 2, 2024
Sanctions, Embargoes and Screening
Is a money transmitter license required for the operation of closed-loop cards in the United States?
Jan 29, 2024
US Money Transmitter Licensing and MSB Registration
Is a license required to operate crypto-related services in the US?
Jan 5, 2024
Crypto and VASP Licensing
What are the costs involved in registering as an MSB or money transmitter in the United States?
Jan 2, 2024
US Money Transmitter Licensing and MSB Registration
If you're a billing aggregator and you're simply providing billing information but not handling the payments, are you considered a money services business?
Dec 10, 2023
US Money Transmitter Licensing and MSB Registration
What are the state requirements for authorized delegates in terms of managing funds?
Nov 18, 2023
Licensing Strategy, Sponsorship and Agent Models
Do I need a license for a private USDT transaction in Florida?
Nov 14, 2023
US Money Transmitter Licensing and MSB Registration
Why don't some US banks offer international wire transfers?
Nov 13, 2023
International Wire Transfers and Large Transfers
What are the implications of the US proposal to report transactions over $600 to the IRS?
May 9, 2023
Tax and Financial Reporting
Do you think an ACH can be rejected (incurring reject fees) if we verify the balance ahead of time?
Feb 23, 2023
Domestic Payment Rails, National Switches and Clearing Systems
How can there be fraud in the money transfer business? I don’t know about the business and want to know if it comes with some kind of chargeback or fraud protection for us.
Feb 17, 2023
Money Transfer Business and MTOs
Can a company registered in Barbados as a licensed MSB operate (send/receive money) from/in Florida?
Feb 16, 2023
US Money Transmitter Licensing and MSB Registration
We have established a money transfer company in Canada and now we are looking for a bank in the US and want to be its Authorized Delegate in the USA for money transfer services.
Feb 16, 2023
Licensing Strategy, Sponsorship and Agent Models
Can we get the US multi-currency accounts without being licensed in the US yet?
Feb 15, 2023
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
Do Trust Companies provide money transmitter license coverage?
Feb 15, 2023
Licensing Strategy, Sponsorship and Agent Models
Montana does not require a money transmitter license, so if I register a company there am I exempt from money transmitter licenses?
Feb 15, 2023
US Money Transmitter Licensing and MSB Registration
What are the eligibility requirements for a money transmitter license, and must a company actually hold customer funds?
Feb 11, 2023
US Money Transmitter Licensing and MSB Registration
Why do US banks require the full legal name of foreign beneficiaries for international wires?
Feb 9, 2023
Sanctions, Embargoes and Screening
What does it mean to acquire a Money Transmitter License (sponsorship)?
Feb 9, 2023
Licensing Strategy, Sponsorship and Agent Models
Why might a US bank reject an incoming international wire transfer?
Feb 4, 2023
International Wire Transfers and Large Transfers
What is the process for obtaining a money transmitter license in the US?
Feb 4, 2023
US Money Transmitter Licensing and MSB Registration
If I want to launch a crypto wallet, how can I secure a sponsoring bank for a crypto money transfer license?
Feb 2, 2023
Licensing Strategy, Sponsorship and Agent Models
Can settlement funds be redirected to a bank account in a country different from the payout country?
Feb 1, 2023
Correspondent Banking, Nostro and Vostro, and Settlement
Where can I find a detailed breakdown of money transmitter license costs in the United States?
Feb 1, 2023
US Money Transmitter Licensing and MSB Registration
Is a money transmitter license adequate for launching crypto-related services in the US?
Jan 26, 2023
Crypto and VASP Licensing
Would a US Bank Account (Nostro) via Fedwire be held in a foreign country? Would that be classified as Nostro accounts?
Jan 18, 2023
Correspondent Banking, Nostro and Vostro, and Settlement
What is the difference between Reserve and Pre-funding under Balances & Reserves?
Jan 18, 2023
Money Transfer Business and MTOs
As a sponsored party which parties do we share our customers’ KYC information with, if any?
Jan 16, 2023
Licensing Strategy, Sponsorship and Agent Models
How do countries obtain US dollars when adopting it as their official currency?
Jun 1, 2022
Geopolitics of Money and the International Monetary System
Can I open a US bank account remotely to create a PayPal business account?
May 11, 2022
Opening Bank Accounts, Personal and Business
Does incorporating in Montana exempt a company from money transmitter licensing?
Feb 10, 2022
US Money Transmitter Licensing and MSB Registration
Is a money transmitter license sufficient for crypto services in the US?
Jan 10, 2022
Crypto and VASP Licensing
Can trust companies provide money transmitter license coverage?
Jan 10, 2022
US Money Transmitter Licensing and MSB Registration
Do digital balances always represent real money held by banks?
Jan 1, 2022
Economics, Inflation and Monetary Policy
Is a routing number always required to transfer money?
Jan 1, 2022
Domestic Payment Rails, National Switches and Clearing Systems
How can small money transfer businesses improve competitiveness?
Jul 6, 2021
Money Transfer Business and MTOs
How Much Money Do I Need to Get Started?
Jul 5, 2021
Money Transfer Business and MTOs
Does accepting cryptocurrency as payment classify a US company as an MSB under FinCEN?
May 2, 2021
US Money Transmitter Licensing and MSB Registration
How can a non-US crypto exchange legally onboard US customers?
Apr 8, 2021
Crypto and VASP Licensing
What is the IBAN for Wells Fargo Bank?
Mar 2, 2021
International Wire Transfers and Large Transfers
Is it realistic to create a single global currency for international trade?
Mar 1, 2021
Geopolitics of Money and the International Monetary System
Can I use a Payoneer Mastercard to open an Amazon seller account?
Jan 8, 2021
E-Commerce, Marketplace and Platform Payments