Developed Markets
Why do companies require employees to have bank accounts for payroll, and what if I don’t want any relationship with banks?
Feb 1, 2017
Credit, Debit and Prepaid Cards
What identification do U.S. banks require to open a checking account?
Jan 1, 2017
Opening Bank Accounts, Personal and Business
Which regulated financial company in the EU offers an excellent onboarding experience?
Nov 6, 2016
Merchant Accounts, Processors and Gateways
Are U.S. banks generally willing to open accounts for U.S. companies owned by non-residents?
Nov 6, 2016
Opening Bank Accounts, Personal and Business
Which prepaid cards in the United States allow receiving money from individuals?
Nov 5, 2016
Credit, Debit and Prepaid Cards
Why can’t ACH transfers be processed instantly?
Sep 1, 2016
Domestic Payment Rails, National Switches and Clearing Systems
How realistic was same-day ACH becoming widespread in 2016?
Jul 9, 2016
Domestic Payment Rails, National Switches and Clearing Systems
As Americans, what can we do to increase the strength or value of the U.S. dollar?
Jul 3, 2016
Economics, Inflation and Monetary Policy
How do electronic payments companies operate?
Jun 12, 2016
UK and EU Licensing, EMIs and Payment Institutions
Why do bank transfers still take so long today?
Jun 9, 2016
Domestic Payment Rails, National Switches and Clearing Systems
What is the total addressable market (TAM) for micropayments in the U.S., Europe, and globally, and why?
May 11, 2016
Payments (General)
Is there a way to let users transfer money to each other directly from their bank accounts inside my app?
Apr 12, 2016
Domestic Payment Rails, National Switches and Clearing Systems
What impact will FinCEN regulation have on virtual-currency payment systems being treated as money transmitters?
Apr 10, 2016
US Money Transmitter Licensing and MSB Registration
Can digital bank transfers in the U.S. be completed on weekends, and why or why not?
Apr 5, 2016
Domestic Payment Rails, National Switches and Clearing Systems
What is the most cost-effective way to wire funds from the U.S. to Europe?
Apr 5, 2016
Sending and Receiving Money Abroad
What is the most convenient way to transfer money from a U.S. bank account to an Irish bank account?
Apr 1, 2016
International Wire Transfers and Large Transfers
What legal and technical requirements are needed to launch a crowdfunding platform in the U.S.?
Mar 9, 2016
US Money Transmitter Licensing and MSB Registration
Are there Canadian banks willing to open accounts for money services businesses despite tighter MSB policies?
Mar 6, 2016
Sponsor Banks, FBO Accounts and Banking Access for Fintechs and MSBs
Who invented the credit card, and how did it become a widely used payment method in the United States?
Mar 5, 2016
History of Money, Banking and Finance
I’ve worked at State Bank of India for six years as a forex assistant—what are my chances of getting a banking job in Europe?
Mar 3, 2016
Careers, Jobs and Working in Finance
In Canada, what’s the best API-based way to send money besides PayPal?
Mar 2, 2016
Domestic Payment Rails, National Switches and Clearing Systems
How many retail banks are there in the U.S. (excluding branches)?
Feb 3, 2016
How Banks Work
Why does U.S. banking appear relatively outdated compared with other countries?
Feb 1, 2016
Domestic Payment Rails, National Switches and Clearing Systems
What are some strong examples of digital-only banks?
Jan 9, 2016
Digital Banks, Neobanks and Mobile Banking
In the U.S., do you have to include a tax ID (SSN or EIN) on an invoice?
Jan 7, 2016
Tax and Financial Reporting
Does a marketplace-style business need a money-transmitter license?
Jan 7, 2016
US Money Transmitter Licensing and MSB Registration
Who is not required to file income taxes in the United States?
Jan 5, 2016
Tax and Financial Reporting
Why does it take several business days to move money electronically between two U.S. banks?
Jan 5, 2016
Domestic Payment Rails, National Switches and Clearing Systems
Why might a company demand a bank wire instead of an ACH transfer for large payments?
Jan 2, 2016
Domestic Payment Rails, National Switches and Clearing Systems
What strategies are most effective for helping unbanked people in the U.S. become fully banked?
Jan 1, 2016
Emerging Markets and Financial Inclusion
What laws and regulations apply to Bitcoin businesses operating in the United States?
Jan 1, 2016
US Money Transmitter Licensing and MSB Registration
Is there a payment provider in the U.S. that lets us launch our own white-label mobile wallet?
Nov 6, 2015
Digital Wallets, Mobile Money and P2P Payments
What is a good bank to open an account with in Australia?
Oct 10, 2015
Opening Bank Accounts, Personal and Business
What is David Marcus’s plan for payments across Facebook and Messenger?
Oct 9, 2015
Digital Wallets, Mobile Money and P2P Payments
Why do intra-Europe transfers using IBAN sometimes take so long?
Oct 9, 2015
Sending and Receiving Money Abroad
How can I get a co-branded prepaid Mastercard, Visa, or PayPal card for my virtual assistants that also promotes my website with my logo?
Oct 6, 2015
Card Networks and Card Issuing
In the U.S., is the mobile payments market being driven more by retailers or by banks?
Oct 3, 2015
Digital Wallets, Mobile Money and P2P Payments
Which regulations apply when starting a money handling or money transfer business in the US?
Sep 11, 2015
US Money Transmitter Licensing and MSB Registration
Is knowing someone’s bank account number alone enough to withdraw money from a US bank account?
Aug 11, 2015
Domestic Payment Rails, National Switches and Clearing Systems
Are there API options for recurring payments for Israeli companies besides PayPal?
Aug 10, 2015
Developer Tools, APIs, Sandboxes and Open Source
Why do US banks typically charge around $30 for sending a wire and $12 for receiving one between businesses?
Aug 6, 2015
Domestic Payment Rails, National Switches and Clearing Systems
What exactly are ACH fees and who charges them?
Aug 5, 2015
Domestic Payment Rails, National Switches and Clearing Systems
Why does the U.S. have so many banks compared to many Asian countries dominated by a few large banks?
Jul 10, 2015
Central Banks and Bank Supervision
In Europe, what is the best way to regulate Bitcoin under financial law—fit it into existing frameworks or create dedicated regulation?
Jul 10, 2015
Crypto and VASP Licensing
Which technology companies around the world are building tools to help customers switch their primary bank?
Jul 4, 2015
Fintech, BaaS and Embedded Finance
What monthly income would I need to comfortably buy a $5 coffee daily in the U.S.?
Jul 3, 2015
Personal and Consumer Finance, Budgeting and Saving
What revenue layers exist between a U.S. institution holding an MSB license and the end customer?
Jul 2, 2015
US Money Transmitter Licensing and MSB Registration
Where can I find information about Greece’s anti–money laundering laws related to money-transfer services?
Jul 2, 2015
AML Programs, KYC and Compliance Operations
How can someone start a business that provides payment processing like Stripe, WePay, or Square?
Jul 1, 2015
Starting and Running a Fintech or Payments Business
What does a domestic wire transfer actually cost a bank to execute behind the scenes?
Jun 12, 2015
Domestic Payment Rails, National Switches and Clearing Systems