Banking and Payments Technology Stack
Core banking systems, payment software, system architecture, integrations between financial systems
Cloud Infrastructure for FinanceFinancial Technology ArchitectureLedger DesignPerformanceScalabilitySystem Integration
What major problems in payments technology remain unsolved?Mar 6, 2021Financial Technology ArchitectureWill Ripple dominate global cross-border payments?Jun 10, 2019Financial Technology ArchitectureHow does online banking bill payment work?Jul 5, 2017Financial Technology ArchitectureHow does a bank connect into the broader financial system?Nov 5, 2016System IntegrationHow does Droplet Pay work from a technical architecture perspective?Aug 9, 2016Financial Technology ArchitectureHow does online banking work, and why can’t a hacker simply increase an account balance without stealing from somewhere else?Aug 5, 2016Financial Technology ArchitectureWhat happens if two people withdraw cash at the same time from different ATMs linked to the same bank account?Jul 12, 2016Financial Technology ArchitectureWhat happens behind the scenes when you withdraw cash from an ATM?Jun 1, 2016Financial Technology ArchitectureHow do ATMs function internally?Jun 1, 2016Financial Technology ArchitectureHow do banks manage and record very large volumes of transactions and customer accounts?May 3, 2016Financial Technology ArchitectureWhich banking and payments platform vendors have best embraced fintech and next-generation IT?Feb 7, 2016Financial Technology ArchitectureIn a core banking system, what does “multi-bank capability” mean?Feb 1, 2016Financial Technology ArchitectureWhat features and modules are typically included in banking software?Dec 12, 2015Financial Technology ArchitectureHow are the SWIFT and Visa networks linked, and does Visa use SWIFT for bulk transaction messaging?Dec 11, 2015Financial Technology ArchitectureHow advanced or “intelligent” are ATMs in terms of what they can do and decide?Dec 2, 2015Financial Technology ArchitectureDebit Cards: Are there any real-time tools that convert traditional bank details into SEPA IBAN and BIC format?Dec 1, 2015Financial Technology ArchitectureHow do banks connect into and communicate over the SWIFT network?Nov 5, 2015Financial Technology ArchitectureIn online payments, what does tokenization mean?Aug 9, 2015Financial Technology ArchitectureHow can we build a proof of concept for an agent-banking solution?Aug 2, 2015Financial Technology ArchitectureIs there an off-the-shelf EMV (chip-and-PIN) Bluetooth card reader I can buy to build my own iOS payment solution?Jul 5, 2015Financial Technology ArchitectureIf a bank quietly added one cent to every customer’s account balance, what would happen?May 5, 2015Financial Technology ArchitecturePayment Processing: What technologies and systems power gift cards?May 4, 2015Financial Technology ArchitectureHow can I build a basic online banking system from scratch?Apr 7, 2015Financial Technology ArchitectureWhat systems do banks typically use to maintain and reconcile customer accounts?Apr 7, 2015Financial Technology ArchitectureWhat additional infrastructure is needed to boost real-world acceptance of cryptocurrencies?Mar 9, 2015Financial Technology ArchitectureFor web-based payment processors, what key pieces are still missing in today’s payments infrastructure?Feb 12, 2015Financial Technology ArchitectureHow do banks use encryption in ATMs, and where is ATM-related data stored?Feb 3, 2015Financial Technology ArchitectureWhere can I find the ISO 8583 message specifications for each card network such as Visa, Mastercard, and STAR?Jan 4, 2015Financial Technology ArchitectureWhat might a future “converged” ecosystem of multiple mobile financial services operators look like?Jan 2, 2015Financial Technology ArchitectureWhich companies manufacture banknote recyclers used in cash-accepting ATMs?Dec 12, 2014Financial Technology ArchitectureHow do ATMs and internet/mobile banking systems enable bill payments and mobile top-ups for telecom providers?Nov 8, 2014Financial Technology ArchitectureAre there any open-source software solutions designed specifically for the money transfer industry?Sep 5, 2014Financial Technology ArchitectureWhat are the key differences between a core banking system and a billing system?Aug 9, 2014Financial Technology ArchitectureWhat are the differences between a management information system (MIS) and a transaction processing system (TPS)?Aug 7, 2014Financial Technology ArchitectureWho is developing the next generation of banking applications?Jul 8, 2014Financial Technology ArchitectureWhat are the key requirements for building a micropayments system?Jun 10, 2014Financial Technology ArchitectureDo MagTek and IDTech provide white-label hardware readers?Jun 2, 2014Financial Technology ArchitectureWhat upcoming innovations can we expect in ATM technology?May 6, 2014Financial Technology ArchitectureWhich Pakistani tech companies are building their own products rather than only doing services?May 4, 2014Financial Technology ArchitectureWhat is the most comprehensive method for processing payments online?Mar 10, 2014Financial Technology ArchitectureWhy is U.S. commercial banking technology seemingly a decade behind that of other countries I’ve lived in?Mar 2, 2014Financial Technology ArchitectureAs data-security demands grow, will credit card processing shift more toward cloud-based solutions?Feb 10, 2014Cloud Infrastructure for FinanceIf I’m offering SaaS to Asian customers, where should my servers be located?Feb 5, 2014PerformanceHow and where do banks store, retrieve, and update account information?Feb 5, 2014Financial Technology ArchitectureWhat precautions should you take when building your first billing and payment system?Oct 1, 2013Financial Technology ArchitectureWhat precautions should be taken when building a billing and payment system for the first time?Oct 1, 2013Financial Technology ArchitectureHow much of the internet still relies on pre-2000 legacy code, infrastructure, or hardware?Aug 10, 2013System IntegrationDo most banks build their own core banking and CRM systems, or do they buy them?Jul 12, 2013Financial Technology ArchitectureIs it easy to build a payment gateway from scratch?Jul 10, 2013Financial Technology ArchitectureDo banking transaction references include profanity filters?Apr 12, 2013Financial Technology Architecture