Geographic Regions

Americas

226 questions
Which payment gateways are recommended for accepting online payments from U.S. customers? Feb 6, 2014 Merchant Accounts, Processors and Gateways Is there a U.S. bank or credit union that lets customers set automatic ACH limits for specific counterparties? Feb 6, 2014 Domestic Payment Rails, National Switches and Clearing Systems What is a reliable online bank in the U.S. that also works well internationally, aside from HSBC? Jan 8, 2014 Personal and Consumer Finance, Budgeting and Saving How long are US banks required to retain customer account history for legal purposes? Jan 2, 2014 AML Programs, KYC and Compliance Operations Are U.S. financial institutions restricted to issuing only stored-value cards? Jan 1, 2014 US Money Transmitter Licensing and MSB Registration Can I open a U.S. bank account if I am about to relocate there for work? Dec 12, 2013 Opening Bank Accounts, Personal and Business How can I move money instantly from one U.S. bank to another U.S. bank? Dec 12, 2013 Domestic Payment Rails, National Switches and Clearing Systems Which PayPal alternatives are available for personal payments in the U.S.? Nov 1, 2013 Digital Wallets, Mobile Money and P2P Payments What PayPal alternatives exist for personal peer-to-peer payments in the US? Nov 1, 2013 Digital Wallets, Mobile Money and P2P Payments As an Australian living in Australia, how can I open a U.S. bank account without traveling there, or open any other international account? Oct 11, 2013 Opening Bank Accounts, Personal and Business Do money-transmission laws apply to gift-giving businesses that distribute cash gifts? Sep 8, 2013 US Money Transmitter Licensing and MSB Registration Will the $100M MoneyGram penalty encourage the payments industry to treat AML compliance more seriously? Aug 11, 2013 Regulators, Enforcement and Regulatory Change How does an app enable transfers between two different bank accounts? Aug 11, 2013 Domestic Payment Rails, National Switches and Clearing Systems What are the initial steps required to start a business in the United States? Jul 11, 2013 Law, Contracts, Terms of Service and Legal Structures How can a startup in the U.S. accept credit card payments without a Social Security number or credit history? Jul 5, 2013 Merchant Accounts, Processors and Gateways How can a startup accept credit cards in the US without an SSN or credit history? Jul 5, 2013 Merchant Accounts, Processors and Gateways Which U.S. banks offer free incoming international wires and have their own SWIFT code? Jul 2, 2013 International Wire Transfers and Large Transfers Are there US banks that offer free incoming international wires and maintain their own SWIFT codes? Jul 2, 2013 International Wire Transfers and Large Transfers Could electronic checking cause credit cards to lose market share? Jun 12, 2013 Card Networks and Card Issuing What online payment solutions work best for a U.S. startup with low volume and small transactions? Jun 11, 2013 Developer Tools, APIs, Sandboxes and Open Source What are the main issues with the U.S. Money Service Business model? Jun 4, 2013 US Money Transmitter Licensing and MSB Registration What are the ways to register a U.S. company and open a business bank account without traveling there? May 12, 2013 Opening Bank Accounts, Personal and Business Online Payments: What is the typical chargeback rate for U.S. merchants? May 7, 2013 Credit, Debit and Prepaid Cards Why do major payment processors all charge roughly the same fee (2.9% + $0.30)? May 5, 2013 Payment Operations, Pricing and Fees Seeking an attorney who can assist our client (a Sri Lankan bank) with registering as a money transmitter in New York and eventually other states. Any recommendations? May 4, 2013 US Money Transmitter Licensing and MSB Registration Can anyone recommend a lawyer to help a Sri Lankan bank register as a money transmitter in New York (and later other US states)? May 4, 2013 US Money Transmitter Licensing and MSB Registration If I run a Canadian business selling digital products on a U.S. platform, am I responsible for collecting sales tax from Canadian customers? Apr 11, 2013 Tax and Financial Reporting Which payment gateways are best for selling digital content in Europe and South America? Apr 7, 2013 Merchant Accounts, Processors and Gateways What payment gateway works best for selling digital content in Europe and South America? Apr 7, 2013 Merchant Accounts, Processors and Gateways Are current anti–money laundering rules helping or harming the U.S. financial system? Apr 4, 2013 AML Programs, KYC and Compliance Operations Which U.S. banks provide euro-denominated bank accounts? Mar 5, 2013 Opening Bank Accounts, Personal and Business Why should we trust that small U.S. businesses can generate sufficient employment? Feb 2, 2013 Economics, Inflation and Monetary Policy Can U.S. bank account numbers include alphabetic characters? Feb 1, 2013 How Banks Work Which online service is most cost-effective for registering multiple S/C-corporations in the U.S. and obtaining EINs? Dec 7, 2012 Law, Contracts, Terms of Service and Legal Structures Which U.S.-based independent payment gateways are considered the best? Dec 6, 2012 Merchant Accounts, Processors and Gateways How does Xoom transfer funds from a U.S. credit card to a Mexican bank account? Nov 9, 2012 Sending and Receiving Money Abroad How does Xoom process a transfer from the US to a foreign bank account such as one in Mexico? Nov 9, 2012 Sending and Receiving Money Abroad What’s the best way to ship business products efficiently and cost-effectively? Nov 8, 2012 General Finance Questions Online Bill Pay: Are payee-to-payee transfers permitted, and if so, why aren’t they available? Nov 1, 2012 Banking and Payments Technology Stack What are good options for a U.S. startup with low volume and ticket size to accept online payments? Sep 10, 2012 Merchant Accounts, Processors and Gateways What payment solutions work best for low-volume, low-value startups in the United States? Sep 10, 2012 Merchant Accounts, Processors and Gateways How many MoneyGram agents operate in the US, Mexico, and worldwide? Sep 8, 2012 Money Transfer Business and MTOs How many agents does MoneyGram operate in the U.S., Mexico, and worldwide? Sep 8, 2012 Money Transfer Business and MTOs Is it possible to open a U.S. checking account without physically traveling to the United States? Sep 1, 2012 Opening Bank Accounts, Personal and Business Where can I locate the bank-by-mail addresses for major U.S. banks without having to call each institution? Aug 10, 2012 Domestic Payment Rails, National Switches and Clearing Systems Why has Google decided not to operate as a commercial bank? Aug 8, 2012 Fintech, BaaS and Embedded Finance Money Transfers: What share of the U.S. domestic market do Western Union and MoneyGram hold? Jul 9, 2012 Money Transfer Business and MTOs Which Canadian companies are known for providing quality web hosting services? Jul 9, 2012 General Finance Questions How can payments be accepted via SMS in Mexico? Jul 8, 2012 Payments (General) How can merchants in Mexico accept customer payments through SMS? Jul 8, 2012 Merchant Accounts, Processors and Gateways