Cards

Merchant Accounts, Processors and Gateways

The merchant side: getting a merchant account, payment service providers, gateways, ISOs, high-risk merchant accounts, point of sale

238 questions · 17 topics
Is nationwide coverage guaranteed?Oct 17, 2025Payment Service Providers (PSP)In payments, what is a merchant of record and what does it mean?Jan 2, 2023Merchant of RecordWhy do money transfer companies struggle to access card processing services?Jun 8, 2020Card PaymentsHow can a non-resident obtain a high-risk merchant account in the US?Feb 8, 2020High-Risk Merchant AccountsWhat is the average monthly revenue a typical independent sales organization (ISO) is expected to generate for a small-to-mid principal license holder, and what commission structures are common?Jan 8, 2019Independent Sales Organizations (ISO)Why do many places in Portugal reject “international credit cards”?Aug 12, 2018Card PaymentsHow can I set up multiple payment gateways on my e-commerce site so payments route based on the customer’s location to the nearest branch?Jun 1, 2018Payment GatewaysIn payments, what do “upstream” and “downstream” mean?Jun 3, 2017Payment ProcessorsWhat would be required for the many U.S. merchants using flat-screen POS terminals with built-in mag-stripe readers to meet new EMV acceptance requirements?Apr 1, 2017Card PaymentsWhich merchant account providers do not require you to have a bank account?Feb 2, 2017Merchant AccountsWhich regulated financial company in the EU offers an excellent onboarding experience?Nov 6, 2016Payment ProcessorsHow can I find a payment service provider whose services I can resell?Nov 6, 2016Payment Service Providers (PSP)Do merchant accounts support third-party billing, and does PayPal allow this?Oct 9, 2016Payment ProcessorsWhich bank does Facebook use to process payment transactions?Oct 2, 2016Payment ProcessorsCan Stripe, PayPal, WePay, or Braintree be used by companies that aggregate third-party payments?Aug 9, 2016Payment ProcessorsWhich payment gateway platforms allow regulated financial services businesses to operate?Aug 9, 2016Payment GatewaysIf I form a Payment Facilitator, do card networks require assigning individual merchant IDs to each sponsored merchant?Aug 5, 2016Payment Facilitators (PayFac)Why is it difficult for merchants outside the U.S./EU to support international payments?Jul 12, 2016Payment ProcessorsIs there a company that lets you accept bank transfers globally or across several countries?Jul 1, 2016Payment Service Providers (PSP)Which payment gateway lets a U.S. company charge customers in multiple local currencies, including those in Southeast Asia?May 4, 2016Payment GatewaysWhat is a strong payment gateway option for a Saudi/Middle East startup besides PayPal?May 2, 2016Payment GatewaysCan Pakistani businesses use a Skrill business account to accept Visa and Mastercard payments?Apr 8, 2016Payment ProcessorsWhich payment gateway does Airbnb use to process payments?Mar 8, 2016Payment GatewaysHow can telecom payment gateways be used to charge for digital content in countries like Saudi Arabia and Egypt?Mar 8, 2016Payment GatewaysIs there a future for mobile payment aggregators, and which industries would benefit most?Mar 5, 2016Payment ProcessorsWhich alternative payment providers are best for online payments in South America?Feb 12, 2016Payment ProcessorsWho is behind Keenu, which claims to be Pakistan’s first payment gateway?Feb 7, 2016Payment GatewaysWhy can’t payment gateways operate in every country?Feb 3, 2016Payment GatewaysDo payment gateways permit money-transmission businesses to operate on their platforms?Feb 2, 2016Payment GatewaysWhich payment gateway providers offer strong protection and transparency when responding to government data requests?Jan 11, 2016Payment GatewaysWhy are some Square and PayPal transactions described as “offline” even though authorization occurs online?Jan 3, 2016Card PaymentsWhich international payment solutions are available for cross-border use?Sep 11, 2015Payment Service Providers (PSP)What alternatives exist to 2Checkout for Pakistani ecommerce businesses facing high cross-border fees?Sep 10, 2015Payment ProcessorsIf I want to aggregate payments for many vendors, how could I profit by running my own payment gateway without third parties?Sep 9, 2015Payment GatewaysCan a merchant effectively operate as a payment service provider on top of PayPal?Aug 10, 2015Payment Service Providers (PSP)What value does a global acquiring bank bring to merchants and payment businesses?Aug 6, 2015Acquiring BanksWhich payment gateways are available in Pakistan?Aug 5, 2015Payment GatewaysHow does PayPal Here compare to Square?Jul 5, 2015Payment Service Providers (PSP)What are the top five consumer problems that mobile POS systems help solve?Jul 4, 2015Point of Sale (POS)Which payment gateways are best in the Middle East, and is a local company required for approval?Jul 3, 2015Payment GatewaysI want to build a payment gateway in a developing country—what software options are available?Jun 9, 2015Payment GatewaysWhat payment gateway is recommended for a mobile e-commerce app based in Dubai?Jun 8, 2015Payment GatewaysWhat solutions or tips can help small businesses avoid high credit-card processing fees?Jun 5, 2015Card PaymentsWhich POS terminal is currently the most advanced on the market?Jun 4, 2015Point of Sale (POS)I’m launching a business but I can’t handle payouts, fraud, chargebacks, AML compliance, PCI compliance, and buyer/seller disputes—are there payment platforms that take on these burdens?May 10, 2015Payment Service Providers (PSP)Are today’s mobile POS solutions sustainable long term, and what do they imply for banks?May 9, 2015Point of Sale (POS)Do U.S. companies use web-based electronic checks, and which payment gateways support them?May 7, 2015Payment GatewaysWhy did Citibank Pakistan discontinue ecommerce gateway services, and what systemic issues make banks reluctant to offer them?May 3, 2015Payment GatewaysWhy do Pakistani banks currently avoid offering merchant accounts for ecommerce businesses?May 3, 2015Merchant AccountsWhich payment processors can a SaaS startup in Thailand use?Apr 9, 2015Payment Processors