Payments

Digital Wallets, Mobile Money and P2P Payments

Wallet apps, mobile money, peer-to-peer payment apps, wallet top-ups and cash-out

96 questions · 7 topics
What is accurate and what is misleading about the article claiming M-Pesa and Bitcoin are mirror images of each other?Jan 11, 2015Mobile PaymentsWhen will Facebook add person-to-person payments to WhatsApp?Jan 10, 2015Peer-to-Peer PaymentsIs there a service that works like a virtual wallet where users can deposit and withdraw funds?Jan 1, 2015Digital WalletsHow do P2P transfer apps like Square, Venmo, and PayPal work—do they use their own merchant accounts, and can they initiate ACH transfers between accounts on users’ behalf?Dec 8, 2014Peer-to-Peer PaymentsHow does a payment system like PayPal function end to end?Dec 8, 2014Digital WalletsWill Apple Pay push mobile payments into the mainstream?Sep 12, 2014Mobile PaymentsIs a peer-to-peer money-transfer app considered a product or a service?Sep 4, 2014Peer-to-Peer PaymentsWhy haven’t mobile payment systems achieved broader consumer adoption?Sep 3, 2014Mobile PaymentsWhat is the absolute cheapest way for an online business to move $1 between two users?Aug 8, 2014Peer-to-Peer PaymentsPayPal vs. Google Wallet—who is likely to win?Jul 10, 2014Digital WalletsOnline Payments: With digital wallets becoming more common, is there a future for an app that converts spare coins into bank deposits or merchant gift cards?Jul 5, 2014Digital WalletsWhich countries accept M-PESA or similar mobile money systems?May 5, 2014Mobile MoneyIn which countries is M-PESA (or similar systems) accepted?May 5, 2014Mobile MoneyIs there anything you can do early on to avoid PayPal freezing or limiting your account without cause?Apr 11, 2014Digital WalletsWill mobile phones remain just a tool to initiate payments, or will they become the primary payment instrument themselves?Apr 8, 2014Mobile PaymentsWhat are the biggest user-experience challenges facing mobile wallet products?Mar 12, 2014Digital WalletsWhy is there no M-Pesa-style mobile money system in Europe despite its success in some African nations?Feb 12, 2014Mobile PaymentsHow do people link their bank account to an online financial service or app?Feb 6, 2014Digital WalletsWhich online payment gateways allow sending money, not just receiving it?Jan 10, 2014Peer-to-Peer PaymentsIs there an online payment model that allows multiple purchasers to contribute toward a single item for someone?Jan 8, 2014Peer-to-Peer PaymentsWhich PayPal alternatives are available for personal payments in the U.S.?Nov 1, 2013Peer-to-Peer PaymentsWhat PayPal alternatives exist for personal peer-to-peer payments in the US?Nov 1, 2013Peer-to-Peer PaymentsWhy is there no PayPal-like peer-to-peer money-transfer system in India?Sep 5, 2013Peer-to-Peer PaymentsWhich technology is likely to dominate mobile payments: digital wallets, NFC, or mobile card readers like Square?Aug 5, 2013Mobile PaymentsWhich approach is most likely to win in mobile payments: digital wallets, NFC, or mobile card readers (like Square)?Aug 5, 2013Mobile PaymentsWhat payment methods are teenagers most comfortable using for web services or e-commerce?Jun 10, 2013Mobile PaymentsHow would you explain PayPal to an 18-year-old with no prior experience in online payments?Mar 6, 2013Digital WalletsCan someone open a U.S. PayPal account using an Israeli credit card?Jan 10, 2013Digital WalletsIf two NFC cards are in my wallet, what prevents both from being charged when I tap for payment?Dec 12, 2012Digital WalletsWhat are your views on cloud-based digital wallets for proximity payments?Dec 10, 2012Digital WalletsHow can I obtain a $400 refund from PayPal for an item that never arrived?Nov 5, 2012Digital WalletsWhat mobile payment systems work best for e-commerce in countries with low card usage?Oct 11, 2012Mobile PaymentsHow are mobile payments likely to evolve over the next few years?May 10, 2012Mobile PaymentsHow are mobile payments expected to change over the next several years?May 10, 2012Mobile PaymentsCan anyone share real-world experiences using Dwolla for online payments?Feb 12, 2012Peer-to-Peer PaymentsHow is the mobile payments industry expected to develop over the next few years?Feb 11, 2012Digital WalletsWhy has Skrill, formerly Moneybookers, lost popularity over time?Feb 11, 2012Digital WalletsWhy has NFC struggled to become a mainstream mobile payment technology?Feb 10, 2012Mobile PaymentsWhat’s the best way to receive money online?Feb 9, 2012Peer-to-Peer PaymentsWhat is the most reliable way to receive money online?Feb 9, 2012Peer-to-Peer PaymentsHow does PayPal differ from Dwolla?Feb 4, 2012Peer-to-Peer PaymentsWhat are the key differences between Venmo and Dwolla?Feb 4, 2012Peer-to-Peer PaymentsHow does PayPal differ from Dwolla in terms of functionality and use cases?Feb 4, 2012Peer-to-Peer PaymentsWhat are the key differences between Venmo and Dwolla as payment platforms?Feb 4, 2012Peer-to-Peer PaymentsWhat’s the most secure and affordable way to transfer money online?Nov 9, 2011Peer-to-Peer PaymentsWhat are the best global alternatives to PayPal for payments?Jul 8, 2011Digital Wallets