Card Networks and Card Issuing
Visa and Mastercard network rules, issuing your own card, BIN sponsorship, authorisation flows
American ExpressBIN SponsorshipCard AuthorizationCard IssuingCard PayoutsCard Schemes and NetworksCross-Border Card TransactionsDiscoverDomestic Card SchemesInterchangeIssuer ProcessingMastercardScheme FeesUnionPayVirtual CardsVisa
What is involved in issuing prepaid debit cards through offshore banks?Jul 8, 2021Card IssuingHow can I build my own payment gateway and get Visa and Mastercard approval without affiliating with banks or third parties?Mar 5, 2017Card Schemes and NetworksWhy are Visa, Mastercard, and American Express the dominant major players in transaction processing?Mar 3, 2017Card Schemes and NetworksWhen a credit card company says it “processes” a transaction, what does that include, and does it involve fraud or legitimacy checks?Aug 1, 2016Card AuthorizationWhat is the most common logo size used for Visa, Mastercard, AmEx, Discover, JCB, and UnionPay on standard bank cards?Jun 11, 2016Card Schemes and NetworksHow do card networks like Visa, AmEx, and Mastercard handle cross-border transactions?Jun 3, 2016Cross-Border Card TransactionsDo credit and debit card payments go through SWIFT, or do they use separate networks?May 7, 2016Card Schemes and NetworksIf Bank A’s debit card can withdraw cash at Bank B’s ATM, how does that work without banks sharing sensitive account data?May 1, 2016Card Schemes and NetworksHow can I create a company-branded “debit card” that works at standard point-of-sale terminals?Mar 4, 2016Card IssuingHow did Visa and Mastercard significantly expand their margins starting around 2005?Jan 7, 2016Card Schemes and NetworksHow can I get a co-branded prepaid Mastercard, Visa, or PayPal card for my virtual assistants that also promotes my website with my logo?Oct 6, 2015Card IssuingDo issuing banks ever outsource credit card sales in exchange for a share of recurring revenues?Sep 9, 2015Card IssuingHow does China UnionPay operate as a payment network?Sep 9, 2015UnionPayHow can someone obtain and distribute Visa or Mastercard prepaid debit cards in an African country?Aug 10, 2015Card IssuingHow can someone launch a prepaid debit or credit card program with a bank without being a resident of that country?Aug 5, 2015Card IssuingCan you walk through the full credit-card payment flow from the payment terminal and swipe to the issuing bank returning an authorization code?Jul 3, 2015Card AuthorizationAre Visa and Mastercard owned by the same company?Jun 5, 2015Card Schemes and NetworksHow hard would it be to create an online-only card network like Visa or MasterCard focused just on internet payments?Jun 4, 2015Card Schemes and NetworksWhy don’t banks and card processors let users restrict account access by IP location or country for extra security?May 8, 2015Card AuthorizationWhat are the pros and cons of an EU member state building a national debit-card payment scheme?Mar 10, 2015Card Schemes and NetworksWhat types of organizations are authorized to issue credit cards?Mar 6, 2015Card IssuingAs of February 2015, had Visa officially rolled out its P2PE solution?Feb 11, 2015VisaWhat is the typical pricing range for white-label card issuers?Jan 5, 2015Card IssuingCan I handle printing of white-label payment cards for my business?Jan 4, 2015Card IssuingWhat is the difference between Visa and Interac?Sep 12, 2014Card Schemes and NetworksWhat are the licensing costs for Visa and Mastercard for both issuing and acquiring operations?Sep 8, 2014Card Schemes and NetworksWhat is required to become a Visa or Mastercard issuer?Aug 8, 2014Card IssuingHow can my company start issuing virtual prepaid debit cards?May 10, 2014Virtual CardsCan payment-card issuers decline a transaction when the merchant does not provide billing-address information?May 6, 2014Card AuthorizationWhat is the importance of the PayPal–Discover agreement?Jan 8, 2014Card Schemes and NetworksDo card networks like Mastercard, Visa, and AmEx provide anonymized transaction data via public APIs?Dec 12, 2013Card Schemes and NetworksCredit Card Processing: What steps are required to become a new payment type—similar to Visa, Mastercard, Discover, or Amex—and handle routing of authorizations to issuing banks?Sep 6, 2013Card Schemes and NetworksIf someone wanted to create a new payment type like Visa/Mastercard/AmEx/Discover, what would actually be required?Sep 6, 2013Card Schemes and NetworksWhat specific function do companies like Visa and MasterCard serve in enabling electronic fund transfers?Sep 2, 2013Card Schemes and NetworksWhat role do Visa and MasterCard play in electronic funds transfers?Sep 2, 2013Card Schemes and NetworksCould electronic checking cause credit cards to lose market share?Jun 12, 2013Card Schemes and NetworksWhere can you access data on aggregated credit card transactions?Apr 9, 2013Card Schemes and NetworksDo Visa and Mastercard run private processing networks, and why not use the public internet instead?Feb 12, 2013Card Schemes and NetworksDo Visa and MasterCard operate private payment networks, and why don’t they rely solely on the public internet?Feb 12, 2013Card Schemes and NetworksWhy do processors exist — why don't Visa and Mastercard directly handle all transactions themselves?Feb 5, 2013Card Schemes and NetworksWhat does it cost a bank to produce and issue a debit card?Jan 10, 2013Card IssuingWhat is the minimum data required to authorize a credit card transaction?Dec 6, 2012Card AuthorizationWhat new or growing niches are appearing in the credit card processing sector?Sep 11, 2012Cross-Border Card TransactionsWhat qualifications are needed to operate as an acquiring bank that processes credit and debit card transactions?Aug 8, 2012Card Schemes and Networks