Kept

Lending, Credit Scores and BNPL

Loans, credit, credit scores and credit bureaus, buy now pay later, consumer and business lending

20 questions · 18 topics

Collections Consumer Credit Consumer Lending Credit Building Credit Bureaus Credit Risk Credit Scoring Debt Management Debt Recovery Lending in Emerging Markets Loan Pricing Loan Servicing Loan Underwriting Mortgages Real Estate Finance Short-Term Lending Student Finance Uncollateralized Loans

Can I be arrested in GCC countries or my home country if I have an unpaid UAE credit card debt of AED 5,000?Feb 8, 2019Consumer Credit Why do banks in Pakistan generally not offer student loans?Jan 5, 2017Credit Risk How is Mint.com able to offer users pre-approved credit card offers?Apr 5, 2016Consumer Credit Can banks legally charge late fees in addition to interest on overdue payments?Sep 10, 2015Consumer Credit Do banks hire consultants to help review and process loan applications?Mar 5, 2015Loan Underwriting How do banks in Pakistan recover money from borrowers who don’t pay?Jan 7, 2015Collections Why don’t people simply borrow large sums from banks and disappear?Dec 6, 2014Credit Risk How can someone with no credit use a high income to build credit more quickly?Dec 6, 2014Credit Building In what ways could companies like Experian and Equifax be disrupted?Jul 3, 2014Credit Bureaus Do any financial institutions consider your prior credit or payment history when relocating to another country?Feb 6, 2014Credit Risk What occurs if a homeowner has the funds to repay a mortgage but refuses to pay the bank, insisting on paying only the entity from which the bank borrowed the money? I’ve heard of a legal tactic some homeowners use to avoid repayment—how does this work?Jan 4, 2014Mortgages If a homeowner can pay their mortgage but refuses to pay the bank—and insists on paying only the bank’s funding source—what happens legally and in practice?Jan 4, 2014Mortgages What would occur if mortgages were suddenly banned?Sep 11, 2013Mortgages Does a personal loan function similarly to an overdraft, or does it involve regular cash repayments?Apr 3, 2013Consumer Credit Does a personal loan function like an overdraft or require structured repayments?Apr 3, 2013Consumer Lending Do Pakistani banks maintain internal credit scores for customers?Feb 8, 2013Credit Scoring Do Pakistani banks track and maintain customer credit scores?Feb 8, 2013Credit Bureaus Is it advisable to use a credit card check to pay down a credit line balance?Dec 7, 2012Consumer Credit How can credit card debt be transferred or assigned to another person?Sep 12, 2011Consumer Credit Is it possible to transfer your credit card debt to another person?Sep 12, 2011Consumer Credit