Geographic Regions

Developed Markets

272 questions
What makes an ACH account number unique in the United States? Jun 5, 2015 Domestic Payment Rails, National Switches and Clearing Systems Legal (U.S.): After the Liberty Reserve arrests, how did their violations differ from the accusations made against HSBC? Jun 5, 2015 Regulators, Enforcement and Regulatory Change When are Facebook mobile payments expected to launch in Europe? Jun 2, 2015 Digital Wallets, Mobile Money and P2P Payments What is the best way to carry money when traveling to the United States? Jun 1, 2015 Payments (General) How are very large sums held and moved within the United States? May 12, 2015 Domestic Payment Rails, National Switches and Clearing Systems Do U.S. companies use web-based electronic checks, and which payment gateways support them? May 7, 2015 Merchant Accounts, Processors and Gateways Banking: How often do foreign workers in the U.S. lose a large share of their earnings due to banking and transfer fees? May 7, 2015 Sending and Receiving Money Abroad Online Banking: What’s a good way to programmatically create virtual savings “buckets” for users? May 1, 2015 Fintech, BaaS and Embedded Finance How long should someone wait between transferring two $10,000 amounts to the U.S. to avoid reporting issues? Apr 8, 2015 International Wire Transfers and Large Transfers If we charge customers’ credit cards worldwide and then wire funds to other users (minus a service fee) like Airbnb, do we need money-transfer licenses (MSB/MST) in the U.S. or Europe? Apr 7, 2015 US Money Transmitter Licensing and MSB Registration What systems do banks typically use to maintain and reconcile customer accounts? Apr 7, 2015 Banking and Payments Technology Stack How costly is it to transfer money from Europe to the United States? Apr 7, 2015 Sending and Receiving Money Abroad Are there any “startup banks” today? Apr 7, 2015 Digital Banks, Neobanks and Mobile Banking How can I legally build a multi-currency NS/RTGS system based on banks’ current accounts? Apr 6, 2015 Correspondent Banking, Nostro and Vostro, and Settlement Do any banks conduct direct sales by phone, and if so, how do they verify an existing customer’s identity? Apr 1, 2015 Cybersecurity, Digital Identity and Authentication What are the differences between ACH, SEPA, and RTGS payment systems? Mar 11, 2015 Domestic Payment Rails, National Switches and Clearing Systems In the U.S., how can a non-resident non-citizen open a bank account online? Mar 11, 2015 Opening Bank Accounts, Personal and Business What are the pros and cons of an EU member state building a national debit-card payment scheme? Mar 10, 2015 Card Networks and Card Issuing Are paperless checks as insecure as they appear? Mar 8, 2015 Domestic Payment Rails, National Switches and Clearing Systems Are there risks that France might retaliate against U.S. banks operating there after the large fine imposed on BNP? Mar 7, 2015 Regulators, Enforcement and Regulatory Change Can peer-to-peer payment platforms transfer money across state lines without obtaining money-transfer licenses? Mar 3, 2015 US Money Transmitter Licensing and MSB Registration How can I buy Bitcoin while living in Canada? Feb 11, 2015 Bitcoin and Cryptocurrency Basics The UK Faster Payments website says around 400 payment service providers access the system indirectly via sponsor banks—who are these providers and what level of access/service do they get? Feb 8, 2015 Domestic Payment Rails, National Switches and Clearing Systems What exactly is involved in Check 21 processing services? Feb 7, 2015 Domestic Payment Rails, National Switches and Clearing Systems Why don’t developed countries like the U.S., U.K., and Australia have instant interbank transfers? Feb 1, 2015 Domestic Payment Rails, National Switches and Clearing Systems Is there an efficient way to automate making hundreds of payments to online retail customers besides PayPal? Jan 9, 2015 Domestic Payment Rails, National Switches and Clearing Systems Why do companies use Stripe instead of local banks if banks can offer much lower fees? Jan 7, 2015 Merchant Accounts, Processors and Gateways What is the typical pricing range for white-label card issuers? Jan 5, 2015 Card Networks and Card Issuing Is there an EU-wide KYC provider similar to IDology? Jan 5, 2015 AML Programs, KYC and Compliance Operations Why aren’t banks run as franchised businesses? Jan 1, 2015 How Banks Work Is it risky to share my account and routing numbers with an employer? Jan 1, 2015 Domestic Payment Rails, National Switches and Clearing Systems In the U.S., what regulations apply to businesses that handle, hold, and transfer customer money? Jan 1, 2015 US Money Transmitter Licensing and MSB Registration What risks could I face if I open a U.S. bank account on behalf of my aunt and uncle? Dec 11, 2014 Law, Contracts, Terms of Service and Legal Structures How would U.S. casinos operate if the U.S. became a cashless society? Dec 8, 2014 High-Risk Industries How can I find a payment processor in the UK for third-party (brokered) transactions that isn’t PayPal? Dec 6, 2014 Merchant Accounts, Processors and Gateways AML: After HSBC and Citibank, which financial institution might regulators target next for AML or sanctions violations? Dec 4, 2014 Regulators, Enforcement and Regulatory Change In the U.S., which common payment, wire, banking, card, or check problems should technology realistically eliminate within a year? Nov 3, 2014 Domestic Payment Rails, National Switches and Clearing Systems Since ACH and card payments can be reversed or charged back, is there any electronic payment method in the U.S. that is truly irreversible? Oct 9, 2014 Domestic Payment Rails, National Switches and Clearing Systems In the U.S., are credit cards essentially necessary to live a normal life compared with debit cards or cash? Oct 8, 2014 Credit, Debit and Prepaid Cards If we don’t hold U.S. MSB coverage across most states or an EU EMI license, which partner company is best to work with to offer a digital wallet or micropayments solution? Oct 6, 2014 Licensing Strategy, Sponsorship and Agent Models Why aren’t transit cards accepted for general-purpose payments? Oct 3, 2014 US Money Transmitter Licensing and MSB Registration What is the difference between Visa and Interac? Sep 12, 2014 Card Networks and Card Issuing How can a company obtain its own bank routing number and issue account numbers? Sep 4, 2014 How Banks Work What are the key regulations governing mobile payments and virtual currencies? Aug 9, 2014 US Money Transmitter Licensing and MSB Registration What is the best method to determine the historical value of currency, such as the worth of 1,000 francs in France in 1830? Aug 9, 2014 History of Money, Banking and Finance Is it possible to add a plugin to U.S. e-commerce platforms like Magento so customers can pay with alternatives to PayPal and cards? Aug 4, 2014 E-Commerce, Marketplace and Platform Payments What are the steps required to launch a Bitcoin exchange in the United States? Aug 1, 2014 Crypto and VASP Licensing How can an Indian citizen open a bank account in the U.S., UK, or another country? Jul 12, 2014 Opening Bank Accounts, Personal and Business What regulatory requirements must be met to run a business like PayPal? Jul 12, 2014 US Money Transmitter Licensing and MSB Registration In the U.S., how can a non-citizen and non-resident open a bank account online? Jul 11, 2014 Opening Bank Accounts, Personal and Business